Crop-loss band · Tennessee
Chester County, Tennessee — crop-loss band
- 0.73Low end of the filed band
- 1.51Middle of the filed band
- 3.47High end of the filed band
- 2024Worst year filed (3.65)
- 10Years filed
Every year the Risk Management Agency has filed for Chester County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.73 at the low end to 3.47 at the high end, with 1.51 in the middle. The worst year filed is 2024, at 3.65. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $106,988 | $161,028 | $834,168 | 38 | 32 | 1.51 |
| 2016 | $62,273 | $45,288 | $588,669 | 22 | 19 | 0.73 |
| 2017 | $140,769 | $155,440 | $1,256,890 | 33 | 33 | 1.10 |
| 2018 | $225,082 | $516,605 | $2,543,973 | 37 | 37 | 2.30 |
| 2019 | $55,360 | $103,339 | $671,733 | 35 | 35 | 1.87 |
| 2020 | $73,816 | $244,037 | $838,350 | 44 | 44 | 3.31 |
| 2021 | $135,794 | $145,811 | $1,549,518 | 36 | 35 | 1.07 |
| 2022 | $231,757 | $804,153 | $2,788,995 | 44 | 44 | 3.47 |
| 2023 | $51,016 | $48,499 | $623,781 | 19 | 19 | 0.95 |
| 2024 | $314,571 | $1,148,201 | $4,400,113 | 82 | 82 | 3.65 |
Commodities insured in Chester County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.65Low end of the filed band
- 1.09Middle of the filed band
- 3.82High end of the filed band
- 2024Worst year filed (3.98)
- 10Years filed
- $953,346Premium filed
- $2,132,554Indemnity paid
- $12,030,873Liability insured
- 33,183Quantity planted
- 27,896Quantity lost
- 272Policies
- 265Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Chester County
- Excess Moisture/Precipitation/Rain $1,102,394 indemnity · 10 years
- Drought $798,699 indemnity · 9 years
- Decline in Price $98,022 indemnity · 5 years
- Heat $62,067 indemnity · 2 years
- Wildlife $52,153 indemnity · 9 years
- Insects $8,608 indemnity · 1 years
Corn 10 years filed
- 0.39Low end of the filed band
- 3.05Middle of the filed band
- 4.01High end of the filed band
- 2018Worst year filed (4.67)
- 10Years filed
- $444,080Premium filed
- $1,239,847Indemnity paid
- $4,065,317Liability insured
- 11,474Quantity planted
- 10,549Quantity lost
- 118Policies
- 115Policies with a loss
- 2.79Loss ratio, whole span
Causes that carried the indemnity in Chester County
- Excess Moisture/Precipitation/Rain $961,580 indemnity · 10 years
- Drought $259,218 indemnity · 3 years
- Cold Wet Weather $12,769 indemnity · 1 years
- Wildlife $5,206 indemnity · 1 years
- Decline in Price $1,075 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Chester County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.