Crop-loss band · Texas
Swisher County, Texas — crop-loss band
- 1.43Low end of the filed band
- 1.80Middle of the filed band
- 1.96High end of the filed band
- 2016Worst year filed (2.08)
- 10Years filed
Every year the Risk Management Agency has filed for Swisher County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 1.96 at the high end, with 1.80 in the middle. The worst year filed is 2016, at 2.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,275,151 | $8,502,478 | $13,963,908 | 873 | 873 | 1.61 |
| 2016 | $1,452,377 | $3,020,576 | $5,649,677 | 394 | 394 | 2.08 |
| 2017 | $3,956,198 | $7,135,728 | $12,844,243 | 500 | 500 | 1.80 |
| 2018 | $19,188,576 | $37,563,740 | $44,851,470 | 1,472 | 1,472 | 1.96 |
| 2019 | $14,176,702 | $27,670,731 | $40,080,292 | 1,145 | 1,144 | 1.95 |
| 2020 | $15,797,414 | $29,950,496 | $43,096,301 | 1,620 | 1,620 | 1.90 |
| 2021 | $24,900,848 | $40,962,256 | $62,951,784 | 1,817 | 1,817 | 1.65 |
| 2022 | $56,014,875 | $108,198,565 | $137,281,269 | 3,017 | 3,017 | 1.93 |
| 2023 | $34,299,421 | $52,021,920 | $86,155,915 | 2,576 | 2,575 | 1.52 |
| 2024 | $23,313,068 | $33,384,127 | $56,095,757 | 1,716 | 1,716 | 1.43 |
Commodities insured in Swisher County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.33Low end of the filed band
- 1.77Middle of the filed band
- 2.10High end of the filed band
- 2016Worst year filed (2.31)
- 10Years filed
- $129,292,908Premium filed
- $219,694,405Indemnity paid
- $268,209,904Liability insured
- 640,289Quantity planted
- 1,057,653Quantity lost
- 5,499Policies
- 5,499Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Swisher County
- Drought $88,179,860 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $46,060,177 indemnity · 7 years
- Hail $22,570,237 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $16,785,355 indemnity · 9 years
- Wind/Excess Wind $12,865,195 indemnity · 10 years
- Hot Wind $12,754,466 indemnity · 9 years
Annual Forage 10 years filed
- 0.96Low end of the filed band
- 1.47Middle of the filed band
- 2.24High end of the filed band
- 2018Worst year filed (2.66)
- 10Years filed
- $39,849,654Premium filed
- $70,658,165Indemnity paid
- $147,766,864Liability insured
- 601,541Quantity planted
- 0Quantity lost
- 3,758Policies
- 3,758Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Swisher County
- ARPI/SCO/STAX Crops Only $70,658,165 indemnity · 10 years
Wheat 10 years filed
- 0.81Low end of the filed band
- 1.32Middle of the filed band
- 2.29High end of the filed band
- 2022Worst year filed (2.85)
- 10Years filed
- $18,630,707Premium filed
- $33,364,350Indemnity paid
- $40,967,236Liability insured
- 405,760Quantity planted
- 406,012Quantity lost
- 2,140Policies
- 2,139Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Swisher County
- Drought $24,129,928 indemnity · 10 years
- Wind/Excess Wind $2,865,064 indemnity · 10 years
- Hail $2,474,793 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,091,162 indemnity · 5 years
- Decline in Price $941,250 indemnity · 6 years
- Hot Wind $763,634 indemnity · 9 years
Grain Sorghum 10 years filed
- 0.42Low end of the filed band
- 1.91Middle of the filed band
- 2.48High end of the filed band
- 2020Worst year filed (2.50)
- 10Years filed
- $4,990,986Premium filed
- $10,213,339Indemnity paid
- $14,379,091Liability insured
- 117,943Quantity planted
- 118,035Quantity lost
- 1,162Policies
- 1,161Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Swisher County
- Drought $5,153,958 indemnity · 10 years
- Heat $1,947,216 indemnity · 9 years
- Hot Wind $912,931 indemnity · 8 years
- Wind/Excess Wind $744,871 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $666,333 indemnity · 8 years
- Hail $343,373 indemnity · 8 years
Corn 10 years filed
- 2.82Low end of the filed band
- 6.11Middle of the filed band
- 8.46High end of the filed band
- 2020Worst year filed (9.87)
- 10Years filed
- $1,254,826Premium filed
- $7,304,304Indemnity paid
- $13,856,761Liability insured
- 25,997Quantity planted
- 25,903Quantity lost
- 368Policies
- 368Policies with a loss
- 5.82Loss ratio, whole span
Causes that carried the indemnity in Swisher County
- Heat $2,596,797 indemnity · 8 years
- Hot Wind $2,157,530 indemnity · 10 years
- Wind/Excess Wind $632,654 indemnity · 5 years
- Hail $448,431 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $443,461 indemnity · 4 years
- Mycotoxin $319,647 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.50Low end of the filed band
- 1.44Middle of the filed band
- 1.98High end of the filed band
- 2019Worst year filed (2.57)
- 10Years filed
- $4,355,549Premium filed
- $7,176,054Indemnity paid
- $17,790,759Liability insured
- 433,297Quantity planted
- 0Quantity lost
- 2,203Policies
- 2,203Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Swisher County
- ARPI/SCO/STAX Crops Only $7,176,054 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Swisher County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.