Crop-loss band · Texas
Gonzales County, Texas — crop-loss band
- 1.09Low end of the filed band
- 1.90Middle of the filed band
- 2.15High end of the filed band
- 2022Worst year filed (2.34)
- 10Years filed
Every year the Risk Management Agency has filed for Gonzales County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.09 at the low end to 2.15 at the high end, with 1.90 in the middle. The worst year filed is 2022, at 2.34. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $258,660 | $453,606 | $1,173,843 | 213 | 213 | 1.75 |
| 2016 | $235,677 | $451,252 | $1,082,850 | 195 | 195 | 1.91 |
| 2017 | $293,428 | $393,878 | $1,338,576 | 301 | 301 | 1.34 |
| 2018 | $537,696 | $873,230 | $2,651,167 | 340 | 340 | 1.62 |
| 2019 | $667,509 | $1,343,786 | $3,055,052 | 547 | 547 | 2.01 |
| 2020 | $885,600 | $967,587 | $4,037,186 | 538 | 538 | 1.09 |
| 2021 | $640,396 | $1,334,020 | $3,035,402 | 372 | 372 | 2.08 |
| 2022 | $1,609,225 | $3,770,766 | $7,910,500 | 840 | 840 | 2.34 |
| 2023 | $1,256,647 | $2,696,330 | $5,714,848 | 778 | 778 | 2.15 |
| 2024 | $1,245,595 | $2,370,023 | $5,849,775 | 773 | 773 | 1.90 |
Commodities insured in Gonzales County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.09Low end of the filed band
- 1.93Middle of the filed band
- 2.14High end of the filed band
- 2022Worst year filed (2.21)
- 10Years filed
- $6,952,636Premium filed
- $13,281,534Indemnity paid
- $32,199,986Liability insured
- 611,783Quantity planted
- 0Quantity lost
- 4,830Policies
- 4,830Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Gonzales County
- ARPI/SCO/STAX Crops Only $13,281,534 indemnity · 10 years
Corn 9 years filed
- 0.50Low end of the filed band
- 1.47Middle of the filed band
- 2.93High end of the filed band
- 2022Worst year filed (2.93)
- 9Years filed
- $677,797Premium filed
- $1,372,944Indemnity paid
- $3,649,213Liability insured
- 11,113Quantity planted
- 10,904Quantity lost
- 67Policies
- 67Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Gonzales County
- Drought $1,091,825 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $101,010 indemnity · 5 years
- Hail $84,447 indemnity · 4 years
- Heat $47,953 indemnity · 2 years
- Wildlife $43,993 indemnity · 4 years
- Decline in Price $3,717 indemnity · 3 years
Every county-crop the agency files in Texas → Buy the Gonzales County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.