Crop-loss band · South Carolina
Orangeburg County, South Carolina — crop-loss band
- 1.59Low end of the filed band
- 2.19Middle of the filed band
- 2.99High end of the filed band
- 2015Worst year filed (4.16)
- 10Years filed
Every year the Risk Management Agency has filed for Orangeburg County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.59 at the low end to 2.99 at the high end, with 2.19 in the middle. The worst year filed is 2015, at 4.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,957,813 | $16,474,072 | $25,408,603 | 877 | 869 | 4.16 |
| 2016 | $1,694,267 | $5,069,101 | $8,040,723 | 358 | 356 | 2.99 |
| 2017 | $299,844 | $878,688 | $1,933,314 | 127 | 127 | 2.93 |
| 2018 | $1,629,334 | $2,598,464 | $8,750,224 | 391 | 387 | 1.59 |
| 2019 | $3,623,481 | $7,929,239 | $17,240,095 | 638 | 635 | 2.19 |
| 2020 | $687,339 | $1,521,685 | $2,971,691 | 196 | 190 | 2.21 |
| 2021 | $384,582 | $842,814 | $2,194,312 | 139 | 139 | 2.19 |
| 2022 | $7,028,898 | $19,523,680 | $29,782,350 | 755 | 754 | 2.78 |
| 2023 | $1,800,647 | $3,204,389 | $6,882,436 | 203 | 203 | 1.78 |
| 2024 | $6,030,180 | $12,550,039 | $28,710,247 | 886 | 886 | 2.08 |
Commodities insured in Orangeburg County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.98Low end of the filed band
- 2.42Middle of the filed band
- 3.41High end of the filed band
- 2015Worst year filed (4.06)
- 10Years filed
- $12,335,081Premium filed
- $27,946,201Indemnity paid
- $55,654,427Liability insured
- 74,096Quantity planted
- 169,587Quantity lost
- 1,475Policies
- 1,465Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Orangeburg County
- ARPI/SCO/STAX Crops Only $12,224,500 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $6,763,228 indemnity · 9 years
- Drought $2,833,694 indemnity · 10 years
- Tropical Storm $1,749,125 indemnity · 2 years
- Heat $1,582,444 indemnity · 8 years
- Hurricane/Tropical Depression $1,316,503 indemnity · 8 years
Corn 10 years filed
- 1.24Low end of the filed band
- 2.21Middle of the filed band
- 2.79High end of the filed band
- 2022Worst year filed (4.21)
- 10Years filed
- $6,544,611Premium filed
- $18,801,317Indemnity paid
- $34,205,290Liability insured
- 66,699Quantity planted
- 65,152Quantity lost
- 1,264Policies
- 1,261Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Orangeburg County
- Drought $5,836,328 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $5,093,839 indemnity · 1 years
- Heat $2,804,850 indemnity · 10 years
- Tropical Storm $2,474,366 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,283,453 indemnity · 10 years
- Hurricane/Tropical Depression $724,209 indemnity · 9 years
Peanuts 10 years filed
- 2.46Low end of the filed band
- 4.16Middle of the filed band
- 7.41High end of the filed band
- 2015Worst year filed (12.47)
- 10Years filed
- $1,733,602Premium filed
- $8,919,980Indemnity paid
- $15,297,367Liability insured
- 20,303Quantity planted
- 20,205Quantity lost
- 556Policies
- 556Policies with a loss
- 5.15Loss ratio, whole span
Causes that carried the indemnity in Orangeburg County
- Excess Moisture/Precipitation/Rain $2,988,001 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,256,216 indemnity · 1 years
- Tropical Storm $1,487,219 indemnity · 2 years
- Drought $1,248,562 indemnity · 10 years
- Wildlife $340,417 indemnity · 9 years
- Heat $260,426 indemnity · 6 years
Soybeans 10 years filed
- 1.83Low end of the filed band
- 2.82Middle of the filed band
- 3.55High end of the filed band
- 2022Worst year filed (4.25)
- 10Years filed
- $2,932,050Premium filed
- $8,205,370Indemnity paid
- $16,312,721Liability insured
- 54,883Quantity planted
- 53,034Quantity lost
- 1,099Policies
- 1,088Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Orangeburg County
- Drought $2,040,496 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,780,572 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,298,169 indemnity · 1 years
- Wildlife $978,898 indemnity · 10 years
- Tropical Storm $836,320 indemnity · 2 years
- Heat $723,590 indemnity · 9 years
Peaches 6 years filed
- 0.50Low end of the filed band
- 1.50Middle of the filed band
- 2.13High end of the filed band
- 2021Worst year filed (2.13)
- 6Years filed
- $2,709,522Premium filed
- $4,167,616Indemnity paid
- $6,052,384Liability insured
- 1,764Quantity planted
- 1,764Quantity lost
- 43Policies
- 43Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Orangeburg County
- Freeze $3,062,044 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $617,007 indemnity · 1 years
- Frost $464,999 indemnity · 2 years
- Hail $21,785 indemnity · 1 years
- Wildlife $1,782 indemnity · 1 years
Wheat 9 years filed
- 1.74Low end of the filed band
- 2.39Middle of the filed band
- 3.87High end of the filed band
- 2022Worst year filed (3.87)
- 9Years filed
- $881,518Premium filed
- $2,551,687Indemnity paid
- $4,391,806Liability insured
- 25,960Quantity planted
- 25,962Quantity lost
- 133Policies
- 133Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Orangeburg County
- Excess Moisture/Precipitation/Rain $2,017,510 indemnity · 8 years
- Drought $362,495 indemnity · 5 years
- Freeze $51,196 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $43,228 indemnity · 4 years
- Plant Disease $40,276 indemnity · 1 years
- Decline in Price $18,003 indemnity · 1 years
Every county-crop the agency files in South Carolina → Buy the Orangeburg County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.