Crop-loss band · Texas
Tom Green County, Texas — crop-loss band
- 1.21Low end of the filed band
- 2.16Middle of the filed band
- 3.06High end of the filed band
- 2022Worst year filed (3.35)
- 10Years filed
Every year the Risk Management Agency has filed for Tom Green County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.21 at the low end to 3.06 at the high end, with 2.16 in the middle. The worst year filed is 2022, at 3.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $6,936,901 | $9,377,839 | $23,738,346 | 908 | 908 | 1.35 |
| 2016 | $1,481,164 | $1,787,220 | $5,811,206 | 200 | 200 | 1.21 |
| 2017 | $3,456,502 | $5,969,033 | $13,697,694 | 432 | 432 | 1.73 |
| 2018 | $8,226,484 | $17,739,593 | $31,821,991 | 952 | 950 | 2.16 |
| 2019 | $7,057,141 | $10,443,865 | $26,686,519 | 567 | 567 | 1.48 |
| 2020 | $8,786,300 | $23,253,123 | $33,927,863 | 1,080 | 1,080 | 2.65 |
| 2021 | $3,396,063 | $9,158,656 | $14,557,231 | 390 | 390 | 2.70 |
| 2022 | $30,640,849 | $102,751,711 | $114,466,480 | 1,636 | 1,636 | 3.35 |
| 2023 | $22,918,822 | $62,507,825 | $80,757,515 | 1,520 | 1,520 | 2.73 |
| 2024 | $21,029,916 | $64,398,999 | $77,446,605 | 1,557 | 1,557 | 3.06 |
Commodities insured in Tom Green County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.30Low end of the filed band
- 2.16Middle of the filed band
- 3.32High end of the filed band
- 2021Worst year filed (3.45)
- 10Years filed
- $94,904,538Premium filed
- $267,697,161Indemnity paid
- $349,688,464Liability insured
- 655,221Quantity planted
- 1,029,681Quantity lost
- 4,966Policies
- 4,964Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Tom Green County
- Drought $137,273,253 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $42,418,869 indemnity · 7 years
- Hot Wind $34,385,602 indemnity · 9 years
- Heat $31,891,813 indemnity · 10 years
- Wind/Excess Wind $8,363,856 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $7,145,095 indemnity · 6 years
Wheat 10 years filed
- 0.78Low end of the filed band
- 1.67Middle of the filed band
- 2.16High end of the filed band
- 2022Worst year filed (3.55)
- 10Years filed
- $10,624,656Premium filed
- $20,175,183Indemnity paid
- $33,182,255Liability insured
- 198,203Quantity planted
- 198,222Quantity lost
- 1,525Policies
- 1,525Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Tom Green County
- Drought $13,157,956 indemnity · 10 years
- Hail $2,637,072 indemnity · 9 years
- Freeze $982,809 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $676,828 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $528,049 indemnity · 4 years
- Decline in Price $518,721 indemnity · 9 years
Grain Sorghum 10 years filed
- 1.05Low end of the filed band
- 1.51Middle of the filed band
- 3.14High end of the filed band
- 2022Worst year filed (4.04)
- 10Years filed
- $3,033,909Premium filed
- $7,409,752Indemnity paid
- $13,991,469Liability insured
- 83,978Quantity planted
- 84,055Quantity lost
- 1,015Policies
- 1,015Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Tom Green County
- Drought $5,195,311 indemnity · 10 years
- Heat $1,261,996 indemnity · 10 years
- Hot Wind $640,364 indemnity · 7 years
- Decline in Price $97,442 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $75,047 indemnity · 4 years
- Wind/Excess Wind $48,034 indemnity · 2 years
Corn 10 years filed
- 0.78Low end of the filed band
- 3.01Middle of the filed band
- 6.49High end of the filed band
- 2020Worst year filed (6.62)
- 10Years filed
- $1,035,805Premium filed
- $6,183,412Indemnity paid
- $8,235,410Liability insured
- 13,664Quantity planted
- 13,802Quantity lost
- 176Policies
- 176Policies with a loss
- 5.97Loss ratio, whole span
Causes that carried the indemnity in Tom Green County
- Heat $3,195,843 indemnity · 9 years
- Hail $2,192,828 indemnity · 2 years
- Hot Wind $401,696 indemnity · 5 years
- Drought $141,772 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $95,348 indemnity · 1 years
- All Other Causes $33,898 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.63Low end of the filed band
- 1.15Middle of the filed band
- 2.08High end of the filed band
- 2019Worst year filed (2.34)
- 10Years filed
- $2,452,583Premium filed
- $3,729,187Indemnity paid
- $10,735,564Liability insured
- 754,673Quantity planted
- 0Quantity lost
- 1,380Policies
- 1,380Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Tom Green County
- ARPI/SCO/STAX Crops Only $3,729,187 indemnity · 10 years
Annual Forage 5 years filed
- 0.69Low end of the filed band
- 1.61Middle of the filed band
- 2.42High end of the filed band
- 2022Worst year filed (2.42)
- 5Years filed
- $1,878,651Premium filed
- $2,193,169Indemnity paid
- $7,078,288Liability insured
- 31,894Quantity planted
- 0Quantity lost
- 180Policies
- 180Policies with a loss
- 1.17Loss ratio, whole span
Causes that carried the indemnity in Tom Green County
- ARPI/SCO/STAX Crops Only $2,193,169 indemnity · 5 years
Every county-crop the agency files in Texas → Buy the Tom Green County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.