Crop-loss band · Texas
Colorado County, Texas — crop-loss band
- 2.96Low end of the filed band
- 4.38Middle of the filed band
- 6.05High end of the filed band
- 2015Worst year filed (6.08)
- 10Years filed
Every year the Risk Management Agency has filed for Colorado County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.96 at the low end to 6.05 at the high end, with 4.38 in the middle. The worst year filed is 2015, at 6.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,017,428 | $6,188,757 | $7,480,572 | 312 | 312 | 6.08 |
| 2016 | $1,471,362 | $8,905,150 | $13,878,531 | 375 | 374 | 6.05 |
| 2017 | $2,101,002 | $9,395,795 | $16,075,633 | 504 | 503 | 4.47 |
| 2018 | $1,487,394 | $6,520,033 | $14,421,960 | 420 | 420 | 4.38 |
| 2019 | $2,191,266 | $6,947,363 | $15,257,188 | 634 | 634 | 3.17 |
| 2020 | $1,350,505 | $3,993,719 | $6,543,248 | 540 | 540 | 2.96 |
| 2021 | $1,865,116 | $8,111,845 | $10,616,419 | 467 | 467 | 4.35 |
| 2022 | $2,935,570 | $9,362,333 | $15,691,852 | 723 | 723 | 3.19 |
| 2023 | $3,733,790 | $17,066,305 | $19,994,653 | 702 | 702 | 4.57 |
| 2024 | $4,585,530 | $22,082,966 | $30,969,303 | 599 | 599 | 4.82 |
Commodities insured in Colorado County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 4.14Low end of the filed band
- 6.13Middle of the filed band
- 15.38High end of the filed band
- 2016Worst year filed (16.80)
- 10Years filed
- $7,645,714Premium filed
- $50,892,655Indemnity paid
- $82,708,337Liability insured
- 72,518Quantity planted
- 78,894Quantity lost
- 818Policies
- 817Policies with a loss
- 6.66Loss ratio, whole span
Causes that carried the indemnity in Colorado County
- Failure of Irrigation Supply $22,740,305 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $13,955,413 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $5,365,803 indemnity · 7 years
- Hurricane $4,360,380 indemnity · 1 years
- Hurricane/Tropical Depression $2,064,614 indemnity · 4 years
- Heat $1,324,669 indemnity · 6 years
Cotton 10 years filed
- 1.09Low end of the filed band
- 2.99Middle of the filed band
- 4.73High end of the filed band
- 2018Worst year filed (5.06)
- 10Years filed
- $7,176,081Premium filed
- $22,740,854Indemnity paid
- $23,401,687Liability insured
- 37,117Quantity planted
- 43,130Quantity lost
- 180Policies
- 180Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Colorado County
- Excess Moisture/Precipitation/Rain $10,113,357 indemnity · 10 years
- Decline in Price $4,297,277 indemnity · 6 years
- Drought $3,944,915 indemnity · 6 years
- Hurricane/Tropical Depression $2,446,861 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $839,316 indemnity · 7 years
- Hurricane $680,399 indemnity · 1 years
Corn 10 years filed
- 3.01Low end of the filed band
- 3.88Middle of the filed band
- 4.48High end of the filed band
- 2023Worst year filed (4.95)
- 10Years filed
- $3,587,307Premium filed
- $14,309,468Indemnity paid
- $18,047,277Liability insured
- 40,576Quantity planted
- 46,932Quantity lost
- 244Policies
- 243Policies with a loss
- 3.99Loss ratio, whole span
Causes that carried the indemnity in Colorado County
- Excess Moisture/Precipitation/Rain $7,855,179 indemnity · 9 years
- Decline in Price $2,663,176 indemnity · 9 years
- Hurricane $1,278,585 indemnity · 1 years
- Drought $1,208,387 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $364,728 indemnity · 2 years
- Flood $327,278 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.09Low end of the filed band
- 1.70Middle of the filed band
- 2.61High end of the filed band
- 2024Worst year filed (3.03)
- 10Years filed
- $3,084,696Premium filed
- $6,349,753Indemnity paid
- $16,937,679Liability insured
- 433,894Quantity planted
- 0Quantity lost
- 3,924Policies
- 3,924Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Colorado County
- ARPI/SCO/STAX Crops Only $6,349,753 indemnity · 10 years
Hybrid Seed Rice 7 years filed
- 4.88Low end of the filed band
- 5.93Middle of the filed band
- 12.66High end of the filed band
- 2019Worst year filed (12.66)
- 7Years filed
- $436,053Premium filed
- $2,586,002Indemnity paid
- $7,511,995Liability insured
- 3,468Quantity planted
- 4,017Quantity lost
- 34Policies
- 34Policies with a loss
- 5.93Loss ratio, whole span
Causes that carried the indemnity in Colorado County
- Hurricane $1,088,748 indemnity · 1 years
- Heat $740,702 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $423,488 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $333,064 indemnity · 1 years
Soybeans 10 years filed
- 0.51Low end of the filed band
- 1.86Middle of the filed band
- 3.94High end of the filed band
- 2021Worst year filed (6.34)
- 10Years filed
- $809,112Premium filed
- $1,695,534Indemnity paid
- $2,322,384Liability insured
- 10,031Quantity planted
- 11,122Quantity lost
- 76Policies
- 76Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Colorado County
- Excess Moisture/Precipitation/Rain $911,564 indemnity · 10 years
- Drought $284,329 indemnity · 4 years
- Hurricane/Tropical Depression $196,303 indemnity · 2 years
- Hurricane $110,498 indemnity · 1 years
- Decline in Price $98,743 indemnity · 2 years
- Heat $46,825 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Colorado County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.