Crop-loss band · Tennessee
Lauderdale County, Tennessee — crop-loss band
- 0.68Low end of the filed band
- 1.15Middle of the filed band
- 3.73High end of the filed band
- 2015Worst year filed (3.81)
- 10Years filed
Every year the Risk Management Agency has filed for Lauderdale County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.68 at the low end to 3.73 at the high end, with 1.15 in the middle. The worst year filed is 2015, at 3.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $615,244 | $2,341,188 | $6,162,145 | 215 | 214 | 3.81 |
| 2016 | $354,664 | $240,726 | $3,495,677 | 79 | 76 | 0.68 |
| 2017 | $558,710 | $970,351 | $5,428,069 | 134 | 132 | 1.74 |
| 2018 | $874,531 | $988,794 | $8,608,611 | 123 | 123 | 1.13 |
| 2019 | $1,625,068 | $6,064,138 | $11,047,141 | 295 | 295 | 3.73 |
| 2020 | $1,075,811 | $2,150,307 | $9,488,351 | 198 | 198 | 2.00 |
| 2021 | $890,277 | $982,462 | $7,054,712 | 107 | 107 | 1.10 |
| 2022 | $1,635,624 | $1,878,073 | $12,341,437 | 153 | 153 | 1.15 |
| 2023 | $893,623 | $999,750 | $6,143,308 | 93 | 93 | 1.12 |
| 2024 | $1,708,968 | $2,740,780 | $15,698,831 | 220 | 220 | 1.60 |
Commodities insured in Lauderdale County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.60Low end of the filed band
- 0.87Middle of the filed band
- 3.96High end of the filed band
- 2019Worst year filed (4.44)
- 10Years filed
- $7,069,195Premium filed
- $11,704,904Indemnity paid
- $59,790,033Liability insured
- 198,847Quantity planted
- 137,935Quantity lost
- 957Policies
- 951Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Lauderdale County
- Excess Moisture/Precipitation/Rain $5,297,859 indemnity · 10 years
- Flood $3,955,146 indemnity · 6 years
- Drought $1,998,400 indemnity · 9 years
- Decline in Price $173,225 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $90,487 indemnity · 1 years
- Heat $89,347 indemnity · 5 years
Cotton 10 years filed
- 1.81Low end of the filed band
- 2.89Middle of the filed band
- 3.47High end of the filed band
- 2018Worst year filed (3.56)
- 10Years filed
- $1,645,520Premium filed
- $4,158,386Indemnity paid
- $9,549,130Liability insured
- 34,141Quantity planted
- 35,455Quantity lost
- 272Policies
- 272Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Lauderdale County
- Excess Moisture/Precipitation/Rain $3,104,554 indemnity · 10 years
- Flood $715,864 indemnity · 4 years
- Freeze $171,623 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $80,023 indemnity · 2 years
- Drought $51,733 indemnity · 2 years
- Decline in Price $32,678 indemnity · 3 years
Corn 10 years filed
- 0.38Low end of the filed band
- 2.48Middle of the filed band
- 5.44High end of the filed band
- 2017Worst year filed (5.62)
- 10Years filed
- $830,432Premium filed
- $2,075,003Indemnity paid
- $8,209,097Liability insured
- 25,061Quantity planted
- 20,920Quantity lost
- 270Policies
- 270Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Lauderdale County
- Excess Moisture/Precipitation/Rain $1,269,732 indemnity · 10 years
- Drought $412,318 indemnity · 3 years
- Flood $247,189 indemnity · 3 years
- Plant Disease $102,634 indemnity · 1 years
- Heat $22,432 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $18,786 indemnity · 2 years
Wheat 10 years filed
- 1.39Low end of the filed band
- 4.07Middle of the filed band
- 4.88High end of the filed band
- 2018Worst year filed (6.51)
- 10Years filed
- $323,356Premium filed
- $1,276,906Indemnity paid
- $1,825,028Liability insured
- 14,512Quantity planted
- 14,524Quantity lost
- 95Policies
- 95Policies with a loss
- 3.95Loss ratio, whole span
Causes that carried the indemnity in Lauderdale County
- Excess Moisture/Precipitation/Rain $1,127,801 indemnity · 8 years
- Freeze $80,861 indemnity · 3 years
- Cold Wet Weather $24,094 indemnity · 1 years
- Drought $22,746 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $17,162 indemnity · 1 years
- Flood $4,242 indemnity · 1 years
All Other Crops 7 years filed
- 0.13Low end of the filed band
- 0.64Middle of the filed band
- 2.79High end of the filed band
- 2023Worst year filed (2.79)
- 7Years filed
- $364,017Premium filed
- $141,370Indemnity paid
- $6,094,994Liability insured
- 539Quantity planted
- 0Quantity lost
- 23Policies
- 23Policies with a loss
- 0.39Loss ratio, whole span
Causes that carried the indemnity in Lauderdale County
- Excess Moisture/Precipitation/Rain $109,561 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $31,809 indemnity · 3 years
Every county-crop the agency files in Tennessee → Buy the Lauderdale County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.