Crop-loss band · Tennessee
Giles County, Tennessee — crop-loss band
- 1.17Low end of the filed band
- 1.71Middle of the filed band
- 2.86High end of the filed band
- 2024Worst year filed (4.38)
- 10Years filed
Every year the Risk Management Agency has filed for Giles County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.17 at the low end to 2.86 at the high end, with 1.71 in the middle. The worst year filed is 2024, at 4.38. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $42,986 | $73,689 | $341,383 | 16 | 16 | 1.71 |
| 2016 | $121,063 | $342,526 | $983,179 | 101 | 100 | 2.83 |
| 2017 | $99,006 | $155,090 | $718,352 | 93 | 93 | 1.57 |
| 2018 | $101,881 | $164,435 | $801,358 | 52 | 52 | 1.61 |
| 2019 | $92,736 | $182,707 | $862,003 | 70 | 70 | 1.97 |
| 2020 | $112,491 | $131,974 | $927,089 | 89 | 89 | 1.17 |
| 2021 | $68,606 | $111,105 | $564,787 | 62 | 62 | 1.62 |
| 2022 | $447,353 | $1,077,467 | $4,316,710 | 196 | 196 | 2.41 |
| 2023 | $182,816 | $522,527 | $1,730,650 | 130 | 130 | 2.86 |
| 2024 | $1,092,240 | $4,786,025 | $13,171,572 | 289 | 289 | 4.38 |
Commodities insured in Giles County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.16Low end of the filed band
- 2.21Middle of the filed band
- 3.52High end of the filed band
- 2024Worst year filed (4.31)
- 10Years filed
- $1,078,430Premium filed
- $3,929,855Indemnity paid
- $11,415,373Liability insured
- 17,926Quantity planted
- 17,521Quantity lost
- 163Policies
- 163Policies with a loss
- 3.64Loss ratio, whole span
Causes that carried the indemnity in Giles County
- Drought $3,003,788 indemnity · 6 years
- Heat $519,760 indemnity · 2 years
- Wind/Excess Wind $133,007 indemnity · 2 years
- Decline in Price $112,107 indemnity · 4 years
- Hot Wind $67,675 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $52,601 indemnity · 1 years
Soybeans 10 years filed
- 1.15Low end of the filed band
- 2.45Middle of the filed band
- 3.77High end of the filed band
- 2024Worst year filed (5.12)
- 10Years filed
- $611,782Premium filed
- $2,513,639Indemnity paid
- $7,881,169Liability insured
- 18,671Quantity planted
- 19,341Quantity lost
- 202Policies
- 201Policies with a loss
- 4.11Loss ratio, whole span
Causes that carried the indemnity in Giles County
- Drought $1,645,653 indemnity · 7 years
- Heat $275,003 indemnity · 4 years
- Decline in Price $239,502 indemnity · 6 years
- Wildlife $165,699 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $97,529 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $85,961 indemnity · 6 years
Pasture,Rangeland,Forage 9 years filed
- 0.71Low end of the filed band
- 1.32Middle of the filed band
- 2.71High end of the filed band
- 2023Worst year filed (2.71)
- 9Years filed
- $670,966Premium filed
- $1,104,051Indemnity paid
- $5,120,541Liability insured
- 25,951Quantity planted
- 0Quantity lost
- 733Policies
- 733Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Giles County
- ARPI/SCO/STAX/MP Crops Only $1,104,051 indemnity · 9 years
Every county-crop the agency files in Tennessee → Buy the Giles County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.