Crop-loss band · Virginia
Mecklenburg County, Virginia — crop-loss band
- 1.56Low end of the filed band
- 3.23Middle of the filed band
- 3.91High end of the filed band
- 2018Worst year filed (6.18)
- 10Years filed
Every year the Risk Management Agency has filed for Mecklenburg County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 3.91 at the high end, with 3.23 in the middle. The worst year filed is 2018, at 6.18. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $233,250 | $844,912 | $1,536,061 | 86 | 86 | 3.62 |
| 2016 | $612,586 | $2,244,945 | $5,537,409 | 180 | 180 | 3.66 |
| 2017 | $234,439 | $758,099 | $2,926,543 | 54 | 54 | 3.23 |
| 2018 | $238,813 | $1,475,132 | $5,234,042 | 116 | 116 | 6.18 |
| 2019 | $767,503 | $3,000,354 | $7,094,849 | 207 | 207 | 3.91 |
| 2020 | $654,528 | $1,348,271 | $3,418,793 | 80 | 80 | 2.06 |
| 2021 | $237,508 | $657,035 | $2,497,747 | 44 | 44 | 2.77 |
| 2022 | $579,936 | $903,898 | $3,144,001 | 93 | 93 | 1.56 |
| 2023 | $1,184,806 | $2,804,147 | $6,964,788 | 143 | 143 | 2.37 |
| 2024 | $1,081,365 | $3,815,202 | $7,898,703 | 184 | 184 | 3.53 |
Commodities insured in Mecklenburg County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Flue Cured Tobacco 10 years filed
- 5.56Low end of the filed band
- 8.81Middle of the filed band
- 11.40High end of the filed band
- 2015Worst year filed (15.22)
- 10Years filed
- $925,898Premium filed
- $8,676,624Indemnity paid
- $24,333,628Liability insured
- 6,400Quantity planted
- 6,404Quantity lost
- 304Policies
- 304Policies with a loss
- 9.37Loss ratio, whole span
Causes that carried the indemnity in Mecklenburg County
- Drought $3,164,960 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,600,125 indemnity · 8 years
- Wind/Excess Wind $1,087,724 indemnity · 5 years
- Heat $1,002,555 indemnity · 8 years
- XX $581,702 indemnity · 5 years
- Hurricane/Tropical Depression $457,014 indemnity · 2 years
Soybeans 10 years filed
- 1.15Low end of the filed band
- 1.94Middle of the filed band
- 2.42High end of the filed band
- 2020Worst year filed (2.72)
- 10Years filed
- $3,826,468Premium filed
- $7,228,144Indemnity paid
- $18,319,521Liability insured
- 70,379Quantity planted
- 71,997Quantity lost
- 812Policies
- 812Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Mecklenburg County
- Drought $4,723,998 indemnity · 9 years
- Heat $1,048,801 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $596,661 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $439,621 indemnity · 5 years
- Decline in Price $179,674 indemnity · 6 years
- XX $116,567 indemnity · 6 years
Corn 6 years filed
- 0.17Low end of the filed band
- 1.04Middle of the filed band
- 2.66High end of the filed band
- 2024Worst year filed (2.66)
- 6Years filed
- $1,072,368Premium filed
- $1,947,227Indemnity paid
- $3,599,788Liability insured
- 7,961Quantity planted
- 8,137Quantity lost
- 71Policies
- 71Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Mecklenburg County
- Drought $1,279,318 indemnity · 5 years
- Heat $437,459 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $117,073 indemnity · 4 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $44,165 indemnity · 2 years
- All Other Causes $33,036 indemnity · 2 years
- Decline in Price $31,721 indemnity · 1 years
Every county-crop the agency files in Virginia → Buy the Mecklenburg County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.