Crop-loss band · Texas
Zavala County, Texas — crop-loss band
- 1.66Low end of the filed band
- 1.97Middle of the filed band
- 3.05High end of the filed band
- 2018Worst year filed (3.07)
- 10Years filed
Every year the Risk Management Agency has filed for Zavala County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.66 at the low end to 3.05 at the high end, with 1.97 in the middle. The worst year filed is 2018, at 3.07. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $612,075 | $1,476,908 | $2,496,946 | 115 | 115 | 2.41 |
| 2016 | $446,579 | $804,119 | $1,475,101 | 76 | 76 | 1.80 |
| 2017 | $708,982 | $1,383,915 | $3,071,791 | 145 | 145 | 1.95 |
| 2018 | $1,029,554 | $3,161,164 | $5,639,489 | 225 | 225 | 3.07 |
| 2019 | $996,139 | $2,305,045 | $4,312,248 | 234 | 234 | 2.31 |
| 2020 | $1,306,459 | $2,573,852 | $5,978,454 | 337 | 337 | 1.97 |
| 2021 | $1,540,852 | $3,239,731 | $5,802,762 | 267 | 267 | 2.10 |
| 2022 | $1,743,775 | $5,320,227 | $7,422,830 | 364 | 364 | 3.05 |
| 2023 | $2,064,887 | $3,919,101 | $7,485,243 | 376 | 376 | 1.90 |
| 2024 | $1,995,093 | $3,314,970 | $7,382,671 | 373 | 373 | 1.66 |
Commodities insured in Zavala County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.88Low end of the filed band
- 1.69Middle of the filed band
- 2.24High end of the filed band
- 2022Worst year filed (2.28)
- 10Years filed
- $5,753,839Premium filed
- $10,475,241Indemnity paid
- $22,269,948Liability insured
- 1,164,914Quantity planted
- 0Quantity lost
- 1,962Policies
- 1,962Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Zavala County
- ARPI/SCO/STAX Crops Only $10,475,241 indemnity · 10 years
Cotton 8 years filed
- 2.06Low end of the filed band
- 3.53Middle of the filed band
- 6.67High end of the filed band
- 2021Worst year filed (6.67)
- 8Years filed
- $1,420,057Premium filed
- $6,031,742Indemnity paid
- $11,232,030Liability insured
- 15,503Quantity planted
- 22,185Quantity lost
- 90Policies
- 90Policies with a loss
- 4.25Loss ratio, whole span
Causes that carried the indemnity in Zavala County
- Excess Moisture/Precipitation/Rain $1,705,150 indemnity · 3 years
- Heat $1,400,248 indemnity · 7 years
- Drought $948,548 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $616,858 indemnity · 6 years
- Hail $536,962 indemnity · 4 years
- Wind/Excess Wind $355,050 indemnity · 1 years
Onions 10 years filed
- 1.69Low end of the filed band
- 2.05Middle of the filed band
- 2.74High end of the filed band
- 2015Worst year filed (3.01)
- 10Years filed
- $1,920,170Premium filed
- $4,107,166Indemnity paid
- $5,819,508Liability insured
- 2,007Quantity planted
- 2,013Quantity lost
- 72Policies
- 72Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Zavala County
- Excess Moisture/Precipitation/Rain $2,378,619 indemnity · 8 years
- Hail $1,046,331 indemnity · 4 years
- Freeze $364,719 indemnity · 2 years
- Heat $263,153 indemnity · 3 years
- Plant Disease $54,344 indemnity · 1 years
Annual Forage 10 years filed
- 0.33Low end of the filed band
- 1.47Middle of the filed band
- 2.19High end of the filed band
- 2022Worst year filed (2.66)
- 10Years filed
- $1,968,864Premium filed
- $3,655,714Indemnity paid
- $7,370,788Liability insured
- 49,665Quantity planted
- 0Quantity lost
- 201Policies
- 201Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Zavala County
- ARPI/SCO/STAX Crops Only $3,655,714 indemnity · 10 years
Wheat 10 years filed
- 0.11Low end of the filed band
- 1.96Middle of the filed band
- 3.53High end of the filed band
- 2021Worst year filed (3.79)
- 10Years filed
- $1,104,275Premium filed
- $2,514,522Indemnity paid
- $3,301,036Liability insured
- 25,138Quantity planted
- 25,147Quantity lost
- 134Policies
- 134Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Zavala County
- Drought $1,696,297 indemnity · 7 years
- Freeze $322,066 indemnity · 4 years
- Heat $189,304 indemnity · 4 years
- Hail $169,264 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $63,797 indemnity · 3 years
- Failure of Irrigation Supply $26,545 indemnity · 1 years
Grain Sorghum 8 years filed
- 2.11Low end of the filed band
- 2.35Middle of the filed band
- 3.52High end of the filed band
- 2020Worst year filed (3.52)
- 8Years filed
- $277,190Premium filed
- $714,647Indemnity paid
- $1,074,225Liability insured
- 7,525Quantity planted
- 7,525Quantity lost
- 53Policies
- 53Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Zavala County
- Drought $457,828 indemnity · 8 years
- Heat $130,535 indemnity · 5 years
- Hail $46,736 indemnity · 2 years
- Failure of Irrigation Supply $42,665 indemnity · 1 years
- Decline in Price $10,950 indemnity · 1 years
- Wildlife $9,171 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Zavala County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.