Crop-loss band · South Dakota
Kingsbury County, South Dakota — crop-loss band
- 0.93Low end of the filed band
- 1.55Middle of the filed band
- 4.87High end of the filed band
- 2020Worst year filed (5.23)
- 10Years filed
Every year the Risk Management Agency has filed for Kingsbury County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.93 at the low end to 4.87 at the high end, with 1.55 in the middle. The worst year filed is 2020, at 5.23. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $259,457 | $349,456 | $1,911,695 | 63 | 63 | 1.35 |
| 2016 | $606,154 | $870,632 | $4,899,252 | 215 | 215 | 1.44 |
| 2017 | $1,098,575 | $1,017,767 | $9,609,753 | 252 | 251 | 0.93 |
| 2018 | $605,998 | $2,953,799 | $4,021,785 | 454 | 454 | 4.87 |
| 2019 | $10,894,126 | $45,173,159 | $83,747,513 | 2,146 | 2,146 | 4.15 |
| 2020 | $1,406,143 | $7,354,890 | $9,905,701 | 874 | 874 | 5.23 |
| 2021 | $2,397,030 | $4,018,453 | $21,637,337 | 347 | 347 | 1.68 |
| 2022 | $7,687,033 | $11,922,443 | $65,175,042 | 749 | 749 | 1.55 |
| 2023 | $7,213,363 | $11,212,693 | $59,022,696 | 531 | 531 | 1.55 |
| 2024 | $6,793,574 | $12,842,399 | $68,595,942 | 1,101 | 1,101 | 1.89 |
Commodities insured in Kingsbury County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.84Low end of the filed band
- 1.72Middle of the filed band
- 4.86High end of the filed band
- 2020Worst year filed (5.33)
- 10Years filed
- $24,294,809Premium filed
- $64,190,077Indemnity paid
- $187,082,096Liability insured
- 319,460Quantity planted
- 340,448Quantity lost
- 3,129Policies
- 3,129Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Kingsbury County
- Excess Moisture/Precipitation/Rain $41,609,662 indemnity · 10 years
- Drought $11,404,698 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,574,287 indemnity · 4 years
- Cold Wet Weather $2,378,665 indemnity · 8 years
- Wind/Excess Wind $2,244,054 indemnity · 3 years
- Hail $1,410,157 indemnity · 6 years
Soybeans 10 years filed
- 0.85Low end of the filed band
- 1.37Middle of the filed band
- 5.22High end of the filed band
- 2020Worst year filed (5.23)
- 10Years filed
- $13,658,643Premium filed
- $30,866,907Indemnity paid
- $134,679,911Liability insured
- 330,024Quantity planted
- 318,306Quantity lost
- 2,905Policies
- 2,905Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Kingsbury County
- Excess Moisture/Precipitation/Rain $17,887,339 indemnity · 10 years
- Drought $6,934,168 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,894,012 indemnity · 3 years
- Hail $1,784,651 indemnity · 8 years
- Decline in Price $962,200 indemnity · 7 years
- Cold Wet Weather $555,161 indemnity · 9 years
Wheat 10 years filed
- 1.69Low end of the filed band
- 3.81Middle of the filed band
- 4.53High end of the filed band
- 2023Worst year filed (4.64)
- 10Years filed
- $360,507Premium filed
- $1,407,407Indemnity paid
- $2,926,332Liability insured
- 10,959Quantity planted
- 11,128Quantity lost
- 288Policies
- 287Policies with a loss
- 3.90Loss ratio, whole span
Causes that carried the indemnity in Kingsbury County
- Drought $652,593 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $485,772 indemnity · 10 years
- XX $64,473 indemnity · 4 years
- Cold Winter $62,283 indemnity · 3 years
- Mycotoxin $55,619 indemnity · 2 years
- Hail $55,017 indemnity · 3 years
Pasture,Rangeland,Forage 9 years filed
- 0.80Low end of the filed band
- 1.45Middle of the filed band
- 2.86High end of the filed band
- 2015Worst year filed (2.86)
- 9Years filed
- $647,494Premium filed
- $1,251,300Indemnity paid
- $3,838,378Liability insured
- 37,825Quantity planted
- 0Quantity lost
- 410Policies
- 410Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Kingsbury County
- ARPI/SCO/STAX Crops Only $1,251,300 indemnity · 9 years
Every county-crop the agency files in South Dakota → Buy the Kingsbury County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.