Crop-loss band · Texas
Hopkins County, Texas — crop-loss band
- 0.98Low end of the filed band
- 2.05Middle of the filed band
- 2.17High end of the filed band
- 2016Worst year filed (2.40)
- 10Years filed
Every year the Risk Management Agency has filed for Hopkins County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.98 at the low end to 2.17 at the high end, with 2.05 in the middle. The worst year filed is 2016, at 2.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $132,066 | $270,324 | $676,801 | 29 | 29 | 2.05 |
| 2016 | $243,155 | $583,145 | $1,179,677 | 94 | 94 | 2.40 |
| 2017 | $120,909 | $187,999 | $710,412 | 113 | 113 | 1.55 |
| 2018 | $221,891 | $474,998 | $1,308,438 | 51 | 51 | 2.14 |
| 2019 | $427,906 | $421,080 | $1,992,009 | 99 | 99 | 0.98 |
| 2020 | $212,917 | $349,871 | $965,234 | 97 | 97 | 1.64 |
| 2021 | $290,668 | $624,805 | $1,225,706 | 104 | 104 | 2.15 |
| 2022 | $251,493 | $517,796 | $1,342,525 | 154 | 154 | 2.06 |
| 2023 | $533,312 | $649,198 | $2,606,599 | 145 | 145 | 1.22 |
| 2024 | $383,973 | $834,322 | $1,773,105 | 106 | 106 | 2.17 |
Commodities insured in Hopkins County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 1.11Low end of the filed band
- 1.55Middle of the filed band
- 2.11High end of the filed band
- 2024Worst year filed (2.11)
- 9Years filed
- $1,806,602Premium filed
- $2,891,380Indemnity paid
- $9,332,809Liability insured
- 81,083Quantity planted
- 0Quantity lost
- 916Policies
- 916Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Hopkins County
- ARPI/SCO/STAX/MP Crops Only $2,891,380 indemnity · 9 years
All Other Crops 10 years filed
- 1.52Low end of the filed band
- 2.05Middle of the filed band
- 3.07High end of the filed band
- 2018Worst year filed (7.25)
- 10Years filed
- $522,721Premium filed
- $1,327,121Indemnity paid
- $2,182,158Liability insured
- 12,326Quantity planted
- 7,929Quantity lost
- 61Policies
- 61Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Hopkins County
- Excess Moisture/Precipitation/Rain $654,089 indemnity · 8 years
- Flood $351,973 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $233,299 indemnity · 7 years
- Drought $69,574 indemnity · 2 years
- Cold Wet Weather $13,044 indemnity · 1 years
- Heat $5,142 indemnity · 1 years
Corn 5 years filed
- 0.38Low end of the filed band
- 2.46Middle of the filed band
- 3.42High end of the filed band
- 2022Worst year filed (3.42)
- 5Years filed
- $488,967Premium filed
- $695,037Indemnity paid
- $2,265,539Liability insured
- 7,240Quantity planted
- 7,288Quantity lost
- 15Policies
- 15Policies with a loss
- 1.42Loss ratio, whole span
Causes that carried the indemnity in Hopkins County
- Excess Moisture/Precipitation/Rain $355,589 indemnity · 5 years
- Drought $173,154 indemnity · 1 years
- Decline in Price $72,180 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $49,078 indemnity · 2 years
- Hail $42,900 indemnity · 1 years
- Wildlife $2,136 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Hopkins County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.