Crop-loss band · Tennessee
Obion County, Tennessee — crop-loss band
- 0.77Low end of the filed band
- 1.37Middle of the filed band
- 2.68High end of the filed band
- 2024Worst year filed (2.74)
- 10Years filed
Every year the Risk Management Agency has filed for Obion County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.77 at the low end to 2.68 at the high end, with 1.37 in the middle. The worst year filed is 2024, at 2.74. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $566,782 | $743,164 | $7,690,001 | 138 | 138 | 1.31 |
| 2016 | $926,120 | $1,239,843 | $9,180,384 | 225 | 225 | 1.34 |
| 2017 | $1,104,831 | $987,081 | $12,402,652 | 339 | 339 | 0.89 |
| 2018 | $980,391 | $1,338,312 | $11,872,970 | 263 | 263 | 1.37 |
| 2019 | $781,644 | $1,326,932 | $8,235,772 | 211 | 211 | 1.70 |
| 2020 | $890,314 | $2,086,479 | $11,660,172 | 287 | 287 | 2.34 |
| 2021 | $1,194,994 | $915,776 | $15,420,371 | 231 | 231 | 0.77 |
| 2022 | $4,083,923 | $9,265,631 | $48,436,144 | 543 | 543 | 2.27 |
| 2023 | $4,243,672 | $11,370,578 | $37,422,808 | 517 | 517 | 2.68 |
| 2024 | $4,261,492 | $11,688,551 | $44,273,758 | 762 | 762 | 2.74 |
Commodities insured in Obion County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.44Low end of the filed band
- 1.62Middle of the filed band
- 2.64High end of the filed band
- 2015Worst year filed (2.90)
- 10Years filed
- $10,096,638Premium filed
- $21,369,590Indemnity paid
- $99,183,495Liability insured
- 158,539Quantity planted
- 128,957Quantity lost
- 1,300Policies
- 1,300Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Obion County
- Drought $6,711,551 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $6,506,180 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $4,771,203 indemnity · 3 years
- Heat $1,594,806 indemnity · 4 years
- Flood $833,453 indemnity · 2 years
- Decline in Price $397,006 indemnity · 6 years
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.29Middle of the filed band
- 2.90High end of the filed band
- 2023Worst year filed (4.62)
- 10Years filed
- $7,187,523Premium filed
- $15,745,351Indemnity paid
- $96,538,990Liability insured
- 222,320Quantity planted
- 151,574Quantity lost
- 1,389Policies
- 1,389Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Obion County
- Excess Moisture/Precipitation/Rain $4,857,721 indemnity · 10 years
- Drought $3,654,310 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,253,885 indemnity · 2 years
- Flood $2,654,968 indemnity · 4 years
- Decline in Price $775,528 indemnity · 5 years
- Heat $309,744 indemnity · 3 years
Pasture,Rangeland,Forage 9 years filed
- 0.84Low end of the filed band
- 2.04Middle of the filed band
- 2.84High end of the filed band
- 2018Worst year filed (2.84)
- 9Years filed
- $1,176,910Premium filed
- $2,332,858Indemnity paid
- $7,699,734Liability insured
- 32,842Quantity planted
- 0Quantity lost
- 687Policies
- 687Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Obion County
- ARPI/SCO/STAX/MP Crops Only $2,332,858 indemnity · 9 years
Wheat 9 years filed
- 0.43Low end of the filed band
- 3.61Middle of the filed band
- 5.04High end of the filed band
- 2016Worst year filed (5.04)
- 9Years filed
- $573,092Premium filed
- $1,514,548Indemnity paid
- $3,172,813Liability insured
- 13,177Quantity planted
- 13,177Quantity lost
- 140Policies
- 140Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Obion County
- Excess Moisture/Precipitation/Rain $1,207,438 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $106,016 indemnity · 3 years
- Cold Winter $52,864 indemnity · 1 years
- Freeze $28,967 indemnity · 1 years
- Drought $27,184 indemnity · 1 years
- Cold Wet Weather $26,578 indemnity · 3 years
Every county-crop the agency files in Tennessee → Buy the Obion County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.