Crop-loss band · Tennessee
McNairy County, Tennessee — crop-loss band
- 0.70Low end of the filed band
- 2.28Middle of the filed band
- 3.93High end of the filed band
- 2020Worst year filed (4.22)
- 10Years filed
Every year the Risk Management Agency has filed for McNairy County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.70 at the low end to 3.93 at the high end, with 2.28 in the middle. The worst year filed is 2020, at 4.22. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $176,822 | $605,490 | $1,980,427 | 58 | 56 | 3.42 |
| 2016 | $104,667 | $110,161 | $951,865 | 38 | 37 | 1.05 |
| 2017 | $216,726 | $150,815 | $2,242,766 | 43 | 42 | 0.70 |
| 2018 | $564,061 | $1,831,600 | $5,291,222 | 106 | 106 | 3.25 |
| 2019 | $196,050 | $568,549 | $2,180,329 | 63 | 63 | 2.90 |
| 2020 | $404,375 | $1,708,058 | $4,517,919 | 126 | 126 | 4.22 |
| 2021 | $426,193 | $645,580 | $4,241,919 | 87 | 87 | 1.51 |
| 2022 | $592,477 | $1,350,089 | $5,485,781 | 96 | 96 | 2.28 |
| 2023 | $364,360 | $739,344 | $3,846,248 | 78 | 78 | 2.03 |
| 2024 | $824,649 | $3,243,943 | $9,003,590 | 158 | 158 | 3.93 |
Commodities insured in McNairy County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.84Low end of the filed band
- 2.22Middle of the filed band
- 3.24High end of the filed band
- 2024Worst year filed (3.24)
- 10Years filed
- $1,997,677Premium filed
- $4,697,153Indemnity paid
- $22,395,729Liability insured
- 70,248Quantity planted
- 61,566Quantity lost
- 472Policies
- 468Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in McNairy County
- Excess Moisture/Precipitation/Rain $2,609,536 indemnity · 10 years
- Drought $1,492,708 indemnity · 7 years
- Heat $211,556 indemnity · 4 years
- Wildlife $139,990 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $135,540 indemnity · 1 years
- Decline in Price $76,691 indemnity · 2 years
Corn 10 years filed
- 0.39Low end of the filed band
- 1.64Middle of the filed band
- 4.00High end of the filed band
- 2018Worst year filed (4.29)
- 10Years filed
- $1,353,881Premium filed
- $3,629,517Indemnity paid
- $11,718,651Liability insured
- 35,586Quantity planted
- 30,908Quantity lost
- 288Policies
- 288Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in McNairy County
- Excess Moisture/Precipitation/Rain $2,914,496 indemnity · 10 years
- Drought $394,523 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $209,852 indemnity · 3 years
- Cold Wet Weather $47,412 indemnity · 1 years
- Wildlife $28,860 indemnity · 1 years
- Wind/Excess Wind $27,016 indemnity · 1 years
Cotton 8 years filed
- 1.61Low end of the filed band
- 5.12Middle of the filed band
- 9.26High end of the filed band
- 2019Worst year filed (9.26)
- 8Years filed
- $518,822Premium filed
- $2,626,959Indemnity paid
- $5,627,686Liability insured
- 16,849Quantity planted
- 18,415Quantity lost
- 93Policies
- 93Policies with a loss
- 5.06Loss ratio, whole span
Causes that carried the indemnity in McNairy County
- Excess Moisture/Precipitation/Rain $2,256,900 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $200,063 indemnity · 2 years
- Heat $132,364 indemnity · 2 years
- Drought $37,632 indemnity · 3 years
Every county-crop the agency files in Tennessee → Buy the McNairy County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.