Crop-loss band · Virginia
Northumberland County, Virginia — crop-loss band
- 0.12Low end of the filed band
- 1.96Middle of the filed band
- 3.33High end of the filed band
- 2021Worst year filed (3.63)
- 10Years filed
Every year the Risk Management Agency has filed for Northumberland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.12 at the low end to 3.33 at the high end, with 1.96 in the middle. The worst year filed is 2021, at 3.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $123,537 | $258,027 | $1,020,601 | 37 | 37 | 2.09 |
| 2016 | $341,298 | $468,571 | $2,137,686 | 35 | 35 | 1.37 |
| 2017 | $46,432 | $5,618 | $392,798 | 11 | 11 | 0.12 |
| 2018 | $141,647 | $445,156 | $1,293,454 | 35 | 35 | 3.14 |
| 2019 | $62,205 | $67,473 | $538,350 | 20 | 20 | 1.08 |
| 2020 | $129,479 | $253,853 | $1,153,939 | 15 | 15 | 1.96 |
| 2021 | $7,909 | $28,707 | $59,561 | 8 | 8 | 3.63 |
| 2022 | $275,204 | $917,611 | $2,085,490 | 22 | 22 | 3.33 |
| 2023 | $77,044 | $66,224 | $651,715 | 18 | 18 | 0.86 |
| 2024 | $852,662 | $1,958,518 | $6,636,799 | 92 | 92 | 2.30 |
Commodities insured in Northumberland County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 0.08Low end of the filed band
- 2.02Middle of the filed band
- 4.03High end of the filed band
- 2021Worst year filed (4.03)
- 9Years filed
- $1,344,996Premium filed
- $2,395,221Indemnity paid
- $9,849,866Liability insured
- 18,004Quantity planted
- 16,464Quantity lost
- 154Policies
- 154Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Northumberland County
- Drought $1,134,145 indemnity · 7 years
- Heat $738,773 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $150,803 indemnity · 7 years
- All Other Causes $126,756 indemnity · 2 years
- Decline in Price $89,425 indemnity · 6 years
- Hurricane/Tropical Depression $63,757 indemnity · 1 years
Soybeans 10 years filed
- 0.44Low end of the filed band
- 2.47Middle of the filed band
- 3.62High end of the filed band
- 2024Worst year filed (3.62)
- 10Years filed
- $712,421Premium filed
- $2,074,537Indemnity paid
- $6,120,527Liability insured
- 15,116Quantity planted
- 14,401Quantity lost
- 139Policies
- 139Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Northumberland County
- Drought $1,437,687 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $316,888 indemnity · 10 years
- Decline in Price $129,237 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $81,414 indemnity · 1 years
- XX $43,764 indemnity · 5 years
- Wildlife $24,966 indemnity · 5 years
Every county-crop the agency files in Virginia → Buy the Northumberland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.