Crop-loss band · Texas
Throckmorton County, Texas — crop-loss band
- 1.23Low end of the filed band
- 1.75Middle of the filed band
- 2.58High end of the filed band
- 2022Worst year filed (2.67)
- 10Years filed
Every year the Risk Management Agency has filed for Throckmorton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.23 at the low end to 2.58 at the high end, with 1.75 in the middle. The worst year filed is 2022, at 2.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,153,597 | $2,394,776 | $3,544,601 | 156 | 156 | 2.08 |
| 2016 | $403,021 | $617,946 | $983,741 | 136 | 136 | 1.53 |
| 2017 | $466,525 | $757,742 | $1,423,415 | 136 | 136 | 1.62 |
| 2018 | $1,398,168 | $2,703,781 | $4,230,947 | 194 | 194 | 1.93 |
| 2019 | $1,060,293 | $2,483,845 | $3,550,981 | 162 | 162 | 2.34 |
| 2020 | $725,427 | $1,872,340 | $2,342,151 | 90 | 90 | 2.58 |
| 2021 | $704,019 | $1,232,703 | $2,443,668 | 190 | 190 | 1.75 |
| 2022 | $3,864,347 | $10,299,507 | $11,633,304 | 326 | 326 | 2.67 |
| 2023 | $1,254,703 | $1,730,976 | $4,773,933 | 270 | 270 | 1.38 |
| 2024 | $971,535 | $1,190,130 | $3,660,826 | 173 | 173 | 1.23 |
Commodities insured in Throckmorton County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.06Low end of the filed band
- 1.66Middle of the filed band
- 2.25High end of the filed band
- 2022Worst year filed (3.08)
- 10Years filed
- $6,114,950Premium filed
- $14,170,491Indemnity paid
- $15,072,833Liability insured
- 168,196Quantity planted
- 168,220Quantity lost
- 691Policies
- 691Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Throckmorton County
- Drought $8,674,269 indemnity · 9 years
- Hail $2,321,901 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,840,683 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $658,541 indemnity · 2 years
- Wildlife $245,537 indemnity · 9 years
- Heat $206,636 indemnity · 2 years
Cotton 9 years filed
- 0.08Low end of the filed band
- 2.53Middle of the filed band
- 3.35High end of the filed band
- 2019Worst year filed (3.35)
- 9Years filed
- $1,596,033Premium filed
- $4,170,258Indemnity paid
- $4,772,141Liability insured
- 28,347Quantity planted
- 40,170Quantity lost
- 86Policies
- 86Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Throckmorton County
- Drought $3,350,579 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $537,908 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $172,523 indemnity · 3 years
- Hail $30,546 indemnity · 1 years
- Freeze $23,057 indemnity · 1 years
- Hot Wind $22,419 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.72Low end of the filed band
- 1.23Middle of the filed band
- 2.10High end of the filed band
- 2019Worst year filed (2.13)
- 10Years filed
- $2,910,960Premium filed
- $4,132,083Indemnity paid
- $13,030,962Liability insured
- 468,688Quantity planted
- 0Quantity lost
- 926Policies
- 926Policies with a loss
- 1.42Loss ratio, whole span
Causes that carried the indemnity in Throckmorton County
- ARPI/SCO/STAX Crops Only $4,132,083 indemnity · 10 years
Annual Forage 6 years filed
- 0.72Low end of the filed band
- 1.21Middle of the filed band
- 3.41High end of the filed band
- 2020Worst year filed (3.41)
- 6Years filed
- $1,379,692Premium filed
- $2,810,914Indemnity paid
- $5,711,631Liability insured
- 25,222Quantity planted
- 0Quantity lost
- 130Policies
- 130Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Throckmorton County
- ARPI/SCO/STAX Crops Only $2,810,914 indemnity · 6 years
Every county-crop the agency files in Texas → Buy the Throckmorton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.