Crop-loss band · Tennessee
Henderson County, Tennessee — crop-loss band
- 0.65Low end of the filed band
- 2.45Middle of the filed band
- 3.97High end of the filed band
- 2024Worst year filed (4.38)
- 10Years filed
Every year the Risk Management Agency has filed for Henderson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.65 at the low end to 3.97 at the high end, with 2.45 in the middle. The worst year filed is 2024, at 4.38. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $210,894 | $404,476 | $2,702,422 | 71 | 71 | 1.92 |
| 2016 | $280,787 | $687,539 | $3,254,818 | 61 | 59 | 2.45 |
| 2017 | $279,899 | $182,053 | $2,990,014 | 59 | 58 | 0.65 |
| 2018 | $495,441 | $1,154,601 | $6,066,274 | 112 | 112 | 2.33 |
| 2019 | $91,727 | $350,294 | $1,191,570 | 45 | 45 | 3.82 |
| 2020 | $134,376 | $533,143 | $2,120,535 | 81 | 81 | 3.97 |
| 2021 | $198,598 | $354,320 | $3,026,754 | 68 | 68 | 1.78 |
| 2022 | $429,945 | $1,567,595 | $6,359,534 | 86 | 86 | 3.65 |
| 2023 | $183,596 | $621,499 | $3,139,999 | 65 | 65 | 3.39 |
| 2024 | $488,791 | $2,139,183 | $8,697,199 | 145 | 145 | 4.38 |
Commodities insured in Henderson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.67Low end of the filed band
- 2.39Middle of the filed band
- 3.78High end of the filed band
- 2024Worst year filed (3.91)
- 10Years filed
- $1,948,733Premium filed
- $4,934,502Indemnity paid
- $27,874,798Liability insured
- 76,837Quantity planted
- 62,229Quantity lost
- 573Policies
- 570Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Henderson County
- Excess Moisture/Precipitation/Rain $2,103,115 indemnity · 10 years
- Drought $2,051,408 indemnity · 8 years
- Flood $214,883 indemnity · 6 years
- Decline in Price $205,664 indemnity · 6 years
- Wildlife $171,142 indemnity · 10 years
- Heat $131,371 indemnity · 5 years
Corn 10 years filed
- 0.57Low end of the filed band
- 3.10Middle of the filed band
- 5.45High end of the filed band
- 2024Worst year filed (6.67)
- 10Years filed
- $845,321Premium filed
- $3,060,201Indemnity paid
- $11,674,321Liability insured
- 27,841Quantity planted
- 23,770Quantity lost
- 220Policies
- 220Policies with a loss
- 3.62Loss ratio, whole span
Causes that carried the indemnity in Henderson County
- Excess Moisture/Precipitation/Rain $1,412,149 indemnity · 10 years
- Drought $1,373,837 indemnity · 5 years
- Decline in Price $155,892 indemnity · 5 years
- Wind/Excess Wind $83,328 indemnity · 2 years
- Heat $28,187 indemnity · 3 years
- Flood $4,662 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Henderson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.