Crop-loss band · Texas
Zapata County, Texas — crop-loss band
- 1.16Low end of the filed band
- 1.58Middle of the filed band
- 1.92High end of the filed band
- 2015Worst year filed (2.01)
- 10Years filed
Every year the Risk Management Agency has filed for Zapata County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 1.92 at the high end, with 1.58 in the middle. The worst year filed is 2015, at 2.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $215,982 | $434,360 | $791,602 | 102 | 102 | 2.01 |
| 2016 | $511,564 | $591,413 | $827,995 | 56 | 56 | 1.16 |
| 2017 | $561,452 | $798,516 | $1,125,080 | 81 | 81 | 1.42 |
| 2018 | $766,815 | $1,261,880 | $2,352,947 | 147 | 147 | 1.65 |
| 2019 | $557,230 | $1,068,693 | $1,895,499 | 179 | 179 | 1.92 |
| 2020 | $753,643 | $1,324,801 | $2,317,352 | 159 | 159 | 1.76 |
| 2021 | $858,158 | $1,433,805 | $2,386,731 | 164 | 164 | 1.67 |
| 2022 | $1,179,048 | $1,865,172 | $3,238,859 | 246 | 246 | 1.58 |
| 2023 | $993,204 | $1,438,001 | $2,516,939 | 222 | 222 | 1.45 |
| 2024 | $897,950 | $1,253,864 | $2,540,862 | 231 | 231 | 1.40 |
Commodities insured in Zapata County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.77Low end of the filed band
- 1.84Middle of the filed band
- 2.27High end of the filed band
- 2017Worst year filed (2.50)
- 10Years filed
- $3,003,786Premium filed
- $5,369,940Indemnity paid
- $11,051,268Liability insured
- 554,714Quantity planted
- 0Quantity lost
- 1,505Policies
- 1,505Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Zapata County
- ARPI/SCO/STAX Crops Only $5,369,940 indemnity · 10 years
Onions 9 years filed
- 0.81Low end of the filed band
- 1.01Middle of the filed band
- 1.37High end of the filed band
- 2018Worst year filed (1.37)
- 9Years filed
- $2,887,631Premium filed
- $3,110,776Indemnity paid
- $5,737,434Liability insured
- 2,429Quantity planted
- 2,429Quantity lost
- 38Policies
- 38Policies with a loss
- 1.08Loss ratio, whole span
Causes that carried the indemnity in Zapata County
- Excess Moisture/Precipitation/Rain $2,291,739 indemnity · 7 years
- Wildlife $332,013 indemnity · 3 years
- Freeze $170,711 indemnity · 1 years
- Hail $167,242 indemnity · 1 years
- Heat $149,071 indemnity · 1 years
All Other Crops 10 years filed
- 1.33Low end of the filed band
- 2.03Middle of the filed band
- 3.01High end of the filed band
- 2019Worst year filed (3.02)
- 10Years filed
- $1,403,629Premium filed
- $2,989,789Indemnity paid
- $3,205,164Liability insured
- 15,606Quantity planted
- 12,669Quantity lost
- 44Policies
- 44Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Zapata County
- Excess Moisture/Precipitation/Rain $946,302 indemnity · 6 years
- Drought $835,608 indemnity · 8 years
- Failure of Irrigation Supply $798,854 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $331,852 indemnity · 1 years
- Heat $39,003 indemnity · 2 years
- Insects $20,399 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Zapata County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.