Crop-loss band · Tennessee
Bedford County, Tennessee — crop-loss band
- 1.35Low end of the filed band
- 1.53Middle of the filed band
- 2.52High end of the filed band
- 2024Worst year filed (5.01)
- 10Years filed
Every year the Risk Management Agency has filed for Bedford County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.35 at the low end to 2.52 at the high end, with 1.53 in the middle. The worst year filed is 2024, at 5.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $72,396 | $182,780 | $699,817 | 10 | 10 | 2.52 |
| 2016 | $135,862 | $216,729 | $960,780 | 41 | 40 | 1.60 |
| 2017 | $104,345 | $148,369 | $779,481 | 55 | 55 | 1.42 |
| 2018 | $421,707 | $671,243 | $3,306,986 | 63 | 63 | 1.59 |
| 2019 | $295,731 | $453,730 | $2,499,868 | 61 | 61 | 1.53 |
| 2020 | $312,109 | $456,678 | $2,643,407 | 44 | 44 | 1.46 |
| 2021 | $53,921 | $100,863 | $432,006 | 35 | 35 | 1.87 |
| 2022 | $582,508 | $784,470 | $4,551,300 | 57 | 57 | 1.35 |
| 2023 | $426,269 | $636,923 | $3,054,083 | 62 | 62 | 1.49 |
| 2024 | $1,095,402 | $5,488,802 | $11,057,859 | 184 | 184 | 5.01 |
Commodities insured in Bedford County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.35Middle of the filed band
- 2.71High end of the filed band
- 2024Worst year filed (5.32)
- 10Years filed
- $1,524,155Premium filed
- $4,346,975Indemnity paid
- $15,195,066Liability insured
- 37,129Quantity planted
- 34,819Quantity lost
- 193Policies
- 192Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in Bedford County
- Drought $2,808,794 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $476,777 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $462,861 indemnity · 9 years
- Heat $326,399 indemnity · 3 years
- Decline in Price $256,432 indemnity · 5 years
- Wildlife $9,833 indemnity · 4 years
Corn 9 years filed
- 0.42Low end of the filed band
- 1.19Middle of the filed band
- 4.75High end of the filed band
- 2024Worst year filed (4.75)
- 9Years filed
- $1,202,254Premium filed
- $3,216,808Indemnity paid
- $9,716,356Liability insured
- 14,655Quantity planted
- 14,266Quantity lost
- 142Policies
- 142Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Bedford County
- Drought $1,869,074 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $871,456 indemnity · 3 years
- Heat $229,170 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $157,964 indemnity · 7 years
- Decline in Price $88,362 indemnity · 4 years
- Frost $782 indemnity · 1 years
Wheat 9 years filed
- 1.54Low end of the filed band
- 2.78Middle of the filed band
- 6.12High end of the filed band
- 2022Worst year filed (6.12)
- 9Years filed
- $484,541Premium filed
- $1,145,234Indemnity paid
- $2,888,301Liability insured
- 10,888Quantity planted
- 10,888Quantity lost
- 50Policies
- 50Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Bedford County
- Excess Moisture/Precipitation/Rain $873,476 indemnity · 6 years
- Freeze $202,786 indemnity · 4 years
- Decline in Price $30,517 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $20,019 indemnity · 2 years
- Cold Wet Weather $8,070 indemnity · 1 years
- Drought $6,930 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.67Low end of the filed band
- 1.48Middle of the filed band
- 2.65High end of the filed band
- 2023Worst year filed (2.65)
- 9Years filed
- $289,300Premium filed
- $431,570Indemnity paid
- $2,185,864Liability insured
- 14,216Quantity planted
- 0Quantity lost
- 227Policies
- 227Policies with a loss
- 1.49Loss ratio, whole span
Causes that carried the indemnity in Bedford County
- ARPI/SCO/STAX/MP Crops Only $431,570 indemnity · 9 years
Every county-crop the agency files in Tennessee → Buy the Bedford County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.