Crop-loss band · Texas
Yoakum County, Texas — crop-loss band
- 2.04Low end of the filed band
- 2.41Middle of the filed band
- 2.83High end of the filed band
- 2016Worst year filed (3.57)
- 10Years filed
Every year the Risk Management Agency has filed for Yoakum County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.04 at the low end to 2.83 at the high end, with 2.41 in the middle. The worst year filed is 2016, at 3.57. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,820,933 | $7,970,590 | $13,512,900 | 240 | 240 | 2.83 |
| 2016 | $3,389,860 | $12,090,236 | $18,000,618 | 316 | 315 | 3.57 |
| 2017 | $7,072,433 | $16,259,364 | $25,863,600 | 539 | 538 | 2.30 |
| 2018 | $10,645,875 | $26,557,925 | $36,464,908 | 633 | 633 | 2.49 |
| 2019 | $12,261,727 | $30,360,129 | $47,129,183 | 819 | 818 | 2.48 |
| 2020 | $14,096,945 | $37,989,678 | $49,529,257 | 750 | 748 | 2.69 |
| 2021 | $13,534,077 | $27,943,474 | $42,323,785 | 575 | 574 | 2.06 |
| 2022 | $34,448,517 | $83,178,984 | $98,062,273 | 1,173 | 1,173 | 2.41 |
| 2023 | $29,917,335 | $64,329,092 | $85,777,965 | 1,330 | 1,330 | 2.15 |
| 2024 | $30,883,673 | $62,892,385 | $89,171,928 | 1,333 | 1,333 | 2.04 |
Commodities insured in Yoakum County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.77Low end of the filed band
- 2.24Middle of the filed band
- 2.44High end of the filed band
- 2016Worst year filed (3.71)
- 10Years filed
- $128,932,884Premium filed
- $277,928,502Indemnity paid
- $360,460,498Liability insured
- 970,610Quantity planted
- 1,344,740Quantity lost
- 5,288Policies
- 5,285Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Yoakum County
- Hot Wind $60,744,363 indemnity · 10 years
- Drought $59,223,992 indemnity · 10 years
- Wind/Excess Wind $39,595,964 indemnity · 10 years
- Heat $38,748,518 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $32,259,534 indemnity · 9 years
- Hail $27,916,189 indemnity · 10 years
Peanuts 10 years filed
- 3.35Low end of the filed band
- 4.03Middle of the filed band
- 4.90High end of the filed band
- 2022Worst year filed (5.59)
- 10Years filed
- $14,266,865Premium filed
- $60,940,028Indemnity paid
- $93,409,177Liability insured
- 98,560Quantity planted
- 99,020Quantity lost
- 759Policies
- 759Policies with a loss
- 4.27Loss ratio, whole span
Causes that carried the indemnity in Yoakum County
- Heat $19,491,954 indemnity · 9 years
- Hot Wind $18,184,956 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $8,548,793 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $3,629,885 indemnity · 7 years
- Wind/Excess Wind $3,360,988 indemnity · 10 years
- Freeze $2,653,229 indemnity · 7 years
Annual Forage 7 years filed
- 0.67Low end of the filed band
- 1.63Middle of the filed band
- 2.75High end of the filed band
- 2021Worst year filed (2.75)
- 7Years filed
- $9,173,068Premium filed
- $15,140,629Indemnity paid
- $27,646,087Liability insured
- 114,426Quantity planted
- 0Quantity lost
- 532Policies
- 532Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Yoakum County
- ARPI/SCO/STAX Crops Only $15,140,629 indemnity · 7 years
Corn 9 years filed
- 2.36Low end of the filed band
- 3.53Middle of the filed band
- 6.12High end of the filed band
- 2016Worst year filed (6.12)
- 9Years filed
- $2,048,057Premium filed
- $7,401,022Indemnity paid
- $8,943,539Liability insured
- 20,707Quantity planted
- 20,708Quantity lost
- 210Policies
- 207Policies with a loss
- 3.61Loss ratio, whole span
Causes that carried the indemnity in Yoakum County
- Heat $2,648,548 indemnity · 9 years
- Hot Wind $2,525,297 indemnity · 7 years
- Wind/Excess Wind $946,153 indemnity · 6 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $735,378 indemnity · 4 years
- Hail $411,454 indemnity · 5 years
- Mycotoxin $88,862 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.51Low end of the filed band
- 1.40Middle of the filed band
- 1.93High end of the filed band
- 2020Worst year filed (2.93)
- 10Years filed
- $3,101,898Premium filed
- $5,217,689Indemnity paid
- $10,687,308Liability insured
- 389,205Quantity planted
- 0Quantity lost
- 670Policies
- 670Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Yoakum County
- ARPI/SCO/STAX Crops Only $5,217,689 indemnity · 10 years
Grain Sorghum 9 years filed
- 0.52Low end of the filed band
- 1.40Middle of the filed band
- 2.60High end of the filed band
- 2023Worst year filed (2.60)
- 9Years filed
- $900,112Premium filed
- $1,386,054Indemnity paid
- $2,382,729Liability insured
- 26,617Quantity planted
- 26,617Quantity lost
- 187Policies
- 187Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Yoakum County
- Drought $541,651 indemnity · 7 years
- Heat $234,395 indemnity · 7 years
- Wind/Excess Wind $148,715 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $146,982 indemnity · 5 years
- Freeze $92,802 indemnity · 2 years
- Hot Wind $66,340 indemnity · 6 years
Dry Beans 7 years filed
- 0.35Low end of the filed band
- 2.16Middle of the filed band
- 3.06High end of the filed band
- 2023Worst year filed (3.06)
- 7Years filed
- $379,983Premium filed
- $888,939Indemnity paid
- $1,472,077Liability insured
- 5,025Quantity planted
- 5,023Quantity lost
- 43Policies
- 43Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Yoakum County
- Hot Wind $508,589 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $247,342 indemnity · 3 years
- Heat $91,334 indemnity · 4 years
- Hail $41,675 indemnity · 3 years
Cotton Ex Long Staple 5 years filed
- 1.25Low end of the filed band
- 2.63Middle of the filed band
- 2.92High end of the filed band
- 2022Worst year filed (2.92)
- 5Years filed
- $268,507Premium filed
- $668,994Indemnity paid
- $835,002Liability insured
- 1,412Quantity planted
- 1,412Quantity lost
- 19Policies
- 19Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Yoakum County
- Wind/Excess Wind $205,230 indemnity · 2 years
- Hail $202,027 indemnity · 2 years
- Heat $197,886 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $30,894 indemnity · 1 years
- Hot Wind $25,637 indemnity · 1 years
- Freeze $7,320 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Yoakum County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.