Crop-loss band · South Dakota
Edmunds County, South Dakota — crop-loss band
- 1.34Low end of the filed band
- 2.07Middle of the filed band
- 3.44High end of the filed band
- 2019Worst year filed (3.68)
- 10Years filed
Every year the Risk Management Agency has filed for Edmunds County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.34 at the low end to 3.44 at the high end, with 2.07 in the middle. The worst year filed is 2019, at 3.68. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,548,496 | $7,346,231 | $12,553,580 | 356 | 354 | 2.07 |
| 2016 | $2,180,746 | $3,098,038 | $9,219,307 | 241 | 240 | 1.42 |
| 2017 | $8,769,497 | $11,728,137 | $48,265,724 | 654 | 654 | 1.34 |
| 2018 | $14,609,318 | $29,364,353 | $99,793,673 | 1,039 | 1,038 | 2.01 |
| 2019 | $4,546,506 | $16,722,328 | $20,508,345 | 743 | 743 | 3.68 |
| 2020 | $5,923,162 | $20,366,389 | $29,600,761 | 1,038 | 1,037 | 3.44 |
| 2021 | $26,776,627 | $79,636,852 | $170,591,513 | 1,460 | 1,459 | 2.97 |
| 2022 | $6,376,715 | $18,616,605 | $28,511,195 | 951 | 951 | 2.92 |
| 2023 | $4,015,770 | $13,129,318 | $16,680,752 | 726 | 726 | 3.27 |
| 2024 | $6,344,310 | $10,230,356 | $36,865,956 | 939 | 939 | 1.61 |
Commodities insured in Edmunds County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.00Low end of the filed band
- 2.30Middle of the filed band
- 3.66High end of the filed band
- 2023Worst year filed (3.68)
- 10Years filed
- $43,205,685Premium filed
- $113,892,874Indemnity paid
- $223,732,015Liability insured
- 520,604Quantity planted
- 519,207Quantity lost
- 2,766Policies
- 2,764Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Edmunds County
- Drought $52,623,450 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $45,168,725 indemnity · 10 years
- Hail $7,982,684 indemnity · 9 years
- Cold Wet Weather $3,647,354 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,712,024 indemnity · 1 years
- Heat $1,220,770 indemnity · 5 years
Soybeans 10 years filed
- 0.99Low end of the filed band
- 2.30Middle of the filed band
- 4.67High end of the filed band
- 2023Worst year filed (4.96)
- 10Years filed
- $29,421,205Premium filed
- $71,523,444Indemnity paid
- $195,386,922Liability insured
- 590,230Quantity planted
- 597,536Quantity lost
- 2,725Policies
- 2,722Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Edmunds County
- Drought $35,126,305 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $22,285,945 indemnity · 10 years
- Hail $7,739,563 indemnity · 9 years
- Cold Wet Weather $1,926,425 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,286,270 indemnity · 3 years
- Heat $1,094,349 indemnity · 7 years
Wheat 10 years filed
- 1.39Low end of the filed band
- 1.86Middle of the filed band
- 3.39High end of the filed band
- 2021Worst year filed (3.78)
- 10Years filed
- $5,625,622Premium filed
- $15,166,308Indemnity paid
- $29,667,427Liability insured
- 116,241Quantity planted
- 118,119Quantity lost
- 752Policies
- 752Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Edmunds County
- Drought $9,333,492 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,518,758 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $864,299 indemnity · 5 years
- Heat $477,595 indemnity · 7 years
- Plant Disease $245,704 indemnity · 2 years
- Cold Wet Weather $238,808 indemnity · 5 years
Pasture,Rangeland,Forage 9 years filed
- 1.00Low end of the filed band
- 2.08Middle of the filed band
- 2.54High end of the filed band
- 2021Worst year filed (2.54)
- 9Years filed
- $4,206,770Premium filed
- $8,275,035Indemnity paid
- $20,830,523Liability insured
- 299,529Quantity planted
- 0Quantity lost
- 1,722Policies
- 1,722Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Edmunds County
- ARPI/SCO/STAX Crops Only $8,275,035 indemnity · 9 years
Forage Production 9 years filed
- 0.70Low end of the filed band
- 1.75Middle of the filed band
- 3.59High end of the filed band
- 2021Worst year filed (3.59)
- 9Years filed
- $360,399Premium filed
- $896,618Indemnity paid
- $2,097,653Liability insured
- 17,402Quantity planted
- 17,403Quantity lost
- 134Policies
- 133Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Edmunds County
- Drought $806,205 indemnity · 9 years
- Heat $76,672 indemnity · 5 years
- Freeze $9,912 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,829 indemnity · 2 years
Sunflowers 10 years filed
- 0.79Low end of the filed band
- 2.69Middle of the filed band
- 3.63High end of the filed band
- 2021Worst year filed (8.27)
- 10Years filed
- $271,465Premium filed
- $484,328Indemnity paid
- $876,265Liability insured
- 3,134Quantity planted
- 2,840Quantity lost
- 48Policies
- 48Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Edmunds County
- Excess Moisture/Precipitation/Rain $345,549 indemnity · 8 years
- Drought $58,552 indemnity · 4 years
- Cold Wet Weather $49,486 indemnity · 1 years
- Wind/Excess Wind $11,238 indemnity · 2 years
- Wildlife $10,470 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $5,389 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Edmunds County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.