Crop-loss band · Texas
Navarro County, Texas — crop-loss band
- 1.12Low end of the filed band
- 2.42Middle of the filed band
- 3.14High end of the filed band
- 2018Worst year filed (3.88)
- 10Years filed
Every year the Risk Management Agency has filed for Navarro County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.12 at the low end to 3.14 at the high end, with 2.42 in the middle. The worst year filed is 2018, at 3.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,247,109 | $3,229,492 | $5,599,654 | 223 | 223 | 2.59 |
| 2016 | $1,585,813 | $2,898,871 | $7,680,060 | 209 | 209 | 1.83 |
| 2017 | $206,604 | $231,332 | $952,642 | 103 | 103 | 1.12 |
| 2018 | $1,776,143 | $6,887,061 | $11,900,961 | 206 | 206 | 3.88 |
| 2019 | $1,579,811 | $4,554,439 | $8,367,505 | 255 | 255 | 2.88 |
| 2020 | $753,397 | $1,740,609 | $3,358,432 | 178 | 178 | 2.31 |
| 2021 | $1,013,878 | $2,633,860 | $5,292,968 | 212 | 212 | 2.60 |
| 2022 | $3,022,180 | $9,504,211 | $16,897,750 | 346 | 346 | 3.14 |
| 2023 | $2,708,936 | $5,950,187 | $13,063,079 | 587 | 587 | 2.20 |
| 2024 | $3,165,492 | $7,665,376 | $13,076,650 | 537 | 537 | 2.42 |
Commodities insured in Navarro County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.36Low end of the filed band
- 3.34Middle of the filed band
- 4.68High end of the filed band
- 2021Worst year filed (5.69)
- 10Years filed
- $6,927,713Premium filed
- $24,869,862Indemnity paid
- $38,483,035Liability insured
- 96,922Quantity planted
- 150,113Quantity lost
- 568Policies
- 568Policies with a loss
- 3.59Loss ratio, whole span
Causes that carried the indemnity in Navarro County
- Drought $10,939,348 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $7,767,436 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $5,850,774 indemnity · 7 years
- Heat $161,745 indemnity · 2 years
- Decline in Price $86,114 indemnity · 2 years
- Hail $51,426 indemnity · 1 years
Corn 10 years filed
- 0.59Low end of the filed band
- 1.72Middle of the filed band
- 2.62High end of the filed band
- 2018Worst year filed (2.99)
- 10Years filed
- $5,211,537Premium filed
- $10,686,728Indemnity paid
- $24,433,823Liability insured
- 92,116Quantity planted
- 92,963Quantity lost
- 410Policies
- 410Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Navarro County
- Excess Moisture/Precipitation/Rain $6,651,847 indemnity · 8 years
- Drought $3,204,157 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $313,268 indemnity · 2 years
- Heat $270,619 indemnity · 3 years
- Wildlife $152,835 indemnity · 7 years
- Decline in Price $70,622 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 1.02Low end of the filed band
- 1.87Middle of the filed band
- 2.41High end of the filed band
- 2016Worst year filed (2.64)
- 10Years filed
- $2,950,185Premium filed
- $5,388,086Indemnity paid
- $14,881,698Liability insured
- 178,609Quantity planted
- 0Quantity lost
- 1,538Policies
- 1,538Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Navarro County
- ARPI/SCO/STAX Crops Only $5,388,086 indemnity · 10 years
Wheat 10 years filed
- 0.54Low end of the filed band
- 1.55Middle of the filed band
- 2.29High end of the filed band
- 2024Worst year filed (2.66)
- 10Years filed
- $1,335,792Premium filed
- $2,246,683Indemnity paid
- $4,083,285Liability insured
- 30,853Quantity planted
- 30,854Quantity lost
- 201Policies
- 201Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Navarro County
- Excess Moisture/Precipitation/Rain $2,099,245 indemnity · 9 years
- Drought $75,737 indemnity · 2 years
- Hail $45,829 indemnity · 1 years
- Decline in Price $9,399 indemnity · 4 years
- Wind/Excess Wind $8,804 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $7,670 indemnity · 1 years
Grain Sorghum 9 years filed
- 2.00Low end of the filed band
- 3.73Middle of the filed band
- 7.01High end of the filed band
- 2017Worst year filed (7.01)
- 9Years filed
- $634,136Premium filed
- $2,104,079Indemnity paid
- $4,307,860Liability insured
- 25,184Quantity planted
- 25,436Quantity lost
- 139Policies
- 139Policies with a loss
- 3.32Loss ratio, whole span
Causes that carried the indemnity in Navarro County
- Excess Moisture/Precipitation/Rain $1,991,554 indemnity · 9 years
- Drought $70,942 indemnity · 3 years
- Hail $26,660 indemnity · 2 years
- Decline in Price $14,923 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Navarro County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.