Crop-loss band · Texas
Crosby County, Texas — crop-loss band
- 1.40Low end of the filed band
- 2.35Middle of the filed band
- 3.25High end of the filed band
- 2020Worst year filed (4.09)
- 10Years filed
Every year the Risk Management Agency has filed for Crosby County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.40 at the low end to 3.25 at the high end, with 2.35 in the middle. The worst year filed is 2020, at 4.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,109,673 | $4,344,064 | $12,616,877 | 707 | 707 | 1.40 |
| 2016 | $1,475,605 | $2,635,110 | $6,357,294 | 429 | 429 | 1.79 |
| 2017 | $3,351,388 | $6,953,351 | $15,240,744 | 563 | 563 | 2.07 |
| 2018 | $8,921,451 | $22,651,556 | $36,442,020 | 1,273 | 1,273 | 2.54 |
| 2019 | $9,738,094 | $27,537,937 | $53,195,653 | 1,674 | 1,673 | 2.83 |
| 2020 | $8,911,231 | $36,485,800 | $47,539,787 | 1,335 | 1,335 | 4.09 |
| 2021 | $3,071,787 | $9,169,239 | $14,041,261 | 582 | 582 | 2.99 |
| 2022 | $32,182,600 | $104,590,217 | $123,050,787 | 2,529 | 2,529 | 3.25 |
| 2023 | $31,563,209 | $74,180,243 | $103,886,389 | 3,130 | 3,130 | 2.35 |
| 2024 | $21,884,237 | $43,452,952 | $70,205,317 | 2,393 | 2,393 | 1.99 |
Commodities insured in Crosby County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.29Low end of the filed band
- 2.56Middle of the filed band
- 4.22High end of the filed band
- 2021Worst year filed (4.31)
- 10Years filed
- $105,644,341Premium filed
- $295,914,560Indemnity paid
- $415,167,034Liability insured
- 1,116,518Quantity planted
- 1,620,751Quantity lost
- 11,023Policies
- 11,022Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Crosby County
- Drought $106,787,155 indemnity · 10 years
- Hot Wind $53,506,413 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $48,487,064 indemnity · 8 years
- Hail $42,972,486 indemnity · 10 years
- Heat $20,786,718 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $7,261,879 indemnity · 10 years
Annual Forage 8 years filed
- 0.61Low end of the filed band
- 1.57Middle of the filed band
- 2.36High end of the filed band
- 2022Worst year filed (2.36)
- 8Years filed
- $14,564,342Premium filed
- $27,057,909Indemnity paid
- $50,222,402Liability insured
- 217,229Quantity planted
- 0Quantity lost
- 1,618Policies
- 1,618Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Crosby County
- ARPI/SCO/STAX/MP Crops Only $27,057,909 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.66Low end of the filed band
- 1.68Middle of the filed band
- 2.13High end of the filed band
- 2017Worst year filed (2.41)
- 10Years filed
- $2,022,445Premium filed
- $3,441,343Indemnity paid
- $7,913,502Liability insured
- 446,908Quantity planted
- 0Quantity lost
- 747Policies
- 747Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Crosby County
- ARPI/SCO/STAX Crops Only $3,441,343 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.52Low end of the filed band
- 1.77Middle of the filed band
- 2.41High end of the filed band
- 2022Worst year filed (2.93)
- 10Years filed
- $1,159,992Premium filed
- $2,640,830Indemnity paid
- $3,619,851Liability insured
- 40,778Quantity planted
- 40,778Quantity lost
- 632Policies
- 632Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Crosby County
- Drought $1,335,228 indemnity · 9 years
- Heat $516,164 indemnity · 8 years
- Hot Wind $473,730 indemnity · 10 years
- Insects $159,652 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $63,818 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $24,341 indemnity · 2 years
Corn 10 years filed
- 0.81Low end of the filed band
- 4.57Middle of the filed band
- 6.23High end of the filed band
- 2015Worst year filed (7.66)
- 10Years filed
- $515,003Premium filed
- $2,254,023Indemnity paid
- $4,674,208Liability insured
- 10,457Quantity planted
- 10,662Quantity lost
- 265Policies
- 265Policies with a loss
- 4.38Loss ratio, whole span
Causes that carried the indemnity in Crosby County
- Hot Wind $879,176 indemnity · 7 years
- Heat $640,640 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $219,511 indemnity · 3 years
- Hail $190,312 indemnity · 4 years
- Insects $95,573 indemnity · 1 years
- Failure of Irrigation Equipment $80,522 indemnity · 1 years
Wheat 10 years filed
- 0.98Low end of the filed band
- 1.73Middle of the filed band
- 3.64High end of the filed band
- 2022Worst year filed (4.40)
- 10Years filed
- $303,152Premium filed
- $691,804Indemnity paid
- $979,132Liability insured
- 22,544Quantity planted
- 22,578Quantity lost
- 330Policies
- 330Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Crosby County
- Drought $509,518 indemnity · 9 years
- Hail $58,398 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $38,785 indemnity · 4 years
- Hot Wind $29,882 indemnity · 4 years
- Wind/Excess Wind $26,545 indemnity · 4 years
- Decline in Price $9,677 indemnity · 4 years
Every county-crop the agency files in Texas → Buy the Crosby County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.