Crop-loss band · South Dakota
Oglala Lakota County, South Dakota — crop-loss band
- 2.01Low end of the filed band
- 2.23Middle of the filed band
- 2.96High end of the filed band
- 2022Worst year filed (2.96)
- 8Years filed
Every year the Risk Management Agency has filed for Oglala Lakota County is in the series below, from 2017 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.01 at the low end to 2.96 at the high end, with 2.23 in the middle. The worst year filed is 2022, at 2.96. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2017 | $280,013 | $563,887 | $1,238,484 | 70 | 70 | 2.01 |
| 2018 | $286,595 | $627,075 | $1,192,796 | 54 | 54 | 2.19 |
| 2019 | $587,599 | $1,307,415 | $2,037,923 | 86 | 86 | 2.23 |
| 2020 | $501,017 | $1,047,984 | $2,084,957 | 88 | 88 | 2.09 |
| 2021 | $619,838 | $1,701,251 | $3,316,980 | 89 | 89 | 2.74 |
| 2022 | $1,238,401 | $3,665,619 | $6,090,417 | 156 | 156 | 2.96 |
| 2023 | $1,020,752 | $2,689,042 | $4,680,028 | 121 | 121 | 2.63 |
| 2024 | $1,471,231 | $3,322,780 | $7,204,962 | 185 | 185 | 2.26 |
Commodities insured in Oglala Lakota County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 8 years filed
- 1.20Low end of the filed band
- 2.68Middle of the filed band
- 5.12High end of the filed band
- 2022Worst year filed (5.12)
- 8Years filed
- $1,598,131Premium filed
- $5,385,980Indemnity paid
- $8,328,173Liability insured
- 42,658Quantity planted
- 42,679Quantity lost
- 163Policies
- 163Policies with a loss
- 3.37Loss ratio, whole span
Causes that carried the indemnity in Oglala Lakota County
- Drought $3,459,780 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,026,141 indemnity · 6 years
- Hail $638,809 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $117,197 indemnity · 2 years
- Freeze $109,955 indemnity · 1 years
- Insects $20,952 indemnity · 1 years
Wheat 8 years filed
- 1.48Low end of the filed band
- 2.36Middle of the filed band
- 3.12High end of the filed band
- 2017Worst year filed (3.12)
- 8Years filed
- $1,359,617Premium filed
- $3,319,961Indemnity paid
- $6,197,633Liability insured
- 36,202Quantity planted
- 36,393Quantity lost
- 200Policies
- 200Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Oglala Lakota County
- Drought $1,358,469 indemnity · 7 years
- Hail $947,974 indemnity · 5 years
- Cold Winter $324,434 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $304,279 indemnity · 6 years
- Decline in Price $138,461 indemnity · 3 years
- Wind/Excess Wind $118,167 indemnity · 3 years
Pasture,Rangeland,Forage 8 years filed
- 0.47Low end of the filed band
- 1.67Middle of the filed band
- 2.63High end of the filed band
- 2022Worst year filed (2.63)
- 8Years filed
- $1,445,367Premium filed
- $2,895,269Indemnity paid
- $7,924,457Liability insured
- 387,299Quantity planted
- 0Quantity lost
- 329Policies
- 329Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Oglala Lakota County
- ARPI/SCO/STAX/MP Crops Only $2,895,269 indemnity · 8 years
Sunflowers 8 years filed
- 1.04Low end of the filed band
- 2.31Middle of the filed band
- 3.25High end of the filed band
- 2021Worst year filed (3.25)
- 8Years filed
- $1,134,547Premium filed
- $2,585,378Indemnity paid
- $3,932,724Liability insured
- 24,776Quantity planted
- 24,786Quantity lost
- 108Policies
- 108Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Oglala Lakota County
- Drought $1,606,452 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $379,142 indemnity · 4 years
- Hail $324,169 indemnity · 5 years
- Cold Wet Weather $146,618 indemnity · 2 years
- Frost $64,439 indemnity · 1 years
- Hot Wind $29,992 indemnity · 1 years
Forage Production 8 years filed
- 1.08Low end of the filed band
- 1.42Middle of the filed band
- 2.62High end of the filed band
- 2019Worst year filed (2.62)
- 8Years filed
- $467,784Premium filed
- $738,465Indemnity paid
- $1,463,560Liability insured
- 14,611Quantity planted
- 14,676Quantity lost
- 49Policies
- 49Policies with a loss
- 1.58Loss ratio, whole span
Causes that carried the indemnity in Oglala Lakota County
- Drought $591,348 indemnity · 6 years
- Heat $95,825 indemnity · 1 years
- Cold Winter $22,010 indemnity · 2 years
- Hail $15,288 indemnity · 1 years
- Cold Wet Weather $8,222 indemnity · 1 years
- Freeze $5,772 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Oglala Lakota County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.