Crop-loss band · Tennessee
Lake County, Tennessee — crop-loss band
- 0.37Low end of the filed band
- 1.31Middle of the filed band
- 3.25High end of the filed band
- 2019Worst year filed (3.36)
- 10Years filed
Every year the Risk Management Agency has filed for Lake County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.37 at the low end to 3.25 at the high end, with 1.31 in the middle. The worst year filed is 2019, at 3.36. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $410,513 | $1,046,364 | $3,641,030 | 100 | 99 | 2.55 |
| 2016 | $304,807 | $257,953 | $2,776,943 | 45 | 45 | 0.85 |
| 2017 | $253,158 | $283,400 | $3,292,480 | 57 | 55 | 1.12 |
| 2018 | $330,641 | $428,907 | $4,159,574 | 62 | 62 | 1.30 |
| 2019 | $719,688 | $2,418,214 | $5,365,021 | 131 | 131 | 3.36 |
| 2020 | $299,864 | $890,380 | $2,545,462 | 63 | 63 | 2.97 |
| 2021 | $398,916 | $145,871 | $3,942,702 | 35 | 35 | 0.37 |
| 2022 | $745,872 | $1,129,318 | $9,212,502 | 83 | 83 | 1.51 |
| 2023 | $294,121 | $385,672 | $4,867,526 | 38 | 38 | 1.31 |
| 2024 | $796,059 | $2,584,357 | $10,953,748 | 124 | 124 | 3.25 |
Commodities insured in Lake County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.26Low end of the filed band
- 1.19Middle of the filed band
- 3.37High end of the filed band
- 2019Worst year filed (3.49)
- 10Years filed
- $2,998,356Premium filed
- $5,620,688Indemnity paid
- $36,375,612Liability insured
- 101,260Quantity planted
- 72,115Quantity lost
- 453Policies
- 451Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Lake County
- Excess Moisture/Precipitation/Rain $3,405,304 indemnity · 10 years
- Flood $965,779 indemnity · 6 years
- Drought $930,053 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $134,994 indemnity · 1 years
- Heat $121,347 indemnity · 3 years
- Decline in Price $52,030 indemnity · 2 years
Corn 10 years filed
- 0.60Low end of the filed band
- 2.38Middle of the filed band
- 4.15High end of the filed band
- 2015Worst year filed (5.26)
- 10Years filed
- $967,601Premium filed
- $2,212,682Indemnity paid
- $10,374,090Liability insured
- 27,855Quantity planted
- 23,090Quantity lost
- 176Policies
- 175Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Lake County
- Excess Moisture/Precipitation/Rain $1,574,406 indemnity · 10 years
- Drought $284,941 indemnity · 5 years
- Flood $190,231 indemnity · 3 years
- Heat $55,636 indemnity · 3 years
- Decline in Price $47,964 indemnity · 3 years
- Cold Wet Weather $45,278 indemnity · 1 years
Wheat 9 years filed
- 0.58Low end of the filed band
- 3.83Middle of the filed band
- 9.74High end of the filed band
- 2021Worst year filed (9.74)
- 9Years filed
- $319,747Premium filed
- $1,034,682Indemnity paid
- $2,048,070Liability insured
- 10,131Quantity planted
- 10,131Quantity lost
- 71Policies
- 71Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Lake County
- Excess Moisture/Precipitation/Rain $932,220 indemnity · 7 years
- Hail $47,129 indemnity · 1 years
- Drought $39,934 indemnity · 1 years
- Cold Wet Weather $11,125 indemnity · 1 years
- Decline in Price $2,996 indemnity · 2 years
- Flood $1,278 indemnity · 2 years
Cotton 7 years filed
- 0.89Low end of the filed band
- 3.95Middle of the filed band
- 17.11High end of the filed band
- 2022Worst year filed (17.11)
- 7Years filed
- $267,935Premium filed
- $702,384Indemnity paid
- $1,959,216Liability insured
- 7,656Quantity planted
- 11,384Quantity lost
- 38Policies
- 38Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Lake County
- Excess Moisture/Precipitation/Rain $537,886 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $117,296 indemnity · 1 years
- Flood $47,578 indemnity · 3 years
Every county-crop the agency files in Tennessee → Buy the Lake County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.