Crop-loss band · Tennessee
Haywood County, Tennessee — crop-loss band
- 1.40Low end of the filed band
- 2.39Middle of the filed band
- 4.15High end of the filed band
- 2020Worst year filed (4.23)
- 10Years filed
Every year the Risk Management Agency has filed for Haywood County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.40 at the low end to 4.15 at the high end, with 2.39 in the middle. The worst year filed is 2020, at 4.23. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $943,484 | $2,810,660 | $7,662,318 | 218 | 217 | 2.98 |
| 2016 | $652,760 | $1,124,631 | $6,078,891 | 138 | 137 | 1.72 |
| 2017 | $387,657 | $541,240 | $3,084,810 | 83 | 82 | 1.40 |
| 2018 | $485,681 | $1,162,805 | $5,199,701 | 140 | 140 | 2.39 |
| 2019 | $534,791 | $1,641,189 | $4,468,247 | 116 | 116 | 3.07 |
| 2020 | $602,876 | $2,548,076 | $7,197,609 | 184 | 184 | 4.23 |
| 2021 | $573,914 | $1,188,059 | $8,508,182 | 136 | 136 | 2.07 |
| 2022 | $1,621,137 | $5,980,668 | $20,074,934 | 233 | 233 | 3.69 |
| 2023 | $569,310 | $1,287,423 | $8,283,036 | 116 | 116 | 2.26 |
| 2024 | $1,665,690 | $6,907,358 | $23,584,507 | 334 | 334 | 4.15 |
Commodities insured in Haywood County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.88Low end of the filed band
- 1.58Middle of the filed band
- 3.86High end of the filed band
- 2024Worst year filed (4.52)
- 10Years filed
- $3,633,458Premium filed
- $8,938,556Indemnity paid
- $44,119,135Liability insured
- 132,164Quantity planted
- 98,811Quantity lost
- 754Policies
- 751Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Haywood County
- Drought $5,116,268 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,980,153 indemnity · 10 years
- Heat $448,006 indemnity · 6 years
- Decline in Price $150,184 indemnity · 3 years
- Wildlife $79,401 indemnity · 4 years
- Cold Wet Weather $52,713 indemnity · 5 years
Cotton 10 years filed
- 2.90Low end of the filed band
- 4.24Middle of the filed band
- 4.82High end of the filed band
- 2021Worst year filed (5.68)
- 10Years filed
- $2,054,136Premium filed
- $7,883,593Indemnity paid
- $19,127,636Liability insured
- 53,799Quantity planted
- 60,514Quantity lost
- 394Policies
- 394Policies with a loss
- 3.84Loss ratio, whole span
Causes that carried the indemnity in Haywood County
- Excess Moisture/Precipitation/Rain $5,705,073 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $929,618 indemnity · 3 years
- Drought $741,718 indemnity · 3 years
- Cold Wet Weather $308,178 indemnity · 4 years
- Decline in Price $145,149 indemnity · 5 years
- Freeze $60,744 indemnity · 2 years
Wheat 10 years filed
- 1.08Low end of the filed band
- 3.88Middle of the filed band
- 4.87High end of the filed band
- 2021Worst year filed (5.13)
- 10Years filed
- $1,071,871Premium filed
- $4,267,257Indemnity paid
- $6,514,794Liability insured
- 42,702Quantity planted
- 42,701Quantity lost
- 238Policies
- 238Policies with a loss
- 3.98Loss ratio, whole span
Causes that carried the indemnity in Haywood County
- Excess Moisture/Precipitation/Rain $3,413,117 indemnity · 10 years
- Cold Wet Weather $518,508 indemnity · 6 years
- Freeze $243,429 indemnity · 4 years
- Drought $52,301 indemnity · 2 years
- Decline in Price $22,163 indemnity · 7 years
- Hail $10,304 indemnity · 1 years
Corn 10 years filed
- 1.81Low end of the filed band
- 2.71Middle of the filed band
- 5.38High end of the filed band
- 2020Worst year filed (8.17)
- 10Years filed
- $999,395Premium filed
- $3,918,239Indemnity paid
- $16,178,637Liability insured
- 37,613Quantity planted
- 30,825Quantity lost
- 284Policies
- 284Policies with a loss
- 3.92Loss ratio, whole span
Causes that carried the indemnity in Haywood County
- Excess Moisture/Precipitation/Rain $1,850,836 indemnity · 10 years
- Drought $1,744,659 indemnity · 6 years
- Heat $102,600 indemnity · 3 years
- Flood $71,758 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $69,489 indemnity · 1 years
- Decline in Price $37,059 indemnity · 3 years
All Other Crops 7 years filed
- 0.16Low end of the filed band
- 0.59Middle of the filed band
- 1.49High end of the filed band
- 2017Worst year filed (1.49)
- 7Years filed
- $278,440Premium filed
- $184,464Indemnity paid
- $8,202,033Liability insured
- 421Quantity planted
- 91Quantity lost
- 28Policies
- 28Policies with a loss
- 0.66Loss ratio, whole span
Causes that carried the indemnity in Haywood County
- Excess Moisture/Precipitation/Rain $169,025 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $10,585 indemnity · 6 years
- Cold Wet Weather $4,855 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Haywood County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.