Crop-loss band · Texas
Jim Wells County, Texas — crop-loss band
- 0.89Low end of the filed band
- 1.81Middle of the filed band
- 2.53High end of the filed band
- 2022Worst year filed (2.88)
- 10Years filed
Every year the Risk Management Agency has filed for Jim Wells County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.89 at the low end to 2.53 at the high end, with 1.81 in the middle. The worst year filed is 2022, at 2.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,511,327 | $1,523,560 | $3,246,914 | 247 | 247 | 1.01 |
| 2016 | $659,556 | $590,239 | $2,274,017 | 168 | 168 | 0.89 |
| 2017 | $830,069 | $1,501,207 | $3,495,180 | 269 | 269 | 1.81 |
| 2018 | $1,891,538 | $4,785,519 | $8,588,806 | 468 | 468 | 2.53 |
| 2019 | $528,553 | $931,571 | $1,963,966 | 238 | 238 | 1.76 |
| 2020 | $3,145,292 | $6,476,664 | $11,802,844 | 513 | 513 | 2.06 |
| 2021 | $2,980,257 | $7,542,341 | $9,372,504 | 367 | 366 | 2.53 |
| 2022 | $9,586,169 | $27,651,305 | $29,182,771 | 597 | 597 | 2.88 |
| 2023 | $3,250,257 | $6,465,887 | $11,339,705 | 563 | 563 | 1.99 |
| 2024 | $1,607,597 | $2,349,308 | $5,793,560 | 303 | 303 | 1.46 |
Commodities insured in Jim Wells County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.25Low end of the filed band
- 2.00Middle of the filed band
- 2.78High end of the filed band
- 2017Worst year filed (3.00)
- 10Years filed
- $15,664,245Premium filed
- $38,018,181Indemnity paid
- $43,063,666Liability insured
- 113,476Quantity planted
- 119,299Quantity lost
- 613Policies
- 613Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Jim Wells County
- Drought $33,467,299 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,966,087 indemnity · 5 years
- Heat $1,143,171 indemnity · 2 years
- Hurricane/Tropical Depression $567,552 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $543,988 indemnity · 3 years
- Decline in Price $323,757 indemnity · 3 years
Grain Sorghum 10 years filed
- 0.47Low end of the filed band
- 1.89Middle of the filed band
- 2.67High end of the filed band
- 2022Worst year filed (4.15)
- 10Years filed
- $5,129,957Premium filed
- $11,452,183Indemnity paid
- $23,856,480Liability insured
- 176,652Quantity planted
- 183,273Quantity lost
- 693Policies
- 693Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Jim Wells County
- Drought $8,180,895 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,471,593 indemnity · 7 years
- Decline in Price $337,338 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $218,211 indemnity · 1 years
- Hurricane/Tropical Depression $78,260 indemnity · 1 years
- Wind/Excess Wind $71,667 indemnity · 3 years
Corn 10 years filed
- 0.90Low end of the filed band
- 1.56Middle of the filed band
- 3.19High end of the filed band
- 2021Worst year filed (3.26)
- 10Years filed
- $2,172,469Premium filed
- $4,815,232Indemnity paid
- $8,043,848Liability insured
- 42,559Quantity planted
- 45,330Quantity lost
- 260Policies
- 259Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Jim Wells County
- Drought $3,989,303 indemnity · 9 years
- Wildlife $317,768 indemnity · 6 years
- Decline in Price $178,786 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $177,433 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $100,244 indemnity · 1 years
- Hurricane/Tropical Depression $14,529 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.05Low end of the filed band
- 1.59Middle of the filed band
- 2.24High end of the filed band
- 2023Worst year filed (2.32)
- 10Years filed
- $2,610,961Premium filed
- $4,527,407Indemnity paid
- $11,005,648Liability insured
- 426,550Quantity planted
- 0Quantity lost
- 2,141Policies
- 2,141Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Jim Wells County
- ARPI/SCO/STAX Crops Only $4,527,407 indemnity · 10 years
Sunflowers 8 years filed
- 1.06Low end of the filed band
- 1.09Middle of the filed band
- 3.97High end of the filed band
- 2022Worst year filed (3.97)
- 8Years filed
- $412,983Premium filed
- $1,004,598Indemnity paid
- $1,090,625Liability insured
- 7,144Quantity planted
- 7,144Quantity lost
- 26Policies
- 26Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Jim Wells County
- Drought $745,845 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $248,437 indemnity · 3 years
- Wildlife $10,316 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Jim Wells County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.