Crop-loss band · South Carolina
Dorchester County, South Carolina — crop-loss band
- 1.51Low end of the filed band
- 2.72Middle of the filed band
- 3.53High end of the filed band
- 2020Worst year filed (3.69)
- 10Years filed
Every year the Risk Management Agency has filed for Dorchester County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.51 at the low end to 3.53 at the high end, with 2.72 in the middle. The worst year filed is 2020, at 3.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $861,808 | $3,040,391 | $4,515,923 | 249 | 249 | 3.53 |
| 2016 | $271,692 | $741,188 | $1,154,900 | 83 | 83 | 2.73 |
| 2017 | $51,605 | $161,509 | $507,934 | 38 | 37 | 3.13 |
| 2018 | $270,492 | $705,182 | $1,773,233 | 143 | 143 | 2.61 |
| 2019 | $1,021,087 | $2,215,709 | $5,331,105 | 274 | 274 | 2.17 |
| 2020 | $522,733 | $1,929,966 | $2,931,791 | 178 | 178 | 3.69 |
| 2021 | $247,622 | $373,212 | $1,314,140 | 62 | 62 | 1.51 |
| 2022 | $1,307,859 | $4,160,435 | $7,127,620 | 264 | 264 | 3.18 |
| 2023 | $212,234 | $577,077 | $1,510,698 | 61 | 61 | 2.72 |
| 2024 | $1,685,718 | $3,442,719 | $8,247,039 | 346 | 346 | 2.04 |
Commodities insured in Dorchester County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.64Low end of the filed band
- 1.93Middle of the filed band
- 3.20High end of the filed band
- 2017Worst year filed (3.27)
- 10Years filed
- $3,021,726Premium filed
- $6,133,528Indemnity paid
- $13,927,027Liability insured
- 22,686Quantity planted
- 43,514Quantity lost
- 443Policies
- 443Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- ARPI/SCO/STAX Crops Only $2,690,120 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,613,772 indemnity · 10 years
- Drought $651,017 indemnity · 6 years
- Wildlife $377,377 indemnity · 7 years
- Tropical Storm $331,861 indemnity · 1 years
- Heat $306,105 indemnity · 4 years
Corn 10 years filed
- 1.78Low end of the filed band
- 2.71Middle of the filed band
- 3.38High end of the filed band
- 2020Worst year filed (4.89)
- 10Years filed
- $1,947,890Premium filed
- $5,899,737Indemnity paid
- $10,289,321Liability insured
- 21,414Quantity planted
- 26,429Quantity lost
- 550Policies
- 550Policies with a loss
- 3.03Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- Drought $2,074,985 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,613,328 indemnity · 2 years
- Heat $1,168,315 indemnity · 7 years
- Tropical Storm $393,135 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $304,961 indemnity · 8 years
- Wildlife $109,819 indemnity · 7 years
Soybeans 10 years filed
- 2.52Low end of the filed band
- 2.72Middle of the filed band
- 3.83High end of the filed band
- 2022Worst year filed (3.95)
- 10Years filed
- $961,204Premium filed
- $2,928,300Indemnity paid
- $5,233,211Liability insured
- 16,056Quantity planted
- 19,123Quantity lost
- 442Policies
- 442Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- Drought $701,407 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $661,051 indemnity · 2 years
- Wildlife $516,819 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $457,128 indemnity · 10 years
- Tropical Storm $193,872 indemnity · 1 years
- Hurricane/Tropical Depression $180,305 indemnity · 7 years
Peanuts 10 years filed
- 1.96Low end of the filed band
- 4.43Middle of the filed band
- 6.89High end of the filed band
- 2015Worst year filed (13.76)
- 10Years filed
- $522,030Premium filed
- $2,385,823Indemnity paid
- $4,964,824Liability insured
- 7,322Quantity planted
- 9,559Quantity lost
- 263Policies
- 262Policies with a loss
- 4.57Loss ratio, whole span
Causes that carried the indemnity in Dorchester County
- Excess Moisture/Precipitation/Rain $934,580 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $615,946 indemnity · 2 years
- Tropical Storm $232,378 indemnity · 1 years
- Wildlife $176,032 indemnity · 6 years
- Drought $175,078 indemnity · 6 years
- Heat $128,787 indemnity · 7 years
Every county-crop the agency files in South Carolina → Buy the Dorchester County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.