Crop-loss band · Texas
Borden County, Texas — crop-loss band
- 0.45Low end of the filed band
- 1.63Middle of the filed band
- 1.94High end of the filed band
- 2021Worst year filed (2.21)
- 10Years filed
Every year the Risk Management Agency has filed for Borden County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.45 at the low end to 1.94 at the high end, with 1.63 in the middle. The worst year filed is 2021, at 2.21. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $492,798 | $220,679 | $802,820 | 44 | 44 | 0.45 |
| 2016 | $598,046 | $543,957 | $1,207,515 | 71 | 71 | 0.91 |
| 2017 | $2,025,993 | $2,353,403 | $4,450,190 | 121 | 121 | 1.16 |
| 2018 | $6,954,316 | $11,612,901 | $14,263,293 | 381 | 381 | 1.67 |
| 2019 | $4,125,909 | $6,381,119 | $9,894,641 | 286 | 286 | 1.55 |
| 2020 | $4,242,231 | $6,917,094 | $10,695,174 | 340 | 340 | 1.63 |
| 2021 | $852,603 | $1,881,050 | $2,914,141 | 130 | 130 | 2.21 |
| 2022 | $11,092,767 | $21,572,479 | $23,738,410 | 550 | 550 | 1.94 |
| 2023 | $9,595,769 | $17,638,768 | $23,849,808 | 672 | 672 | 1.84 |
| 2024 | $7,587,469 | $12,859,154 | $17,327,150 | 534 | 534 | 1.69 |
Commodities insured in Borden County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.37Low end of the filed band
- 1.53Middle of the filed band
- 1.86High end of the filed band
- 2023Worst year filed (1.93)
- 10Years filed
- $38,857,128Premium filed
- $66,665,091Indemnity paid
- $77,341,723Liability insured
- 288,420Quantity planted
- 389,632Quantity lost
- 1,857Policies
- 1,857Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Borden County
- Drought $51,541,572 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $5,543,745 indemnity · 5 years
- Heat $5,021,143 indemnity · 6 years
- Hot Wind $2,709,247 indemnity · 8 years
- Hail $774,747 indemnity · 5 years
- Wind/Excess Wind $495,105 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.93Low end of the filed band
- 1.83Middle of the filed band
- 2.31High end of the filed band
- 2021Worst year filed (2.77)
- 10Years filed
- $5,219,919Premium filed
- $9,781,845Indemnity paid
- $20,664,635Liability insured
- 1,150,744Quantity planted
- 0Quantity lost
- 1,035Policies
- 1,035Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Borden County
- ARPI/SCO/STAX Crops Only $9,781,845 indemnity · 10 years
Annual Forage 7 years filed
- 0.47Low end of the filed band
- 1.16Middle of the filed band
- 2.56High end of the filed band
- 2022Worst year filed (2.56)
- 7Years filed
- $3,235,140Premium filed
- $5,111,684Indemnity paid
- $10,667,215Liability insured
- 33,394Quantity planted
- 0Quantity lost
- 200Policies
- 200Policies with a loss
- 1.58Loss ratio, whole span
Causes that carried the indemnity in Borden County
- ARPI/SCO/STAX/MP Crops Only $5,111,684 indemnity · 7 years
Wheat 9 years filed
- 0.57Low end of the filed band
- 1.54Middle of the filed band
- 3.74High end of the filed band
- 2019Worst year filed (3.74)
- 9Years filed
- $255,714Premium filed
- $421,984Indemnity paid
- $469,569Liability insured
- 7,516Quantity planted
- 7,516Quantity lost
- 37Policies
- 37Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Borden County
- Drought $353,127 indemnity · 8 years
- Hail $45,853 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $9,969 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $8,099 indemnity · 1 years
- Wind/Excess Wind $3,944 indemnity · 2 years
- Hot Wind $992 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Borden County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.