Crop-loss band · Texas
Live Oak County, Texas — crop-loss band
- 1.34Low end of the filed band
- 1.64Middle of the filed band
- 2.01High end of the filed band
- 2022Worst year filed (2.86)
- 10Years filed
Every year the Risk Management Agency has filed for Live Oak County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.34 at the low end to 2.01 at the high end, with 1.64 in the middle. The worst year filed is 2022, at 2.86. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $411,576 | $672,921 | $1,661,229 | 311 | 311 | 1.64 |
| 2016 | $393,524 | $573,751 | $1,789,783 | 253 | 253 | 1.46 |
| 2017 | $582,703 | $866,312 | $2,474,558 | 402 | 402 | 1.49 |
| 2018 | $1,217,761 | $2,222,370 | $4,598,823 | 575 | 575 | 1.83 |
| 2019 | $1,011,984 | $1,354,047 | $4,468,539 | 667 | 667 | 1.34 |
| 2020 | $1,151,426 | $2,289,860 | $4,311,815 | 424 | 424 | 1.99 |
| 2021 | $1,298,804 | $2,614,605 | $5,166,201 | 713 | 713 | 2.01 |
| 2022 | $2,299,726 | $6,566,438 | $8,735,055 | 843 | 843 | 2.86 |
| 2023 | $1,308,248 | $1,900,810 | $5,384,778 | 813 | 813 | 1.45 |
| 2024 | $1,708,228 | $2,898,109 | $6,719,682 | 726 | 726 | 1.70 |
Commodities insured in Live Oak County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.37Low end of the filed band
- 1.68Middle of the filed band
- 2.19High end of the filed band
- 2022Worst year filed (2.57)
- 10Years filed
- $6,504,002Premium filed
- $11,592,305Indemnity paid
- $28,589,359Liability insured
- 873,994Quantity planted
- 0Quantity lost
- 5,253Policies
- 5,253Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Live Oak County
- ARPI/SCO/STAX Crops Only $11,592,305 indemnity · 10 years
Corn 8 years filed
- 0.08Low end of the filed band
- 0.76Middle of the filed band
- 2.98High end of the filed band
- 2022Worst year filed (2.98)
- 8Years filed
- $2,102,482Premium filed
- $4,411,773Indemnity paid
- $6,429,016Liability insured
- 26,773Quantity planted
- 26,474Quantity lost
- 180Policies
- 180Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Live Oak County
- Drought $3,725,600 indemnity · 6 years
- Wildlife $300,708 indemnity · 4 years
- Heat $176,986 indemnity · 5 years
- Wind/Excess Wind $108,626 indemnity · 1 years
- Decline in Price $85,297 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $9,976 indemnity · 3 years
Cotton 8 years filed
- 0.93Low end of the filed band
- 1.74Middle of the filed band
- 3.47High end of the filed band
- 2015Worst year filed (3.47)
- 8Years filed
- $1,357,613Premium filed
- $3,344,647Indemnity paid
- $4,561,189Liability insured
- 11,459Quantity planted
- 11,459Quantity lost
- 80Policies
- 80Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Live Oak County
- Drought $2,816,873 indemnity · 6 years
- Decline in Price $277,295 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $249,423 indemnity · 4 years
- Wind/Excess Wind $1,056 indemnity · 1 years
Grain Sorghum 10 years filed
- 0.44Low end of the filed band
- 1.47Middle of the filed band
- 2.18High end of the filed band
- 2021Worst year filed (2.88)
- 10Years filed
- $855,206Premium filed
- $1,522,276Indemnity paid
- $3,323,646Liability insured
- 18,305Quantity planted
- 18,167Quantity lost
- 156Policies
- 156Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Live Oak County
- Drought $816,201 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $347,195 indemnity · 3 years
- Wildlife $131,352 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $102,031 indemnity · 5 years
- Decline in Price $74,139 indemnity · 4 years
- Heat $51,358 indemnity · 3 years
All Other Crops 10 years filed
- 0.64Low end of the filed band
- 1.48Middle of the filed band
- 2.78High end of the filed band
- 2015Worst year filed (2.98)
- 10Years filed
- $564,677Premium filed
- $1,088,222Indemnity paid
- $2,407,253Liability insured
- 13,873Quantity planted
- 0Quantity lost
- 58Policies
- 58Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Live Oak County
- ARPI/SCO/STAX Crops Only $1,088,222 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Live Oak County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.