Crop-loss band · Tennessee
Gibson County, Tennessee — crop-loss band
- 1.04Low end of the filed band
- 1.69Middle of the filed band
- 3.07High end of the filed band
- 2020Worst year filed (3.33)
- 10Years filed
Every year the Risk Management Agency has filed for Gibson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.04 at the low end to 3.07 at the high end, with 1.69 in the middle. The worst year filed is 2020, at 3.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,319,037 | $2,353,303 | $10,277,768 | 202 | 202 | 1.78 |
| 2016 | $1,003,494 | $1,463,702 | $7,147,586 | 181 | 180 | 1.46 |
| 2017 | $1,331,367 | $2,227,307 | $10,287,811 | 259 | 258 | 1.67 |
| 2018 | $1,444,657 | $1,736,338 | $13,809,019 | 217 | 217 | 1.20 |
| 2019 | $1,199,931 | $3,518,048 | $8,966,112 | 241 | 241 | 2.93 |
| 2020 | $1,434,172 | $4,779,025 | $13,212,223 | 326 | 326 | 3.33 |
| 2021 | $1,509,741 | $1,563,412 | $15,709,363 | 234 | 234 | 1.04 |
| 2022 | $4,726,572 | $14,508,383 | $49,442,196 | 535 | 535 | 3.07 |
| 2023 | $1,622,871 | $2,740,826 | $15,658,243 | 261 | 261 | 1.69 |
| 2024 | $2,972,275 | $7,607,051 | $33,491,117 | 522 | 522 | 2.56 |
Commodities insured in Gibson County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.45Low end of the filed band
- 1.12Middle of the filed band
- 3.47High end of the filed band
- 2022Worst year filed (3.65)
- 10Years filed
- $8,071,186Premium filed
- $18,578,492Indemnity paid
- $83,729,242Liability insured
- 162,262Quantity planted
- 121,837Quantity lost
- 974Policies
- 974Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Gibson County
- Excess Moisture/Precipitation/Rain $7,395,613 indemnity · 10 years
- Drought $6,850,999 indemnity · 9 years
- Heat $2,861,516 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $589,659 indemnity · 3 years
- Decline in Price $354,816 indemnity · 4 years
- All Other Causes $314,516 indemnity · 1 years
Soybeans 10 years filed
- 0.61Low end of the filed band
- 1.36Middle of the filed band
- 2.14High end of the filed band
- 2023Worst year filed (2.60)
- 10Years filed
- $6,426,246Premium filed
- $9,206,987Indemnity paid
- $63,890,998Liability insured
- 174,077Quantity planted
- 131,041Quantity lost
- 1,071Policies
- 1,070Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Gibson County
- Drought $3,504,511 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,375,531 indemnity · 10 years
- Decline in Price $904,108 indemnity · 5 years
- Flood $503,009 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $306,093 indemnity · 1 years
- Heat $292,383 indemnity · 5 years
Wheat 10 years filed
- 0.85Low end of the filed band
- 3.89Middle of the filed band
- 4.63High end of the filed band
- 2015Worst year filed (5.26)
- 10Years filed
- $2,317,774Premium filed
- $8,163,739Indemnity paid
- $13,228,736Liability insured
- 69,858Quantity planted
- 69,860Quantity lost
- 426Policies
- 426Policies with a loss
- 3.52Loss ratio, whole span
Causes that carried the indemnity in Gibson County
- Excess Moisture/Precipitation/Rain $6,612,949 indemnity · 10 years
- Drought $1,051,431 indemnity · 2 years
- Cold Wet Weather $157,747 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $114,501 indemnity · 2 years
- Hail $65,810 indemnity · 2 years
- Freeze $52,238 indemnity · 3 years
Cotton 10 years filed
- 0.29Low end of the filed band
- 3.80Middle of the filed band
- 4.96High end of the filed band
- 2023Worst year filed (5.95)
- 10Years filed
- $1,434,594Premium filed
- $5,979,916Indemnity paid
- $14,952,501Liability insured
- 30,272Quantity planted
- 32,797Quantity lost
- 225Policies
- 224Policies with a loss
- 4.17Loss ratio, whole span
Causes that carried the indemnity in Gibson County
- Excess Moisture/Precipitation/Rain $4,847,396 indemnity · 10 years
- Drought $665,897 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $203,674 indemnity · 3 years
- Decline in Price $153,401 indemnity · 2 years
- Heat $63,470 indemnity · 2 years
- Cold Wet Weather $22,017 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.94Low end of the filed band
- 2.09Middle of the filed band
- 2.82High end of the filed band
- 2023Worst year filed (2.82)
- 9Years filed
- $314,317Premium filed
- $568,261Indemnity paid
- $2,199,961Liability insured
- 11,296Quantity planted
- 0Quantity lost
- 282Policies
- 282Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Gibson County
- ARPI/SCO/STAX/MP Crops Only $568,261 indemnity · 9 years
Every county-crop the agency files in Tennessee → Buy the Gibson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.