Crop-loss band · Tennessee
Decatur County, Tennessee — crop-loss band
- 1.62Low end of the filed band
- 2.34Middle of the filed band
- 3.47High end of the filed band
- 2024Worst year filed (4.22)
- 10Years filed
Every year the Risk Management Agency has filed for Decatur County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 3.47 at the high end, with 2.34 in the middle. The worst year filed is 2024, at 4.22. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $130,942 | $211,649 | $769,504 | 24 | 24 | 1.62 |
| 2016 | $112,983 | $212,390 | $631,586 | 22 | 22 | 1.88 |
| 2017 | $138,255 | $242,794 | $860,838 | 23 | 23 | 1.76 |
| 2018 | $318,486 | $1,105,934 | $2,744,114 | 77 | 77 | 3.47 |
| 2019 | $233,261 | $782,434 | $1,804,441 | 53 | 53 | 3.35 |
| 2020 | $168,496 | $582,834 | $1,167,975 | 49 | 49 | 3.46 |
| 2021 | $150,036 | $243,173 | $1,381,719 | 31 | 31 | 1.62 |
| 2022 | $428,046 | $1,212,644 | $4,015,147 | 62 | 62 | 2.83 |
| 2023 | $167,856 | $392,206 | $1,607,270 | 23 | 23 | 2.34 |
| 2024 | $431,352 | $1,820,626 | $4,203,517 | 91 | 91 | 4.22 |
Commodities insured in Decatur County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.11Low end of the filed band
- 1.87Middle of the filed band
- 3.50High end of the filed band
- 2024Worst year filed (3.76)
- 10Years filed
- $1,788,306Premium filed
- $4,922,730Indemnity paid
- $13,988,873Liability insured
- 44,209Quantity planted
- 43,894Quantity lost
- 332Policies
- 332Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Decatur County
- Drought $2,422,643 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,843,711 indemnity · 10 years
- Heat $178,822 indemnity · 3 years
- Wildlife $177,507 indemnity · 7 years
- All Other Causes $139,038 indemnity · 2 years
- Flood $66,018 indemnity · 5 years
Corn 10 years filed
- 2.01Low end of the filed band
- 3.04Middle of the filed band
- 5.30High end of the filed band
- 2024Worst year filed (6.02)
- 10Years filed
- $491,407Premium filed
- $1,883,954Indemnity paid
- $5,197,238Liability insured
- 12,385Quantity planted
- 11,264Quantity lost
- 123Policies
- 123Policies with a loss
- 3.83Loss ratio, whole span
Causes that carried the indemnity in Decatur County
- Excess Moisture/Precipitation/Rain $1,001,761 indemnity · 10 years
- Drought $670,192 indemnity · 4 years
- Heat $70,953 indemnity · 3 years
- Wind/Excess Wind $55,150 indemnity · 2 years
- All Other Causes $44,533 indemnity · 2 years
- Decline in Price $38,280 indemnity · 2 years
Every county-crop the agency files in Tennessee → Buy the Decatur County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.