Crop-loss band · Texas
Guadalupe County, Texas — crop-loss band
- 1.45Low end of the filed band
- 1.74Middle of the filed band
- 2.50High end of the filed band
- 2021Worst year filed (2.59)
- 10Years filed
Every year the Risk Management Agency has filed for Guadalupe County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.45 at the low end to 2.50 at the high end, with 1.74 in the middle. The worst year filed is 2021, at 2.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $296,945 | $566,205 | $1,348,771 | 319 | 319 | 1.91 |
| 2016 | $207,176 | $348,890 | $1,015,267 | 224 | 224 | 1.68 |
| 2017 | $232,043 | $349,804 | $1,157,281 | 286 | 286 | 1.51 |
| 2018 | $569,715 | $850,783 | $2,901,379 | 343 | 343 | 1.49 |
| 2019 | $301,936 | $438,303 | $1,387,767 | 401 | 401 | 1.45 |
| 2020 | $415,734 | $834,898 | $1,854,830 | 450 | 449 | 2.01 |
| 2021 | $308,653 | $798,797 | $1,463,563 | 369 | 369 | 2.59 |
| 2022 | $2,339,074 | $5,849,936 | $12,945,630 | 914 | 914 | 2.50 |
| 2023 | $1,146,710 | $1,992,828 | $5,353,597 | 882 | 882 | 1.74 |
| 2024 | $821,487 | $1,498,125 | $3,876,461 | 701 | 701 | 1.82 |
Commodities insured in Guadalupe County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.69Low end of the filed band
- 1.87Middle of the filed band
- 2.21High end of the filed band
- 2021Worst year filed (2.29)
- 10Years filed
- $2,979,948Premium filed
- $5,783,464Indemnity paid
- $13,114,589Liability insured
- 223,486Quantity planted
- 0Quantity lost
- 3,817Policies
- 3,816Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Guadalupe County
- ARPI/SCO/STAX Crops Only $5,783,464 indemnity · 10 years
Corn 10 years filed
- 0.23Low end of the filed band
- 1.00Middle of the filed band
- 1.44High end of the filed band
- 2022Worst year filed (2.82)
- 10Years filed
- $2,123,240Premium filed
- $4,589,362Indemnity paid
- $11,975,547Liability insured
- 42,744Quantity planted
- 41,471Quantity lost
- 349Policies
- 349Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Guadalupe County
- Drought $4,085,795 indemnity · 7 years
- Heat $197,286 indemnity · 7 years
- Decline in Price $123,207 indemnity · 6 years
- Hail $64,653 indemnity · 2 years
- Wind/Excess Wind $44,277 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $38,095 indemnity · 6 years
Grain Sorghum 10 years filed
- 0.61Low end of the filed band
- 1.08Middle of the filed band
- 2.79High end of the filed band
- 2021Worst year filed (3.27)
- 10Years filed
- $720,911Premium filed
- $1,285,845Indemnity paid
- $4,300,690Liability insured
- 20,901Quantity planted
- 20,018Quantity lost
- 203Policies
- 203Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Guadalupe County
- Drought $1,007,054 indemnity · 6 years
- Heat $110,031 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $106,402 indemnity · 4 years
- Wind/Excess Wind $32,660 indemnity · 2 years
- Decline in Price $18,865 indemnity · 5 years
- Wildlife $7,315 indemnity · 2 years
Wheat 10 years filed
- 1.29Low end of the filed band
- 2.33Middle of the filed band
- 4.12High end of the filed band
- 2021Worst year filed (4.58)
- 10Years filed
- $395,574Premium filed
- $984,997Indemnity paid
- $1,995,770Liability insured
- 16,698Quantity planted
- 16,706Quantity lost
- 302Policies
- 302Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Guadalupe County
- Excess Moisture/Precipitation/Rain $590,353 indemnity · 6 years
- Drought $197,647 indemnity · 8 years
- Heat $78,784 indemnity · 1 years
- Hail $49,326 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $36,198 indemnity · 4 years
- Freeze $10,205 indemnity · 2 years
Annual Forage 10 years filed
- 0.55Low end of the filed band
- 1.99Middle of the filed band
- 2.58High end of the filed band
- 2021Worst year filed (2.93)
- 10Years filed
- $419,800Premium filed
- $884,901Indemnity paid
- $1,917,950Liability insured
- 7,053Quantity planted
- 0Quantity lost
- 218Policies
- 218Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Guadalupe County
- ARPI/SCO/STAX Crops Only $884,901 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Guadalupe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.