Crop-loss band · Texas
El Paso County, Texas — crop-loss band
- 0.42Low end of the filed band
- 4.47Middle of the filed band
- 5.71High end of the filed band
- 2024Worst year filed (8.36)
- 10Years filed
Every year the Risk Management Agency has filed for El Paso County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.42 at the low end to 5.71 at the high end, with 4.47 in the middle. The worst year filed is 2024, at 8.36. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $916,227 | $4,099,923 | $5,843,772 | 67 | 67 | 4.47 |
| 2016 | $209,974 | $1,027,025 | $1,349,448 | 44 | 44 | 4.89 |
| 2017 | $513,240 | $1,645,551 | $7,217,033 | 42 | 42 | 3.21 |
| 2018 | $287,479 | $119,836 | $9,247,060 | 11 | 11 | 0.42 |
| 2019 | $2,085,830 | $8,575,173 | $20,189,706 | 67 | 67 | 4.11 |
| 2020 | $349,029 | $1,624,903 | $12,311,843 | 18 | 18 | 4.66 |
| 2021 | $1,721,658 | $6,175,082 | $15,595,270 | 68 | 68 | 3.59 |
| 2022 | $2,211,085 | $12,619,311 | $30,752,839 | 91 | 91 | 5.71 |
| 2023 | $1,915,715 | $9,885,713 | $29,967,225 | 78 | 78 | 5.16 |
| 2024 | $646,036 | $5,402,656 | $22,557,865 | 30 | 30 | 8.36 |
Commodities insured in El Paso County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pecans 10 years filed
- 0.40Low end of the filed band
- 4.62Middle of the filed band
- 9.25High end of the filed band
- 2022Worst year filed (10.13)
- 10Years filed
- $3,379,958Premium filed
- $21,541,428Indemnity paid
- $122,711,411Liability insured
- 239,715Quantity planted
- 57,850Quantity lost
- 137Policies
- 137Policies with a loss
- 6.37Loss ratio, whole span
Causes that carried the indemnity in El Paso County
- Heat $6,755,097 indemnity · 3 years
- Wind/Excess Wind $5,507,021 indemnity · 8 years
- Hail $3,939,430 indemnity · 7 years
- Decline in Price $3,410,448 indemnity · 7 years
- Freeze $941,559 indemnity · 3 years
- Insects $662,817 indemnity · 1 years
Cotton Ex Long Staple 10 years filed
- 0.64Low end of the filed band
- 3.86Middle of the filed band
- 5.04High end of the filed band
- 2015Worst year filed (5.33)
- 10Years filed
- $4,789,391Premium filed
- $21,108,105Indemnity paid
- $23,226,933Liability insured
- 36,363Quantity planted
- 36,426Quantity lost
- 269Policies
- 269Policies with a loss
- 4.41Loss ratio, whole span
Causes that carried the indemnity in El Paso County
- Failure of Irrigation Supply $20,238,794 indemnity · 7 years
- Hail $522,941 indemnity · 7 years
- Heat $93,469 indemnity · 3 years
- Flood $91,173 indemnity · 1 years
- Cold Wet Weather $56,170 indemnity · 1 years
- Hot Wind $49,085 indemnity · 3 years
Cotton 9 years filed
- 1.05Low end of the filed band
- 3.10Middle of the filed band
- 7.50High end of the filed band
- 2020Worst year filed (7.50)
- 9Years filed
- $2,686,924Premium filed
- $8,525,640Indemnity paid
- $9,093,717Liability insured
- 16,011Quantity planted
- 16,012Quantity lost
- 110Policies
- 110Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in El Paso County
- Failure of Irrigation Supply $8,306,267 indemnity · 7 years
- Wind/Excess Wind $54,411 indemnity · 1 years
- Heat $44,837 indemnity · 2 years
- Hail $43,997 indemnity · 3 years
- Freeze $39,069 indemnity · 1 years
- Drought $18,994 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the El Paso County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.