Crop-loss band · Texas
Hansford County, Texas — crop-loss band
- 1.70Low end of the filed band
- 2.30Middle of the filed band
- 4.64High end of the filed band
- 2019Worst year filed (5.38)
- 10Years filed
Every year the Risk Management Agency has filed for Hansford County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.70 at the low end to 4.64 at the high end, with 2.30 in the middle. The worst year filed is 2019, at 5.38. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,489,036 | $9,933,812 | $13,074,568 | 569 | 568 | 1.81 |
| 2016 | $1,016,628 | $2,196,969 | $3,369,253 | 270 | 270 | 2.16 |
| 2017 | $2,762,375 | $9,661,859 | $22,701,611 | 360 | 358 | 3.50 |
| 2018 | $3,919,719 | $10,982,438 | $14,581,380 | 560 | 556 | 2.80 |
| 2019 | $3,351,272 | $18,033,909 | $24,668,416 | 413 | 411 | 5.38 |
| 2020 | $3,542,356 | $16,439,079 | $21,064,156 | 505 | 505 | 4.64 |
| 2021 | $2,309,560 | $4,076,886 | $7,924,559 | 365 | 364 | 1.77 |
| 2022 | $16,371,357 | $52,164,714 | $69,460,703 | 1,160 | 1,160 | 3.19 |
| 2023 | $18,767,822 | $43,139,159 | $62,490,243 | 962 | 962 | 2.30 |
| 2024 | $8,092,495 | $13,750,308 | $26,937,139 | 675 | 675 | 1.70 |
Commodities insured in Hansford County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.65Low end of the filed band
- 4.53Middle of the filed band
- 7.47High end of the filed band
- 2020Worst year filed (7.73)
- 10Years filed
- $16,922,961Premium filed
- $77,330,873Indemnity paid
- $93,486,869Liability insured
- 222,761Quantity planted
- 282,175Quantity lost
- 1,050Policies
- 1,047Policies with a loss
- 4.57Loss ratio, whole span
Causes that carried the indemnity in Hansford County
- Excess Moisture/Precipitation/Rain $20,513,188 indemnity · 7 years
- Drought $16,443,771 indemnity · 8 years
- Wind/Excess Wind $14,530,282 indemnity · 8 years
- Hail $11,806,678 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $7,889,266 indemnity · 7 years
- Cold Wet Weather $2,229,699 indemnity · 5 years
Wheat 10 years filed
- 0.71Low end of the filed band
- 1.61Middle of the filed band
- 1.89High end of the filed band
- 2022Worst year filed (2.47)
- 10Years filed
- $24,482,992Premium filed
- $43,312,710Indemnity paid
- $53,668,389Liability insured
- 546,212Quantity planted
- 546,452Quantity lost
- 2,159Policies
- 2,152Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Hansford County
- Drought $32,209,578 indemnity · 10 years
- Wind/Excess Wind $4,212,274 indemnity · 9 years
- Hail $3,291,000 indemnity · 9 years
- Heat $915,590 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $682,293 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $571,570 indemnity · 3 years
Annual Forage 10 years filed
- 1.08Low end of the filed band
- 1.83Middle of the filed band
- 2.46High end of the filed band
- 2018Worst year filed (3.01)
- 10Years filed
- $13,464,267Premium filed
- $27,063,042Indemnity paid
- $48,387,007Liability insured
- 202,480Quantity planted
- 0Quantity lost
- 681Policies
- 681Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Hansford County
- ARPI/SCO/STAX Crops Only $27,063,042 indemnity · 10 years
Corn 10 years filed
- 1.13Low end of the filed band
- 4.81Middle of the filed band
- 8.64High end of the filed band
- 2018Worst year filed (10.02)
- 10Years filed
- $4,502,852Premium filed
- $21,631,498Indemnity paid
- $50,048,659Liability insured
- 70,930Quantity planted
- 70,707Quantity lost
- 301Policies
- 301Policies with a loss
- 4.80Loss ratio, whole span
Causes that carried the indemnity in Hansford County
- Excess Moisture/Precipitation/Rain $5,558,904 indemnity · 5 years
- Hail $3,438,591 indemnity · 10 years
- Hot Wind $3,382,586 indemnity · 6 years
- Heat $2,705,158 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,358,869 indemnity · 3 years
- Plant Disease $1,805,932 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 1.00Low end of the filed band
- 1.59Middle of the filed band
- 2.02High end of the filed band
- 2018Worst year filed (2.38)
- 10Years filed
- $3,501,527Premium filed
- $6,167,248Indemnity paid
- $13,925,705Liability insured
- 432,341Quantity planted
- 0Quantity lost
- 1,225Policies
- 1,225Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Hansford County
- ARPI/SCO/STAX Crops Only $6,167,248 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.84Low end of the filed band
- 1.69Middle of the filed band
- 1.88High end of the filed band
- 2023Worst year filed (2.04)
- 10Years filed
- $2,748,021Premium filed
- $4,873,762Indemnity paid
- $6,755,399Liability insured
- 59,539Quantity planted
- 59,702Quantity lost
- 423Policies
- 423Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Hansford County
- Drought $2,766,955 indemnity · 10 years
- Heat $854,856 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $425,926 indemnity · 7 years
- Hot Wind $195,655 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $186,518 indemnity · 4 years
- Hail $133,435 indemnity · 4 years
Every county-crop the agency files in Texas → Buy the Hansford County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.