Crop-loss band · Texas
Caldwell County, Texas — crop-loss band
- 1.60Low end of the filed band
- 1.84Middle of the filed band
- 2.18High end of the filed band
- 2022Worst year filed (3.46)
- 10Years filed
Every year the Risk Management Agency has filed for Caldwell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.60 at the low end to 2.18 at the high end, with 1.84 in the middle. The worst year filed is 2022, at 3.46. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $64,531 | $106,125 | $249,938 | 56 | 56 | 1.64 |
| 2016 | $74,118 | $136,312 | $323,777 | 87 | 87 | 1.84 |
| 2017 | $204,806 | $381,211 | $1,022,411 | 139 | 139 | 1.86 |
| 2018 | $539,945 | $863,852 | $2,802,776 | 177 | 176 | 1.60 |
| 2019 | $285,940 | $545,026 | $1,262,497 | 173 | 173 | 1.91 |
| 2020 | $324,937 | $589,617 | $1,446,823 | 194 | 194 | 1.81 |
| 2021 | $282,813 | $594,232 | $1,357,129 | 160 | 160 | 2.10 |
| 2022 | $1,331,486 | $4,604,512 | $7,812,281 | 360 | 360 | 3.46 |
| 2023 | $692,917 | $1,512,300 | $3,457,889 | 347 | 347 | 2.18 |
| 2024 | $472,178 | $859,620 | $2,246,681 | 263 | 262 | 1.82 |
Commodities insured in Caldwell County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.64Low end of the filed band
- 1.95Middle of the filed band
- 2.24High end of the filed band
- 2018Worst year filed (2.33)
- 10Years filed
- $2,395,971Premium filed
- $4,686,363Indemnity paid
- $11,074,173Liability insured
- 197,070Quantity planted
- 0Quantity lost
- 1,653Policies
- 1,652Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- ARPI/SCO/STAX Crops Only $4,686,363 indemnity · 10 years
Corn 8 years filed
- 0.19Low end of the filed band
- 1.37Middle of the filed band
- 4.38High end of the filed band
- 2022Worst year filed (4.38)
- 8Years filed
- $990,515Premium filed
- $2,989,882Indemnity paid
- $5,827,541Liability insured
- 17,157Quantity planted
- 16,354Quantity lost
- 119Policies
- 118Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Drought $2,605,837 indemnity · 5 years
- Heat $202,132 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $100,511 indemnity · 4 years
- Wind/Excess Wind $32,373 indemnity · 1 years
- Decline in Price $24,284 indemnity · 2 years
- Wildlife $18,469 indemnity · 5 years
Cotton 9 years filed
- 0.69Low end of the filed band
- 2.32Middle of the filed band
- 4.58High end of the filed band
- 2020Worst year filed (4.58)
- 9Years filed
- $631,647Premium filed
- $1,877,302Indemnity paid
- $3,385,261Liability insured
- 7,562Quantity planted
- 12,072Quantity lost
- 140Policies
- 140Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Drought $1,432,433 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $253,316 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $155,685 indemnity · 5 years
- Heat $31,827 indemnity · 2 years
- Hail $4,041 indemnity · 1 years
Grain Sorghum 9 years filed
- 0.37Low end of the filed band
- 2.66Middle of the filed band
- 4.46High end of the filed band
- 2020Worst year filed (4.46)
- 9Years filed
- $255,538Premium filed
- $639,260Indemnity paid
- $1,695,227Liability insured
- 6,943Quantity planted
- 6,943Quantity lost
- 44Policies
- 44Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Drought $437,515 indemnity · 6 years
- Heat $123,205 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $65,557 indemnity · 4 years
- Cold Wet Weather $7,193 indemnity · 1 years
- Wind/Excess Wind $3,450 indemnity · 1 years
- Decline in Price $2,342 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Caldwell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.