Crop-loss band · Texas
Wichita County, Texas — crop-loss band
- 1.45Low end of the filed band
- 1.78Middle of the filed band
- 2.18High end of the filed band
- 2022Worst year filed (2.85)
- 10Years filed
Every year the Risk Management Agency has filed for Wichita County is in the series below, from 2015 to 2019. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.45 at the low end to 2.18 at the high end, with 1.78 in the middle. The worst year filed is 2022, at 2.85. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,206,400 | $1,952,020 | $4,229,623 | 184 | 184 | 1.62 |
| 2016 | $756,153 | $1,095,482 | $2,257,302 | 125 | 123 | 1.45 |
| 2017 | $1,358,160 | $2,061,617 | $4,513,314 | 220 | 220 | 1.52 |
| 2018 | $1,601,412 | $3,496,129 | $5,015,446 | 189 | 188 | 2.18 |
| 2019 | $2,059,226 | $3,661,829 | $6,245,545 | 280 | 280 | 1.78 |
| 2020 | $1,619,849 | $2,781,158 | $4,989,682 | 224 | 224 | 1.72 |
| 2021 | $791,070 | $1,432,386 | $2,523,696 | 146 | 145 | 1.81 |
| 2022 | $6,035,094 | $17,219,324 | $18,947,155 | 540 | 540 | 2.85 |
| 2023 | $2,860,673 | $6,086,572 | $9,613,416 | 387 | 387 | 2.13 |
| 2024 | $1,781,075 | $3,715,501 | $5,452,080 | 214 | 214 | 2.09 |
Commodities insured in Wichita County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.83Low end of the filed band
- 2.30Middle of the filed band
- 2.77High end of the filed band
- 2023Worst year filed (3.03)
- 10Years filed
- $7,682,689Premium filed
- $19,438,006Indemnity paid
- $23,834,708Liability insured
- 83,284Quantity planted
- 108,744Quantity lost
- 494Policies
- 494Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Wichita County
- Drought $14,757,333 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,507,302 indemnity · 5 years
- Hot Wind $1,376,441 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $411,237 indemnity · 8 years
- Heat $158,462 indemnity · 4 years
- Freeze $128,080 indemnity · 2 years
Wheat 10 years filed
- 1.33Low end of the filed band
- 1.80Middle of the filed band
- 2.22High end of the filed band
- 2022Worst year filed (3.62)
- 10Years filed
- $7,303,948Premium filed
- $16,148,065Indemnity paid
- $24,715,141Liability insured
- 210,093Quantity planted
- 210,163Quantity lost
- 927Policies
- 923Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Wichita County
- Drought $8,491,734 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,963,802 indemnity · 7 years
- Hail $1,242,940 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,013,718 indemnity · 4 years
- Freeze $910,697 indemnity · 5 years
- Decline in Price $820,414 indemnity · 10 years
Corn 5 years filed
- 1.05Low end of the filed band
- 1.11Middle of the filed band
- 2.06High end of the filed band
- 2022Worst year filed (2.06)
- 5Years filed
- $2,327,546Premium filed
- $3,520,662Indemnity paid
- $4,424,193Liability insured
- 18,081Quantity planted
- 18,081Quantity lost
- 110Policies
- 110Policies with a loss
- 1.51Loss ratio, whole span
Causes that carried the indemnity in Wichita County
- Drought $2,674,158 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $662,984 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $75,610 indemnity · 1 years
- Heat $43,464 indemnity · 2 years
- Hot Wind $29,730 indemnity · 1 years
- Decline in Price $28,244 indemnity · 3 years
Annual Forage 5 years filed
- 0.71Low end of the filed band
- 1.29Middle of the filed band
- 1.95High end of the filed band
- 2022Worst year filed (1.95)
- 5Years filed
- $1,124,471Premium filed
- $1,932,309Indemnity paid
- $5,448,582Liability insured
- 23,264Quantity planted
- 0Quantity lost
- 158Policies
- 158Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Wichita County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,932,309 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.59Low end of the filed band
- 1.42Middle of the filed band
- 1.80High end of the filed band
- 2024Worst year filed (2.24)
- 10Years filed
- $672,306Premium filed
- $934,878Indemnity paid
- $3,053,654Liability insured
- 114,659Quantity planted
- 0Quantity lost
- 651Policies
- 651Policies with a loss
- 1.39Loss ratio, whole span
Causes that carried the indemnity in Wichita County
- ARPI/SCO/STAX Crops Only $934,878 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.47Low end of the filed band
- 1.23Middle of the filed band
- 1.78High end of the filed band
- 2022Worst year filed (1.89)
- 10Years filed
- $609,168Premium filed
- $846,382Indemnity paid
- $1,148,233Liability insured
- 15,190Quantity planted
- 15,618Quantity lost
- 89Policies
- 89Policies with a loss
- 1.39Loss ratio, whole span
Causes that carried the indemnity in Wichita County
- Drought $747,559 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $36,941 indemnity · 4 years
- Hot Wind $31,320 indemnity · 2 years
- Freeze $20,758 indemnity · 1 years
- Wildlife $7,334 indemnity · 1 years
- Heat $2,250 indemnity · 1 years
Canola 5 years filed
- 0.82Low end of the filed band
- 2.09Middle of the filed band
- 3.45High end of the filed band
- 2018Worst year filed (3.45)
- 5Years filed
- $348,983Premium filed
- $681,716Indemnity paid
- $1,162,747Liability insured
- 10,347Quantity planted
- 10,347Quantity lost
- 80Policies
- 80Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Wichita County
- Hail $322,618 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $160,916 indemnity · 5 years
- Drought $138,185 indemnity · 2 years
- Hot Wind $22,657 indemnity · 1 years
- Cold Wet Weather $17,991 indemnity · 1 years
- Decline in Price $14,466 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Wichita County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.