Crop-loss band · Texas
Reagan County, Texas — crop-loss band
- 0.69Low end of the filed band
- 1.74Middle of the filed band
- 2.11High end of the filed band
- 2021Worst year filed (2.15)
- 10Years filed
Every year the Risk Management Agency has filed for Reagan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.69 at the low end to 2.11 at the high end, with 1.74 in the middle. The worst year filed is 2021, at 2.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,400,614 | $1,961,020 | $5,234,706 | 113 | 113 | 0.82 |
| 2016 | $1,475,339 | $1,019,645 | $2,740,025 | 72 | 72 | 0.69 |
| 2017 | $1,366,795 | $1,393,992 | $2,762,752 | 62 | 62 | 1.02 |
| 2018 | $6,549,064 | $13,582,504 | $14,665,947 | 237 | 237 | 2.07 |
| 2019 | $3,978,460 | $4,705,939 | $10,217,156 | 171 | 171 | 1.18 |
| 2020 | $4,568,362 | $9,257,088 | $11,750,737 | 235 | 235 | 2.03 |
| 2021 | $791,236 | $1,699,872 | $2,334,086 | 86 | 86 | 2.15 |
| 2022 | $13,074,127 | $27,600,126 | $30,053,074 | 395 | 395 | 2.11 |
| 2023 | $9,835,658 | $17,722,486 | $22,176,689 | 431 | 431 | 1.80 |
| 2024 | $10,153,406 | $17,615,908 | $23,519,135 | 412 | 412 | 1.74 |
Commodities insured in Reagan County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.66Low end of the filed band
- 1.76Middle of the filed band
- 2.09High end of the filed band
- 2021Worst year filed (2.13)
- 10Years filed
- $49,482,977Premium filed
- $87,672,990Indemnity paid
- $109,438,980Liability insured
- 310,222Quantity planted
- 473,072Quantity lost
- 1,529Policies
- 1,529Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Reagan County
- Drought $55,688,928 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $13,774,820 indemnity · 7 years
- Hot Wind $9,277,513 indemnity · 8 years
- Heat $6,764,259 indemnity · 10 years
- Wind/Excess Wind $1,258,154 indemnity · 6 years
- Hail $417,966 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.00Low end of the filed band
- 1.43Middle of the filed band
- 2.18High end of the filed band
- 2020Worst year filed (2.26)
- 10Years filed
- $2,935,964Premium filed
- $5,219,339Indemnity paid
- $11,900,894Liability insured
- 888,123Quantity planted
- 0Quantity lost
- 537Policies
- 537Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Reagan County
- ARPI/SCO/STAX Crops Only $5,219,339 indemnity · 10 years
Wheat 10 years filed
- 0.63Low end of the filed band
- 1.86Middle of the filed band
- 2.50High end of the filed band
- 2022Worst year filed (3.58)
- 10Years filed
- $1,774,120Premium filed
- $3,666,251Indemnity paid
- $4,114,433Liability insured
- 42,277Quantity planted
- 42,277Quantity lost
- 148Policies
- 148Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Reagan County
- Drought $3,294,249 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $214,197 indemnity · 1 years
- Hot Wind $63,130 indemnity · 3 years
- Decline in Price $42,330 indemnity · 3 years
- Wildlife $22,757 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $10,240 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Reagan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.