Crop-loss band · Tennessee
Robertson County, Tennessee — crop-loss band
- 1.65Low end of the filed band
- 3.42Middle of the filed band
- 6.02High end of the filed band
- 2016Worst year filed (7.51)
- 10Years filed
Every year the Risk Management Agency has filed for Robertson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.65 at the low end to 6.02 at the high end, with 3.42 in the middle. The worst year filed is 2016, at 7.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $789,798 | $1,305,623 | $7,572,923 | 86 | 86 | 1.65 |
| 2016 | $541,045 | $4,062,523 | $9,319,031 | 248 | 248 | 7.51 |
| 2017 | $412,223 | $2,479,971 | $5,875,002 | 146 | 146 | 6.02 |
| 2018 | $694,328 | $3,118,468 | $7,703,455 | 142 | 141 | 4.49 |
| 2019 | $593,596 | $3,313,581 | $7,761,635 | 200 | 200 | 5.58 |
| 2020 | $687,565 | $2,300,396 | $8,042,075 | 137 | 137 | 3.35 |
| 2021 | $439,582 | $1,344,763 | $4,587,893 | 81 | 81 | 3.06 |
| 2022 | $3,451,897 | $9,077,065 | $35,546,303 | 273 | 273 | 2.63 |
| 2023 | $557,531 | $2,201,715 | $6,502,010 | 75 | 75 | 3.95 |
| 2024 | $1,884,099 | $6,451,371 | $24,741,905 | 270 | 270 | 3.42 |
Commodities insured in Robertson County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Fire Cured Tobacco 10 years filed
- 5.04Low end of the filed band
- 6.67Middle of the filed band
- 14.95High end of the filed band
- 2016Worst year filed (15.67)
- 10Years filed
- $1,050,994Premium filed
- $9,689,007Indemnity paid
- $22,790,860Liability insured
- 3,973Quantity planted
- 3,981Quantity lost
- 405Policies
- 405Policies with a loss
- 9.22Loss ratio, whole span
Causes that carried the indemnity in Robertson County
- Excess Moisture/Precipitation/Rain $5,945,637 indemnity · 10 years
- Plant Disease $980,191 indemnity · 7 years
- Drought $832,489 indemnity · 8 years
- Flood $712,864 indemnity · 5 years
- Wind/Excess Wind $555,336 indemnity · 7 years
- Hail $228,368 indemnity · 5 years
Soybeans 10 years filed
- 0.14Low end of the filed band
- 1.96Middle of the filed band
- 3.04High end of the filed band
- 2024Worst year filed (3.94)
- 10Years filed
- $3,678,242Premium filed
- $9,627,955Indemnity paid
- $40,668,544Liability insured
- 95,348Quantity planted
- 92,963Quantity lost
- 426Policies
- 426Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Robertson County
- Drought $7,341,037 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,069,585 indemnity · 10 years
- Decline in Price $680,205 indemnity · 5 years
- Heat $350,830 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $83,035 indemnity · 1 years
- Flood $40,874 indemnity · 2 years
Corn 10 years filed
- 0.76Low end of the filed band
- 2.52Middle of the filed band
- 6.41High end of the filed band
- 2020Worst year filed (7.18)
- 10Years filed
- $3,406,260Premium filed
- $8,090,574Indemnity paid
- $32,891,093Liability insured
- 44,662Quantity planted
- 39,200Quantity lost
- 204Policies
- 204Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Robertson County
- Drought $4,853,831 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,823,423 indemnity · 10 years
- Heat $999,922 indemnity · 1 years
- Hail $119,693 indemnity · 1 years
- Mycotoxin $117,050 indemnity · 1 years
- Decline in Price $111,836 indemnity · 5 years
Wheat 10 years filed
- 1.90Low end of the filed band
- 2.45Middle of the filed band
- 5.61High end of the filed band
- 2022Worst year filed (5.77)
- 10Years filed
- $1,116,032Premium filed
- $3,394,392Indemnity paid
- $11,099,408Liability insured
- 39,768Quantity planted
- 39,768Quantity lost
- 156Policies
- 155Policies with a loss
- 3.04Loss ratio, whole span
Causes that carried the indemnity in Robertson County
- Excess Moisture/Precipitation/Rain $2,635,894 indemnity · 10 years
- Freeze $431,597 indemnity · 2 years
- Drought $122,176 indemnity · 4 years
- Hail $59,343 indemnity · 1 years
- Cold Wet Weather $46,537 indemnity · 5 years
- Decline in Price $46,059 indemnity · 3 years
Dark Air Tobacco 10 years filed
- 1.90Low end of the filed band
- 5.88Middle of the filed band
- 11.27High end of the filed band
- 2016Worst year filed (12.19)
- 10Years filed
- $455,735Premium filed
- $3,096,921Indemnity paid
- $7,043,361Liability insured
- 1,620Quantity planted
- 1,626Quantity lost
- 305Policies
- 305Policies with a loss
- 6.80Loss ratio, whole span
Causes that carried the indemnity in Robertson County
- Excess Moisture/Precipitation/Rain $2,147,113 indemnity · 10 years
- Drought $380,944 indemnity · 6 years
- Plant Disease $282,613 indemnity · 6 years
- Wind/Excess Wind $93,614 indemnity · 7 years
- Hail $68,308 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $50,755 indemnity · 2 years
Burley Tobacco 10 years filed
- 0.44Low end of the filed band
- 3.40Middle of the filed band
- 8.29High end of the filed band
- 2015Worst year filed (8.46)
- 10Years filed
- $344,401Premium filed
- $1,756,627Indemnity paid
- $3,158,966Liability insured
- 1,144Quantity planted
- 1,151Quantity lost
- 162Policies
- 162Policies with a loss
- 5.10Loss ratio, whole span
Causes that carried the indemnity in Robertson County
- Excess Moisture/Precipitation/Rain $1,271,295 indemnity · 9 years
- Flood $199,903 indemnity · 3 years
- Plant Disease $128,421 indemnity · 6 years
- Drought $62,964 indemnity · 4 years
- Wind/Excess Wind $53,131 indemnity · 4 years
- House burn (Pole burn) $22,899 indemnity · 2 years
Every county-crop the agency files in Tennessee → Buy the Robertson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.