Crop-loss band · Virginia
Lunenburg County, Virginia — crop-loss band
- 1.47Low end of the filed band
- 2.94Middle of the filed band
- 4.42High end of the filed band
- 2018Worst year filed (4.49)
- 10Years filed
Every year the Risk Management Agency has filed for Lunenburg County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.47 at the low end to 4.42 at the high end, with 2.94 in the middle. The worst year filed is 2018, at 4.49. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $129,632 | $364,090 | $944,958 | 90 | 90 | 2.81 |
| 2016 | $115,599 | $464,869 | $1,092,525 | 70 | 70 | 4.02 |
| 2017 | $54,222 | $239,472 | $515,898 | 14 | 14 | 4.42 |
| 2018 | $173,582 | $779,160 | $2,212,328 | 75 | 75 | 4.49 |
| 2019 | $166,724 | $585,295 | $1,399,209 | 64 | 64 | 3.51 |
| 2020 | $77,316 | $226,950 | $527,155 | 17 | 17 | 2.94 |
| 2021 | $56,321 | $83,011 | $341,291 | 14 | 14 | 1.47 |
| 2022 | $157,529 | $325,853 | $1,013,878 | 48 | 48 | 2.07 |
| 2023 | $188,320 | $396,972 | $1,539,925 | 47 | 47 | 2.11 |
| 2024 | $189,497 | $625,186 | $1,547,909 | 59 | 59 | 3.30 |
Commodities insured in Lunenburg County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 3.66Low end of the filed band
- 5.56Middle of the filed band
- 6.58High end of the filed band
- 2015Worst year filed (8.00)
- 10Years filed
- $494,772Premium filed
- $2,688,025Indemnity paid
- $7,219,713Liability insured
- 2,006Quantity planted
- 2,017Quantity lost
- 156Policies
- 156Policies with a loss
- 5.43Loss ratio, whole span
Causes that carried the indemnity in Lunenburg County
- Drought $767,479 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $711,214 indemnity · 5 years
- Heat $557,241 indemnity · 6 years
- Hurricane/Tropical Depression $194,896 indemnity · 3 years
- Wind/Excess Wind $149,343 indemnity · 4 years
- XX $117,483 indemnity · 6 years
Soybeans 10 years filed
- 0.63Low end of the filed band
- 1.60Middle of the filed band
- 2.50High end of the filed band
- 2018Worst year filed (3.56)
- 10Years filed
- $813,970Premium filed
- $1,402,833Indemnity paid
- $3,915,363Liability insured
- 15,441Quantity planted
- 14,815Quantity lost
- 342Policies
- 342Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Lunenburg County
- Drought $817,178 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $256,023 indemnity · 7 years
- Heat $236,093 indemnity · 5 years
- Decline in Price $36,969 indemnity · 4 years
- XX $24,046 indemnity · 4 years
- Wildlife $21,667 indemnity · 7 years
Every county-crop the agency files in Virginia → Buy the Lunenburg County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.