Crop-loss band · Texas
Hutchinson County, Texas — crop-loss band
- 1.78Low end of the filed band
- 3.02Middle of the filed band
- 3.88High end of the filed band
- 2019Worst year filed (6.06)
- 10Years filed
Every year the Risk Management Agency has filed for Hutchinson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.78 at the low end to 3.88 at the high end, with 3.02 in the middle. The worst year filed is 2019, at 6.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,194,731 | $2,122,382 | $3,194,154 | 219 | 219 | 1.78 |
| 2016 | $772,448 | $1,607,258 | $2,867,358 | 137 | 135 | 2.08 |
| 2017 | $849,926 | $3,144,308 | $7,576,387 | 137 | 137 | 3.70 |
| 2018 | $1,406,539 | $4,783,215 | $5,925,349 | 228 | 228 | 3.40 |
| 2019 | $1,311,315 | $7,944,741 | $9,622,847 | 203 | 203 | 6.06 |
| 2020 | $1,820,665 | $7,069,068 | $10,330,642 | 239 | 239 | 3.88 |
| 2021 | $1,331,060 | $3,150,646 | $5,825,203 | 178 | 177 | 2.37 |
| 2022 | $4,745,126 | $14,505,029 | $23,250,428 | 484 | 484 | 3.06 |
| 2023 | $5,914,703 | $17,852,946 | $27,339,299 | 477 | 477 | 3.02 |
| 2024 | $2,675,201 | $5,283,835 | $11,329,319 | 342 | 342 | 1.98 |
Commodities insured in Hutchinson County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.14Low end of the filed band
- 3.96Middle of the filed band
- 6.85High end of the filed band
- 2019Worst year filed (7.00)
- 10Years filed
- $7,548,428Premium filed
- $35,499,628Indemnity paid
- $42,796,351Liability insured
- 107,521Quantity planted
- 125,567Quantity lost
- 564Policies
- 564Policies with a loss
- 4.70Loss ratio, whole span
Causes that carried the indemnity in Hutchinson County
- Excess Moisture/Precipitation/Rain $11,353,599 indemnity · 7 years
- Drought $9,425,789 indemnity · 8 years
- Hail $5,536,589 indemnity · 9 years
- Wind/Excess Wind $4,816,135 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $1,683,234 indemnity · 7 years
- Cold Wet Weather $834,900 indemnity · 4 years
Wheat 10 years filed
- 0.41Low end of the filed band
- 1.72Middle of the filed band
- 2.05High end of the filed band
- 2022Worst year filed (3.21)
- 10Years filed
- $4,622,716Premium filed
- $9,171,500Indemnity paid
- $12,356,802Liability insured
- 143,213Quantity planted
- 143,201Quantity lost
- 791Policies
- 788Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Hutchinson County
- Drought $5,714,546 indemnity · 9 years
- Hail $1,678,816 indemnity · 10 years
- Wind/Excess Wind $712,628 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $278,714 indemnity · 5 years
- Freeze $191,586 indemnity · 4 years
- Decline in Price $141,109 indemnity · 5 years
Corn 8 years filed
- 3.72Low end of the filed band
- 6.15Middle of the filed band
- 21.56High end of the filed band
- 2020Worst year filed (21.56)
- 8Years filed
- $1,053,639Premium filed
- $7,884,096Indemnity paid
- $17,582,279Liability insured
- 24,287Quantity planted
- 24,287Quantity lost
- 105Policies
- 105Policies with a loss
- 7.48Loss ratio, whole span
Causes that carried the indemnity in Hutchinson County
- Hail $2,078,270 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,570,668 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $1,005,147 indemnity · 4 years
- Heat $922,502 indemnity · 3 years
- Hot Wind $772,517 indemnity · 3 years
- Mycotoxin $761,303 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 1.28Low end of the filed band
- 1.71Middle of the filed band
- 2.06High end of the filed band
- 2018Worst year filed (2.60)
- 10Years filed
- $4,461,495Premium filed
- $7,279,966Indemnity paid
- $19,045,484Liability insured
- 784,598Quantity planted
- 0Quantity lost
- 838Policies
- 838Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Hutchinson County
- ARPI/SCO/STAX Crops Only $7,279,966 indemnity · 10 years
Annual Forage 6 years filed
- 0.62Low end of the filed band
- 1.41Middle of the filed band
- 2.09High end of the filed band
- 2022Worst year filed (2.09)
- 6Years filed
- $3,543,553Premium filed
- $5,980,159Indemnity paid
- $13,122,348Liability insured
- 54,782Quantity planted
- 0Quantity lost
- 203Policies
- 203Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Hutchinson County
- ARPI/SCO/STAX/MP Crops Only $5,980,159 indemnity · 6 years
Grain Sorghum 9 years filed
- 0.59Low end of the filed band
- 1.86Middle of the filed band
- 2.46High end of the filed band
- 2022Worst year filed (2.46)
- 9Years filed
- $791,883Premium filed
- $1,648,079Indemnity paid
- $2,357,722Liability insured
- 19,185Quantity planted
- 19,185Quantity lost
- 143Policies
- 143Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Hutchinson County
- Drought $981,459 indemnity · 9 years
- Freeze $289,970 indemnity · 3 years
- Heat $163,723 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $73,242 indemnity · 2 years
- Hot Wind $67,123 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $46,368 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Hutchinson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.