Crop-loss band · South Carolina
Spartanburg County, South Carolina — crop-loss band
- 0.76Low end of the filed band
- 1.68Middle of the filed band
- 2.66High end of the filed band
- 2024Worst year filed (4.61)
- 10Years filed
Every year the Risk Management Agency has filed for Spartanburg County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.76 at the low end to 2.66 at the high end, with 1.68 in the middle. The worst year filed is 2024, at 4.61. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,101,303 | $2,678,112 | $3,738,147 | 53 | 53 | 2.43 |
| 2016 | $1,746,408 | $1,320,923 | $7,672,558 | 36 | 36 | 0.76 |
| 2017 | $539,649 | $878,440 | $1,840,504 | 33 | 33 | 1.63 |
| 2018 | $288,200 | $482,996 | $1,088,279 | 20 | 20 | 1.68 |
| 2019 | $283,423 | $412,664 | $772,032 | 19 | 19 | 1.46 |
| 2020 | $304,097 | $422,965 | $873,366 | 29 | 29 | 1.39 |
| 2021 | $574,931 | $1,530,503 | $2,037,065 | 52 | 52 | 2.66 |
| 2022 | $615,703 | $1,176,183 | $1,980,931 | 31 | 31 | 1.91 |
| 2023 | $1,408,028 | $3,731,780 | $3,797,584 | 30 | 30 | 2.65 |
| 2024 | $97,014 | $446,802 | $1,486,399 | 31 | 31 | 4.61 |
Commodities insured in Spartanburg County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peaches 10 years filed
- 1.07Low end of the filed band
- 1.60Middle of the filed band
- 2.54High end of the filed band
- 2024Worst year filed (2.97)
- 10Years filed
- $4,738,133Premium filed
- $9,707,291Indemnity paid
- $12,627,756Liability insured
- 3,636Quantity planted
- 3,816Quantity lost
- 213Policies
- 213Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Spartanburg County
- Freeze $8,987,499 indemnity · 10 years
- Frost $258,047 indemnity · 4 years
- Hail $237,377 indemnity · 4 years
- Cold Winter $164,463 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $46,870 indemnity · 3 years
- Tropical Storm $6,461 indemnity · 1 years
All Other Crops 10 years filed
- 0.57Low end of the filed band
- 3.12Middle of the filed band
- 4.57High end of the filed band
- 2022Worst year filed (5.69)
- 10Years filed
- $1,930,815Premium filed
- $2,905,534Indemnity paid
- $11,299,455Liability insured
- 1,275Quantity planted
- 932Quantity lost
- 52Policies
- 52Policies with a loss
- 1.50Loss ratio, whole span
Causes that carried the indemnity in Spartanburg County
- Excess Moisture/Precipitation/Rain $927,930 indemnity · 8 years
- Heat $871,133 indemnity · 6 years
- Hurricane/Tropical Depression $396,545 indemnity · 4 years
- Freeze $308,454 indemnity · 4 years
- Hail $97,757 indemnity · 2 years
- Wildlife $96,265 indemnity · 1 years
Soybeans 9 years filed
- 0.40Low end of the filed band
- 1.79Middle of the filed band
- 6.31High end of the filed band
- 2024Worst year filed (6.31)
- 9Years filed
- $289,808Premium filed
- $468,543Indemnity paid
- $1,359,653Liability insured
- 5,419Quantity planted
- 5,468Quantity lost
- 69Policies
- 69Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Spartanburg County
- Tropical Storm $144,269 indemnity · 1 years
- Drought $125,047 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $118,031 indemnity · 7 years
- Wildlife $53,878 indemnity · 5 years
- Heat $12,227 indemnity · 1 years
- Decline in Price $10,298 indemnity · 4 years
Every county-crop the agency files in South Carolina → Buy the Spartanburg County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.