Crop-loss band · Texas
Liberty County, Texas — crop-loss band
- 1.74Low end of the filed band
- 2.15Middle of the filed band
- 2.59High end of the filed band
- 2018Worst year filed (3.07)
- 10Years filed
Every year the Risk Management Agency has filed for Liberty County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.74 at the low end to 2.59 at the high end, with 2.15 in the middle. The worst year filed is 2018, at 3.07. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,738,786 | $3,657,551 | $4,426,518 | 79 | 79 | 2.10 |
| 2016 | $1,609,626 | $4,148,588 | $5,234,609 | 73 | 73 | 2.58 |
| 2017 | $1,679,323 | $3,483,656 | $5,356,508 | 74 | 71 | 2.07 |
| 2018 | $1,336,137 | $4,101,123 | $6,406,199 | 65 | 65 | 3.07 |
| 2019 | $2,143,232 | $4,866,086 | $6,031,625 | 93 | 93 | 2.27 |
| 2020 | $1,736,823 | $3,192,053 | $5,083,408 | 123 | 123 | 1.84 |
| 2021 | $1,092,238 | $2,344,212 | $4,013,316 | 104 | 104 | 2.15 |
| 2022 | $1,932,744 | $3,363,318 | $7,270,895 | 141 | 141 | 1.74 |
| 2023 | $2,930,463 | $7,528,990 | $12,424,862 | 176 | 176 | 2.57 |
| 2024 | $2,561,245 | $6,629,000 | $8,618,277 | 134 | 134 | 2.59 |
Commodities insured in Liberty County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 3.05Low end of the filed band
- 4.60Middle of the filed band
- 6.81High end of the filed band
- 2015Worst year filed (10.40)
- 10Years filed
- $4,653,293Premium filed
- $21,080,451Indemnity paid
- $31,157,036Liability insured
- 30,902Quantity planted
- 36,481Quantity lost
- 145Policies
- 145Policies with a loss
- 4.53Loss ratio, whole span
Causes that carried the indemnity in Liberty County
- Excess Moisture/Precipitation/Rain $11,287,897 indemnity · 10 years
- Heat $3,645,833 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $2,727,284 indemnity · 7 years
- Hurricane/Tropical Depression $2,027,428 indemnity · 4 years
- Hurricane $1,219,129 indemnity · 1 years
- Decline in Price $119,664 indemnity · 2 years
Grain Sorghum 10 years filed
- 1.13Low end of the filed band
- 1.85Middle of the filed band
- 2.50High end of the filed band
- 2015Worst year filed (2.73)
- 10Years filed
- $4,637,082Premium filed
- $8,811,168Indemnity paid
- $9,927,142Liability insured
- 73,177Quantity planted
- 75,456Quantity lost
- 144Policies
- 144Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Liberty County
- Excess Moisture/Precipitation/Rain $8,319,959 indemnity · 10 years
- Drought $262,886 indemnity · 2 years
- Hurricane/Tropical Depression $79,863 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $57,066 indemnity · 1 years
- Heat $25,481 indemnity · 1 years
- Decline in Price $24,787 indemnity · 3 years
Soybeans 10 years filed
- 1.16Low end of the filed band
- 1.37Middle of the filed band
- 1.93High end of the filed band
- 2018Worst year filed (2.22)
- 10Years filed
- $3,227,348Premium filed
- $4,768,525Indemnity paid
- $6,729,001Liability insured
- 47,475Quantity planted
- 48,751Quantity lost
- 155Policies
- 153Policies with a loss
- 1.48Loss ratio, whole span
Causes that carried the indemnity in Liberty County
- Excess Moisture/Precipitation/Rain $3,280,477 indemnity · 10 years
- Drought $1,099,334 indemnity · 2 years
- Hurricane/Tropical Depression $192,316 indemnity · 3 years
- Hurricane $126,027 indemnity · 1 years
- Flood $46,674 indemnity · 1 years
- Wildlife $10,353 indemnity · 1 years
Corn 9 years filed
- 0.98Low end of the filed band
- 1.06Middle of the filed band
- 3.24High end of the filed band
- 2024Worst year filed (3.24)
- 9Years filed
- $3,906,507Premium filed
- $4,310,995Indemnity paid
- $4,479,111Liability insured
- 29,130Quantity planted
- 30,016Quantity lost
- 63Policies
- 62Policies with a loss
- 1.10Loss ratio, whole span
Causes that carried the indemnity in Liberty County
- Excess Moisture/Precipitation/Rain $4,090,505 indemnity · 9 years
- Hurricane $167,537 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $25,484 indemnity · 1 years
- Wildlife $15,169 indemnity · 2 years
- Hurricane/Tropical Depression $6,332 indemnity · 1 years
- Drought $5,968 indemnity · 1 years
Apiculture 9 years filed
- 1.10Low end of the filed band
- 1.55Middle of the filed band
- 2.62High end of the filed band
- 2023Worst year filed (2.62)
- 9Years filed
- $1,548,727Premium filed
- $2,690,905Indemnity paid
- $8,134,854Liability insured
- 45,078Quantity planted
- 0Quantity lost
- 227Policies
- 227Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Liberty County
- ARPI/SCO/STAX/MP Crops Only $2,690,905 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 0.79Low end of the filed band
- 1.82Middle of the filed band
- 2.75High end of the filed band
- 2024Worst year filed (3.14)
- 10Years filed
- $787,660Premium filed
- $1,652,533Indemnity paid
- $4,439,073Liability insured
- 54,974Quantity planted
- 0Quantity lost
- 328Policies
- 328Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Liberty County
- ARPI/SCO/STAX Crops Only $1,652,533 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Liberty County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.