Crop-loss band · Texas
Fort Bend County, Texas — crop-loss band
- 1.55Low end of the filed band
- 2.23Middle of the filed band
- 3.98High end of the filed band
- 2021Worst year filed (3.99)
- 10Years filed
Every year the Risk Management Agency has filed for Fort Bend County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.55 at the low end to 3.98 at the high end, with 2.23 in the middle. The worst year filed is 2021, at 3.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,597,178 | $2,468,558 | $8,882,015 | 352 | 352 | 1.55 |
| 2016 | $1,846,436 | $4,020,263 | $10,784,470 | 367 | 367 | 2.18 |
| 2017 | $354,341 | $1,324,177 | $2,333,892 | 120 | 120 | 3.74 |
| 2018 | $1,128,970 | $4,494,651 | $7,888,291 | 252 | 252 | 3.98 |
| 2019 | $1,633,042 | $3,006,016 | $11,001,771 | 223 | 223 | 1.84 |
| 2020 | $67,810 | $114,505 | $351,698 | 75 | 75 | 1.69 |
| 2021 | $1,764,264 | $7,042,509 | $11,643,159 | 364 | 363 | 3.99 |
| 2022 | $3,925,865 | $13,548,815 | $31,674,766 | 439 | 439 | 3.45 |
| 2023 | $1,863,242 | $4,153,609 | $14,610,833 | 304 | 304 | 2.23 |
| 2024 | $2,553,773 | $8,817,418 | $12,529,258 | 410 | 410 | 3.45 |
Commodities insured in Fort Bend County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.22Low end of the filed band
- 2.25Middle of the filed band
- 4.29High end of the filed band
- 2018Worst year filed (5.02)
- 10Years filed
- $11,865,982Premium filed
- $34,983,354Indemnity paid
- $82,936,723Liability insured
- 130,166Quantity planted
- 172,595Quantity lost
- 1,136Policies
- 1,135Policies with a loss
- 2.95Loss ratio, whole span
Causes that carried the indemnity in Fort Bend County
- Drought $13,117,845 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $10,398,057 indemnity · 10 years
- Hurricane $4,092,007 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $3,240,488 indemnity · 8 years
- Hurricane/Tropical Depression $3,031,597 indemnity · 3 years
- Decline in Price $444,907 indemnity · 4 years
Grain Sorghum 10 years filed
- 0.96Low end of the filed band
- 2.12Middle of the filed band
- 3.58High end of the filed band
- 2021Worst year filed (5.34)
- 10Years filed
- $2,038,233Premium filed
- $6,604,152Indemnity paid
- $12,504,489Liability insured
- 45,204Quantity planted
- 53,241Quantity lost
- 547Policies
- 547Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Fort Bend County
- Excess Moisture/Precipitation/Rain $3,484,882 indemnity · 8 years
- Hurricane $1,732,883 indemnity · 1 years
- Drought $512,003 indemnity · 6 years
- Hurricane/Tropical Depression $339,012 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $232,678 indemnity · 2 years
- Decline in Price $188,019 indemnity · 8 years
Corn 10 years filed
- 1.19Low end of the filed band
- 2.24Middle of the filed band
- 3.80High end of the filed band
- 2021Worst year filed (5.04)
- 10Years filed
- $1,769,741Premium filed
- $5,132,687Indemnity paid
- $11,833,969Liability insured
- 22,407Quantity planted
- 29,665Quantity lost
- 249Policies
- 249Policies with a loss
- 2.90Loss ratio, whole span
Causes that carried the indemnity in Fort Bend County
- Hurricane $2,131,969 indemnity · 1 years
- Drought $1,594,509 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $574,635 indemnity · 8 years
- Hurricane/Tropical Depression $466,884 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $234,731 indemnity · 2 years
- Hail $63,293 indemnity · 1 years
Soybeans 10 years filed
- 1.40Low end of the filed band
- 2.32Middle of the filed band
- 4.16High end of the filed band
- 2021Worst year filed (5.36)
- 10Years filed
- $596,443Premium filed
- $1,384,339Indemnity paid
- $1,896,925Liability insured
- 10,926Quantity planted
- 11,986Quantity lost
- 134Policies
- 134Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Fort Bend County
- Excess Moisture/Precipitation/Rain $605,813 indemnity · 7 years
- Drought $442,212 indemnity · 5 years
- Hurricane/Tropical Depression $158,827 indemnity · 3 years
- Hurricane $131,262 indemnity · 1 years
- Hail $26,833 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $8,569 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.56Low end of the filed band
- 1.47Middle of the filed band
- 2.27High end of the filed band
- 2024Worst year filed (3.30)
- 10Years filed
- $464,522Premium filed
- $885,989Indemnity paid
- $2,528,047Liability insured
- 59,236Quantity planted
- 0Quantity lost
- 840Policies
- 840Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Fort Bend County
- ARPI/SCO/STAX Crops Only $885,989 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Fort Bend County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.