Crop-loss band · Virginia
Essex County, Virginia — crop-loss band
- 0.43Low end of the filed band
- 0.84Middle of the filed band
- 2.35High end of the filed band
- 2024Worst year filed (3.32)
- 10Years filed
Every year the Risk Management Agency has filed for Essex County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.43 at the low end to 2.35 at the high end, with 0.84 in the middle. The worst year filed is 2024, at 3.32. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $150,252 | $88,829 | $1,084,363 | 24 | 24 | 0.59 |
| 2016 | $799,880 | $461,460 | $3,851,678 | 46 | 46 | 0.58 |
| 2017 | $452,167 | $740,188 | $2,846,606 | 54 | 54 | 1.64 |
| 2018 | $157,747 | $309,163 | $1,239,973 | 37 | 37 | 1.96 |
| 2019 | $282,812 | $236,481 | $2,145,380 | 23 | 23 | 0.84 |
| 2020 | $717,666 | $1,685,921 | $4,650,063 | 47 | 47 | 2.35 |
| 2021 | $50,452 | $21,582 | $458,274 | 10 | 10 | 0.43 |
| 2022 | $79,674 | $52,493 | $628,639 | 14 | 14 | 0.66 |
| 2023 | $422,417 | $394,295 | $2,922,713 | 40 | 40 | 0.93 |
| 2024 | $1,089,124 | $3,616,420 | $6,841,152 | 122 | 122 | 3.32 |
Commodities insured in Essex County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.06Low end of the filed band
- 0.79Middle of the filed band
- 2.34High end of the filed band
- 2024Worst year filed (3.43)
- 10Years filed
- $3,372,761Premium filed
- $6,719,463Indemnity paid
- $19,980,772Liability insured
- 41,252Quantity planted
- 39,913Quantity lost
- 278Policies
- 278Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Essex County
- Drought $4,571,394 indemnity · 8 years
- Heat $1,492,528 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $304,295 indemnity · 9 years
- Decline in Price $189,328 indemnity · 5 years
- XX $84,647 indemnity · 4 years
- Freeze $66,228 indemnity · 1 years
Soybeans 10 years filed
- 0.37Low end of the filed band
- 0.81Middle of the filed band
- 2.66High end of the filed band
- 2020Worst year filed (2.76)
- 10Years filed
- $829,430Premium filed
- $887,369Indemnity paid
- $6,688,069Liability insured
- 18,749Quantity planted
- 16,227Quantity lost
- 139Policies
- 139Policies with a loss
- 1.07Loss ratio, whole span
Causes that carried the indemnity in Essex County
- Drought $511,723 indemnity · 9 years
- Heat $143,659 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $106,833 indemnity · 8 years
- Decline in Price $78,593 indemnity · 3 years
- Wildlife $44,379 indemnity · 10 years
- Wind/Excess Wind $1,388 indemnity · 1 years
Every county-crop the agency files in Virginia → Buy the Essex County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.