Crop-loss band · Texas
Matagorda County, Texas — crop-loss band
- 2.25Low end of the filed band
- 2.96Middle of the filed band
- 3.79High end of the filed band
- 2015Worst year filed (4.10)
- 10Years filed
Every year the Risk Management Agency has filed for Matagorda County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.25 at the low end to 3.79 at the high end, with 2.96 in the middle. The worst year filed is 2015, at 4.10. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,919,898 | $20,176,240 | $27,024,355 | 399 | 398 | 4.10 |
| 2016 | $3,964,681 | $15,039,856 | $22,119,211 | 496 | 494 | 3.79 |
| 2017 | $3,784,109 | $13,077,294 | $20,186,894 | 399 | 397 | 3.46 |
| 2018 | $4,334,319 | $13,421,829 | $24,797,661 | 364 | 362 | 3.10 |
| 2019 | $8,490,355 | $20,696,129 | $40,291,091 | 555 | 555 | 2.44 |
| 2020 | $1,262,769 | $2,846,709 | $5,657,885 | 386 | 386 | 2.25 |
| 2021 | $6,534,980 | $22,893,040 | $35,718,812 | 614 | 613 | 3.50 |
| 2022 | $8,581,683 | $22,606,056 | $50,751,093 | 647 | 647 | 2.63 |
| 2023 | $7,174,415 | $18,676,554 | $30,317,941 | 555 | 555 | 2.60 |
| 2024 | $12,882,708 | $38,090,570 | $52,938,556 | 820 | 820 | 2.96 |
Commodities insured in Matagorda County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.55Low end of the filed band
- 3.16Middle of the filed band
- 3.53High end of the filed band
- 2017Worst year filed (4.14)
- 10Years filed
- $27,330,986Premium filed
- $79,682,597Indemnity paid
- $151,116,809Liability insured
- 235,559Quantity planted
- 296,551Quantity lost
- 832Policies
- 829Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Matagorda County
- Excess Moisture/Precipitation/Rain $32,178,003 indemnity · 10 years
- Drought $17,341,171 indemnity · 7 years
- Hurricane $9,205,206 indemnity · 1 years
- Hurricane/Tropical Depression $7,785,771 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $5,980,000 indemnity · 7 years
- Decline in Price $4,086,918 indemnity · 8 years
Rice 10 years filed
- 1.67Low end of the filed band
- 3.23Middle of the filed band
- 7.83High end of the filed band
- 2016Worst year filed (8.65)
- 10Years filed
- $11,190,724Premium filed
- $47,240,021Indemnity paid
- $55,361,380Liability insured
- 72,353Quantity planted
- 75,816Quantity lost
- 361Policies
- 361Policies with a loss
- 4.22Loss ratio, whole span
Causes that carried the indemnity in Matagorda County
- Failure of Irrigation Supply $35,385,049 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $8,927,675 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $1,075,716 indemnity · 7 years
- Failure of Irrigation Equipment $1,029,946 indemnity · 1 years
- Hurricane $410,688 indemnity · 1 years
- Heat $177,061 indemnity · 1 years
Corn 10 years filed
- 1.46Low end of the filed band
- 2.46Middle of the filed band
- 3.35High end of the filed band
- 2021Worst year filed (3.81)
- 10Years filed
- $12,669,880Premium filed
- $31,071,207Indemnity paid
- $48,874,639Liability insured
- 129,682Quantity planted
- 151,810Quantity lost
- 575Policies
- 572Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Matagorda County
- Excess Moisture/Precipitation/Rain $14,076,115 indemnity · 8 years
- Hurricane $5,211,460 indemnity · 1 years
- Drought $4,780,193 indemnity · 6 years
- Decline in Price $2,119,863 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $2,028,084 indemnity · 1 years
- Hail $784,916 indemnity · 2 years
Grain Sorghum 10 years filed
- 1.06Low end of the filed band
- 2.03Middle of the filed band
- 3.75High end of the filed band
- 2021Worst year filed (4.29)
- 10Years filed
- $4,049,096Premium filed
- $11,704,950Indemnity paid
- $19,315,279Liability insured
- 78,280Quantity planted
- 91,815Quantity lost
- 418Policies
- 418Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Matagorda County
- Excess Moisture/Precipitation/Rain $6,855,875 indemnity · 9 years
- Drought $1,291,091 indemnity · 7 years
- Hurricane $1,275,057 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $726,635 indemnity · 2 years
- Decline in Price $630,708 indemnity · 8 years
- Hail $387,295 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.14Low end of the filed band
- 1.68Middle of the filed band
- 2.31High end of the filed band
- 2023Worst year filed (2.60)
- 10Years filed
- $3,960,145Premium filed
- $7,721,261Indemnity paid
- $19,939,264Liability insured
- 439,060Quantity planted
- 0Quantity lost
- 2,771Policies
- 2,771Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Matagorda County
- ARPI/SCO/STAX Crops Only $7,721,261 indemnity · 10 years
Soybeans 10 years filed
- 1.27Low end of the filed band
- 3.02Middle of the filed band
- 3.92High end of the filed band
- 2016Worst year filed (4.59)
- 10Years filed
- $1,751,604Premium filed
- $6,385,554Indemnity paid
- $7,338,014Liability insured
- 31,899Quantity planted
- 34,296Quantity lost
- 216Policies
- 214Policies with a loss
- 3.65Loss ratio, whole span
Causes that carried the indemnity in Matagorda County
- Excess Moisture/Precipitation/Rain $3,393,839 indemnity · 8 years
- Hurricane/Tropical Depression $1,597,402 indemnity · 2 years
- Drought $599,215 indemnity · 5 years
- Decline in Price $210,804 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $176,018 indemnity · 1 years
- Hurricane $171,264 indemnity · 1 years
Hybrid Seed Rice 7 years filed
- 3.37Low end of the filed band
- 5.83Middle of the filed band
- 24.26High end of the filed band
- 2017Worst year filed (24.26)
- 7Years filed
- $694,224Premium filed
- $3,306,479Indemnity paid
- $7,396,587Liability insured
- 3,570Quantity planted
- 5,629Quantity lost
- 48Policies
- 48Policies with a loss
- 4.76Loss ratio, whole span
Causes that carried the indemnity in Matagorda County
- Hurricane $1,374,203 indemnity · 1 years
- Heat $893,107 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $759,593 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $145,426 indemnity · 1 years
- Tropical Depression $134,150 indemnity · 1 years
Wheat 6 years filed
- 1.13Low end of the filed band
- 1.70Middle of the filed band
- 5.23High end of the filed band
- 2022Worst year filed (5.23)
- 6Years filed
- $283,258Premium filed
- $412,208Indemnity paid
- $461,527Liability insured
- 5,188Quantity planted
- 5,188Quantity lost
- 14Policies
- 14Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in Matagorda County
- Excess Moisture/Precipitation/Rain $363,265 indemnity · 4 years
- Drought $48,943 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Matagorda County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.