Crop-loss band · Tennessee
Lincoln County, Tennessee — crop-loss band
- 0.67Low end of the filed band
- 1.57Middle of the filed band
- 2.69High end of the filed band
- 2024Worst year filed (3.93)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.67 at the low end to 2.69 at the high end, with 1.57 in the middle. The worst year filed is 2024, at 3.93. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $29,086 | $53,037 | $237,579 | 20 | 17 | 1.82 |
| 2016 | $66,034 | $103,508 | $482,587 | 34 | 33 | 1.57 |
| 2017 | $204,582 | $169,224 | $935,217 | 73 | 71 | 0.83 |
| 2018 | $167,009 | $189,402 | $1,483,176 | 48 | 48 | 1.13 |
| 2019 | $88,187 | $59,473 | $863,253 | 41 | 41 | 0.67 |
| 2020 | $112,275 | $301,673 | $976,041 | 57 | 57 | 2.69 |
| 2021 | $66,976 | $99,957 | $639,571 | 38 | 38 | 1.49 |
| 2022 | $667,320 | $1,047,956 | $5,529,684 | 105 | 105 | 1.57 |
| 2023 | $171,038 | $288,481 | $1,507,186 | 81 | 81 | 1.69 |
| 2024 | $1,711,890 | $6,732,010 | $19,454,071 | 251 | 251 | 3.93 |
Commodities insured in Lincoln County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 1.64Middle of the filed band
- 4.51High end of the filed band
- 2021Worst year filed (7.42)
- 10Years filed
- $1,542,371Premium filed
- $4,854,784Indemnity paid
- $15,427,309Liability insured
- 24,484Quantity planted
- 22,700Quantity lost
- 154Policies
- 154Policies with a loss
- 3.15Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $3,351,673 indemnity · 7 years
- Heat $752,383 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $489,607 indemnity · 2 years
- Decline in Price $122,554 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $93,808 indemnity · 6 years
- Flood $38,147 indemnity · 2 years
Soybeans 10 years filed
- 0.45Low end of the filed band
- 0.88Middle of the filed band
- 1.74High end of the filed band
- 2024Worst year filed (5.14)
- 10Years filed
- $760,903Premium filed
- $2,348,137Indemnity paid
- $9,069,617Liability insured
- 22,041Quantity planted
- 19,593Quantity lost
- 196Policies
- 190Policies with a loss
- 3.09Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $1,638,717 indemnity · 8 years
- Heat $278,458 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $182,302 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $118,101 indemnity · 2 years
- Wildlife $96,793 indemnity · 10 years
- Decline in Price $33,765 indemnity · 5 years
Cotton 7 years filed
- 0.16Low end of the filed band
- 1.41Middle of the filed band
- 5.91High end of the filed band
- 2020Worst year filed (5.91)
- 7Years filed
- $603,618Premium filed
- $1,125,880Indemnity paid
- $4,785,549Liability insured
- 6,254Quantity planted
- 8,469Quantity lost
- 60Policies
- 60Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $582,360 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $255,823 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $209,913 indemnity · 3 years
- Decline in Price $67,001 indemnity · 3 years
- Freeze $10,347 indemnity · 1 years
- Heat $436 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.16Low end of the filed band
- 2.16Middle of the filed band
- 3.11High end of the filed band
- 2016Worst year filed (3.11)
- 9Years filed
- $377,505Premium filed
- $715,920Indemnity paid
- $2,825,890Liability insured
- 13,534Quantity planted
- 0Quantity lost
- 338Policies
- 338Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- ARPI/SCO/STAX/MP Crops Only $715,920 indemnity · 9 years
Every county-crop the agency files in Tennessee → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.