Crop-loss band · Texas
Kleberg County, Texas — crop-loss band
- 0.78Low end of the filed band
- 1.45Middle of the filed band
- 2.76High end of the filed band
- 2020Worst year filed (3.48)
- 10Years filed
Every year the Risk Management Agency has filed for Kleberg County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.78 at the low end to 2.76 at the high end, with 1.45 in the middle. The worst year filed is 2020, at 3.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,837,933 | $5,128,625 | $6,879,974 | 87 | 87 | 1.81 |
| 2016 | $489,265 | $380,655 | $2,262,999 | 50 | 50 | 0.78 |
| 2017 | $307,038 | $364,825 | $1,563,160 | 46 | 46 | 1.19 |
| 2018 | $2,510,971 | $3,155,019 | $10,337,004 | 118 | 118 | 1.26 |
| 2019 | $396,705 | $576,467 | $1,745,269 | 41 | 41 | 1.45 |
| 2020 | $2,636,634 | $9,181,919 | $12,240,044 | 191 | 191 | 3.48 |
| 2021 | $1,418,910 | $3,921,842 | $5,362,226 | 85 | 85 | 2.76 |
| 2022 | $5,143,729 | $11,740,499 | $22,350,302 | 234 | 234 | 2.28 |
| 2023 | $7,329,975 | $14,803,409 | $30,148,125 | 217 | 217 | 2.02 |
| 2024 | $1,938,722 | $2,504,775 | $8,345,935 | 102 | 102 | 1.29 |
Commodities insured in Kleberg County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 9 years filed
- 0.30Low end of the filed band
- 1.78Middle of the filed band
- 3.87High end of the filed band
- 2020Worst year filed (3.87)
- 9Years filed
- $17,204,050Premium filed
- $37,448,733Indemnity paid
- $64,106,524Liability insured
- 128,972Quantity planted
- 153,744Quantity lost
- 365Policies
- 365Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Kleberg County
- Drought $28,438,094 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,092,585 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $2,983,573 indemnity · 1 years
- Heat $364,008 indemnity · 1 years
- Wind/Excess Wind $226,135 indemnity · 2 years
- Hurricane/Tropical Depression $222,932 indemnity · 1 years
Grain Sorghum 10 years filed
- 0.40Low end of the filed band
- 1.10Middle of the filed band
- 2.97High end of the filed band
- 2020Worst year filed (3.44)
- 10Years filed
- $4,561,478Premium filed
- $8,519,049Indemnity paid
- $21,493,346Liability insured
- 106,675Quantity planted
- 115,034Quantity lost
- 275Policies
- 275Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Kleberg County
- Drought $5,985,495 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,458,320 indemnity · 6 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $396,138 indemnity · 1 years
- Heat $340,622 indemnity · 2 years
- Decline in Price $214,490 indemnity · 6 years
- Hurricane/Tropical Depression $96,797 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.08Low end of the filed band
- 1.44Middle of the filed band
- 2.19High end of the filed band
- 2022Worst year filed (2.48)
- 10Years filed
- $2,725,830Premium filed
- $4,946,432Indemnity paid
- $13,137,451Liability insured
- 888,559Quantity planted
- 0Quantity lost
- 453Policies
- 453Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Kleberg County
- ARPI/SCO/STAX Crops Only $4,946,432 indemnity · 10 years
Corn 9 years filed
- 0.20Low end of the filed band
- 1.21Middle of the filed band
- 2.90High end of the filed band
- 2022Worst year filed (2.90)
- 9Years filed
- $518,524Premium filed
- $843,821Indemnity paid
- $2,497,717Liability insured
- 11,367Quantity planted
- 10,661Quantity lost
- 78Policies
- 78Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Kleberg County
- Drought $397,295 indemnity · 6 years
- Mycotoxin $172,581 indemnity · 2 years
- Decline in Price $108,571 indemnity · 3 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $84,560 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $53,630 indemnity · 3 years
- Wildlife $13,994 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Kleberg County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.