Crop-loss band · Texas
McLennan County, Texas — crop-loss band
- 1.76Low end of the filed band
- 2.10Middle of the filed band
- 3.23High end of the filed band
- 2022Worst year filed (3.37)
- 10Years filed
Every year the Risk Management Agency has filed for McLennan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.76 at the low end to 3.23 at the high end, with 2.10 in the middle. The worst year filed is 2022, at 3.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,582,515 | $3,300,903 | $7,384,603 | 276 | 276 | 2.09 |
| 2016 | $4,396,097 | $8,059,487 | $20,948,509 | 617 | 606 | 1.83 |
| 2017 | $500,704 | $972,255 | $2,465,462 | 226 | 226 | 1.94 |
| 2018 | $4,606,801 | $14,865,287 | $26,138,973 | 625 | 625 | 3.23 |
| 2019 | $1,423,674 | $3,242,239 | $7,712,742 | 345 | 345 | 2.28 |
| 2020 | $2,487,608 | $5,228,102 | $12,973,833 | 547 | 547 | 2.10 |
| 2021 | $1,124,394 | $2,414,455 | $6,214,134 | 619 | 619 | 2.15 |
| 2022 | $7,558,129 | $25,434,221 | $43,515,612 | 1,281 | 1,281 | 3.37 |
| 2023 | $2,744,260 | $6,400,632 | $14,859,112 | 907 | 907 | 2.33 |
| 2024 | $3,817,689 | $6,702,425 | $18,692,438 | 904 | 904 | 1.76 |
Commodities insured in McLennan County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.86Low end of the filed band
- 1.30Middle of the filed band
- 3.32High end of the filed band
- 2018Worst year filed (3.38)
- 10Years filed
- $15,207,531Premium filed
- $35,555,916Indemnity paid
- $78,519,545Liability insured
- 246,767Quantity planted
- 256,649Quantity lost
- 1,156Policies
- 1,148Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in McLennan County
- Drought $23,402,808 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $10,305,204 indemnity · 9 years
- Hail $535,115 indemnity · 6 years
- Decline in Price $470,321 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $342,866 indemnity · 4 years
- Heat $147,815 indemnity · 4 years
Cotton 9 years filed
- 2.68Low end of the filed band
- 3.81Middle of the filed band
- 8.44High end of the filed band
- 2021Worst year filed (8.44)
- 9Years filed
- $4,336,309Premium filed
- $17,054,020Indemnity paid
- $27,614,190Liability insured
- 44,281Quantity planted
- 90,299Quantity lost
- 469Policies
- 469Policies with a loss
- 3.93Loss ratio, whole span
Causes that carried the indemnity in McLennan County
- Drought $7,046,510 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $5,829,575 indemnity · 8 years
- Hail $1,558,529 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $1,456,249 indemnity · 8 years
- Heat $853,776 indemnity · 2 years
- Decline in Price $206,719 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 1.33Low end of the filed band
- 2.08Middle of the filed band
- 2.63High end of the filed band
- 2015Worst year filed (2.85)
- 10Years filed
- $4,922,275Premium filed
- $9,886,527Indemnity paid
- $24,855,387Liability insured
- 272,755Quantity planted
- 0Quantity lost
- 3,608Policies
- 3,608Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in McLennan County
- ARPI/SCO/STAX Crops Only $9,886,527 indemnity · 10 years
Wheat 10 years filed
- 1.69Low end of the filed band
- 2.17Middle of the filed band
- 3.10High end of the filed band
- 2018Worst year filed (3.57)
- 10Years filed
- $2,826,824Premium filed
- $7,503,982Indemnity paid
- $14,269,133Liability insured
- 83,353Quantity planted
- 83,395Quantity lost
- 581Policies
- 579Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in McLennan County
- Excess Moisture/Precipitation/Rain $4,351,140 indemnity · 8 years
- Drought $2,362,462 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $328,576 indemnity · 3 years
- Hail $151,037 indemnity · 5 years
- Insects $60,727 indemnity · 1 years
- Flood $48,928 indemnity · 1 years
Annual Forage 10 years filed
- 0.87Low end of the filed band
- 1.84Middle of the filed band
- 2.85High end of the filed band
- 2017Worst year filed (3.78)
- 10Years filed
- $2,623,164Premium filed
- $5,493,132Indemnity paid
- $13,173,514Liability insured
- 46,791Quantity planted
- 0Quantity lost
- 384Policies
- 384Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in McLennan County
- ARPI/SCO/STAX Crops Only $5,493,132 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.64Low end of the filed band
- 2.91Middle of the filed band
- 4.89High end of the filed band
- 2022Worst year filed (6.24)
- 10Years filed
- $325,768Premium filed
- $1,126,429Indemnity paid
- $2,473,649Liability insured
- 12,374Quantity planted
- 12,316Quantity lost
- 149Policies
- 148Policies with a loss
- 3.46Loss ratio, whole span
Causes that carried the indemnity in McLennan County
- Excess Moisture/Precipitation/Rain $751,442 indemnity · 8 years
- Drought $288,931 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $46,912 indemnity · 3 years
- Decline in Price $13,125 indemnity · 2 years
- Hail $11,808 indemnity · 1 years
- Insects $9,741 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the McLennan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.