Crop-loss band · Tennessee
Humphreys County, Tennessee — crop-loss band
- 0.72Low end of the filed band
- 2.86Middle of the filed band
- 4.41High end of the filed band
- 2022Worst year filed (5.97)
- 10Years filed
Every year the Risk Management Agency has filed for Humphreys County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.72 at the low end to 4.41 at the high end, with 2.86 in the middle. The worst year filed is 2022, at 5.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $28,679 | $36,774 | $215,834 | 5 | 5 | 1.28 |
| 2016 | $103,612 | $101,849 | $916,389 | 10 | 10 | 0.98 |
| 2017 | $22,107 | $15,836 | $243,905 | 6 | 6 | 0.72 |
| 2018 | $109,621 | $313,073 | $1,164,054 | 17 | 17 | 2.86 |
| 2019 | $56,351 | $164,402 | $460,283 | 8 | 8 | 2.92 |
| 2020 | $42,854 | $183,272 | $485,744 | 17 | 17 | 4.28 |
| 2021 | $227,237 | $1,002,923 | $2,708,566 | 33 | 33 | 4.41 |
| 2022 | $267,726 | $1,599,497 | $3,239,069 | 39 | 39 | 5.97 |
| 2023 | $49,319 | $91,820 | $583,978 | 10 | 10 | 1.86 |
| 2024 | $284,812 | $1,122,456 | $3,160,583 | 42 | 42 | 3.94 |
Commodities insured in Humphreys County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 0.44Low end of the filed band
- 2.94Middle of the filed band
- 5.45High end of the filed band
- 2022Worst year filed (5.45)
- 9Years filed
- $708,037Premium filed
- $2,409,451Indemnity paid
- $7,343,988Liability insured
- 14,124Quantity planted
- 12,737Quantity lost
- 104Policies
- 104Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Humphreys County
- Drought $1,056,691 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $612,533 indemnity · 9 years
- Flood $450,114 indemnity · 3 years
- Heat $269,720 indemnity · 2 years
- Decline in Price $12,414 indemnity · 3 years
- Cold Wet Weather $4,854 indemnity · 1 years
Soybeans 10 years filed
- 0.11Low end of the filed band
- 3.03Middle of the filed band
- 7.48High end of the filed band
- 2023Worst year filed (7.77)
- 10Years filed
- $484,281Premium filed
- $2,222,451Indemnity paid
- $5,834,417Liability insured
- 14,664Quantity planted
- 13,627Quantity lost
- 83Policies
- 83Policies with a loss
- 4.59Loss ratio, whole span
Causes that carried the indemnity in Humphreys County
- Drought $1,195,186 indemnity · 6 years
- Flood $453,991 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $293,902 indemnity · 8 years
- Wildlife $110,434 indemnity · 3 years
- Heat $96,967 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $55,200 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Humphreys County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.